Discover island living at its finest in this fully renovated, custom-designed, 2-bedroom, 2-bath beach cottage overlooking serene waters of Legoe Bay. Nestled on .35 acres on peaceful Lummi Island, this 2126 SF home offers charm, comfort & a truly unique lifestyle in the heart of the historic Reefnet fishing community. Property Highlights Include: Expansive bay views from multiple rooms; Custom architecture w/ detailed wainscoting & stained-glass transom windows; Wood floors & elegant built-in shelving; Spacious walk-in pantry; ADA accessible; Lower-level, lock-off suite w/ kitchenette; Freshly-painted ext w/ timeless appeal; Mature, professionally designed landscaping;Outdoor fire pit;Attached 8x12' greenhouse; Spacious outside storage.
Active
Listed by:
Stacie Whitfield,
List4FlatFee.com, LLC
$975,000
3965 Legoe Bay Road, Lummi Island, WA 98262
2beds
2,126sqft
Est.:
Single Family Residence
Built in 1945
0.35 Acres Lot
$-- Zestimate®
$459/sqft
$-- HOA
What's special
Wood floorsFully renovated custom-designedElegant built-in shelvingMature professionally designed landscapingSpacious walk-in pantrySpacious outside storageOutdoor fire pit
- 167 days |
- 780 |
- 35 |
Zillow last checked: 8 hours ago
Listing updated: January 02, 2026 at 05:57am
Listed by:
Stacie Whitfield,
List4FlatFee.com, LLC
Source: NWMLS,MLS#: 2416696
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Lower
Bathroom full
- Level: Lower
Bathroom three quarter
- Level: Main
Bonus room
- Level: Lower
Dining room
- Level: Main
Entry hall
- Level: Main
Family room
- Level: Lower
Great room
- Level: Main
Kitchen with eating space
- Level: Main
Kitchen without eating space
- Level: Lower
Living room
- Level: Main
Utility room
- Level: Lower
Heating
- Fireplace, Ductless, Radiant, Electric
Cooling
- Ductless
Appliances
- Included: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Features
- Ceiling Fan(s), Dining Room, Walk-In Pantry
- Flooring: Hardwood
- Windows: Double Pane/Storm Window, Skylight(s)
- Basement: Daylight,Finished
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 2,126
- Total interior livable area: 2,126 sqft
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Second Kitchen, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, Fireplace, Skylight(s), Vaulted Ceiling(s), Walk-In Pantry
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Ocean Front
Lot
- Size: 0.35 Acres
- Features: Corner Lot, Paved, Secluded, Deck, Fenced-Partially, Green House, High Speed Internet, Outbuildings, Propane
- Topography: Partial Slope
- Residential vegetation: Garden Space
Details
- Parcel number: 3701091814490000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Metal
Condition
- Very Good
- Year built: 1945
- Major remodel year: 2006
Utilities & green energy
- Electric: Company: Puget
- Sewer: Septic Tank, Company: Septic
- Water: Individual Well, Company: Individual Well
- Utilities for property: None, Pogozone
Community & HOA
Community
- Subdivision: Lummi Island
Location
- Region: Lummi Island
Financial & listing details
- Price per square foot: $459/sqft
- Tax assessed value: $778,335
- Annual tax amount: $6,386
- Date on market: 8/4/2025
- Cumulative days on market: 168 days
- Listing terms: Cash Out,Conventional
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2025 | Listed for sale | $975,000+105.3%$459/sqft |
Source:  NWMLS #2416696 Report a problem | ||
| 10/22/2018 | Listing removed | $475,000$223/sqft |
Source: Lummi Island Realty LLC #1203653 Report a problem | ||
| 10/22/2018 | Listed for sale | $475,000+3.3%$223/sqft |
Source: Lummi Island Realty LLC #1203653 Report a problem | ||
| 10/17/2018 | Sold | $460,000-3.2%$216/sqft |
Source: NWMLS #1203653 Report a problem | ||
| 8/22/2018 | Pending sale | $475,000$223/sqft |
Source: Lummi Island Realty LLC #1203653 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,386 +2.8% | $778,335 -5.2% |
| 2023 | $6,210 +1.2% | $820,719 +19.5% |
| 2022 | $6,135 +12% | $686,808 +24% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,603/mo
Principal & interest
$4693
Property taxes
$569
Home insurance
$341
Climate risks
Neighborhood: 98262
Nearby schools
GreatSchools rating
- NABeach Elementary SchoolGrades: K-5Distance: 0.9 mi
- 7/10Vista Middle SchoolGrades: 6-8Distance: 10.9 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 10.6 mi
Schools provided by the listing agent
- Elementary: Beach Elem
Source: NWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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