Escape to your own slice of country paradise in this charming Florida cottage, perfectly situated on a peaceful acre just north of town. Enjoy the ultimate blend of tranquility and convenience with low property taxes and NO HOA fees.
This home is a unique treasure, featuring an expansive wrap-around porch where you can sip your morning coffee or enjoy a quiet evening. The durable metal roof provides peace of mind, and the property is easily accessed via a paved road. This home has a ductless mini-split AC system providing heat and air conditioning year round. Inside, the heart of the home is a quaint, character-filled kitchen highlighted by a stunning, antique-style fridge and gas stove/electric imported from Europe—a true conversation piece and a dream for any home chef. If you're seeking a quiet retreat with rustic elegance, and a charming, relaxed lifestyle, this is the one. Come experience the best of Florida country living.
For sale
Price cut: $4.9K (3/3)
$135,000
3960 Poverty Creek Rd, Crestview, FL 32539
1beds
660sqft
Est.:
Single Family Residence
Built in 2004
0.96 Acres Lot
$132,200 Zestimate®
$205/sqft
$-- HOA
What's special
Stunning antique-style fridgeExpansive wrap-around porchDurable metal roofPaved roadCharacter-filled kitchenDuctless mini-split ac system
- 174 days |
- 926 |
- 39 |
Zillow last checked: 7 hours ago
Listing updated: March 03, 2026 at 09:14am
Listed by:
Greg M Andrews,
Coldwell Banker Realty,
Wendy D Anders 850-546-0189,
Coldwell Banker Realty
Source: ECAOR,MLS#: 987343
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Area: 209 Square Feet
- Dimensions: 19 x 11
Bathroom
- Level: First
- Area: 63 Square Feet
- Dimensions: 9 x 7
Dining area
- Level: First
- Area: 64 Square Feet
- Dimensions: 8 x 8
Family room
- Level: First
- Area: 132 Square Feet
- Dimensions: 11 x 12
Kitchen
- Level: First
- Area: 99 Square Feet
- Dimensions: 11 x 9
Cooling
- Window Unit(s), Ceiling Fan(s)
Appliances
- Included: Cooktop, Refrigerator, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Woodwork Painted
- Flooring: Laminate, Carpet
- Doors: Storm Door(s)
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 660
- Total interior livable area: 660 sqft
Property
Features
- Stories: 1
- Patio & porch: Porch
Lot
- Size: 0.96 Acres
- Dimensions: Appro x . 304 x 131
- Features: Corner Lot, Wooded
Details
- Parcel number: 324N2200000006003B
- Zoning description: County
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Foundation Off Grade
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: unincorporated
Location
- Region: Crestview
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $75,295
- Annual tax amount: $815
- Date on market: 1/24/2026
- Road surface type: Paved
Estimated market value
$132,200
$126,000 - $139,000
$1,066/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Price change | $135,000-3.5%$205/sqft |
Source:  ECAOR #987343 Report a problem | ||
| 1/24/2026 | Listed for sale | $139,900$212/sqft |
Source: ECAOR #987343 Report a problem | ||
| 1/12/2026 | Pending sale | $139,900$212/sqft |
Source: ECAOR #987343 Report a problem | ||
| 11/14/2025 | Price change | $139,900-6.7%$212/sqft |
Source: ECAOR #987343 Report a problem | ||
| 11/4/2025 | Price change | $149,900-3.3%$227/sqft |
Source: ECAOR #987343 Report a problem | ||
| 10/10/2025 | Listed for sale | $155,000+933.3%$235/sqft |
Source: ECAOR #987343 Report a problem | ||
| 7/21/2014 | Sold | $15,000-41.2%$23/sqft |
Source: Public Record Report a problem | ||
| 2/6/2011 | Listing removed | $25,500$39/sqft |
Source: Exit Realty Advantage #538487 Report a problem | ||
| 11/29/2010 | Price change | $25,500+70%$39/sqft |
Source: Exit Realty Advantage #538487 Report a problem | ||
| 10/23/2010 | Price change | $15,000-41.2%$23/sqft |
Source: Exit Realty Advantage #538487 Report a problem | ||
| 5/29/2010 | Listed for sale | $25,500$39/sqft |
Source: Exit Realty Advantage #538479 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $816 +3.2% | $72,992 -1.9% |
| 2023 | $791 +6.6% | $74,377 +8.3% |
| 2022 | $742 +12.6% | $68,677 +25.2% |
| 2021 | $659 +6% | $54,840 +7.6% |
| 2020 | $621 +3.2% | $50,967 +5% |
| 2019 | $602 +2.1% | $48,528 +3.5% |
| 2018 | $590 | $46,903 +4.9% |
| 2017 | $590 +2.2% | $44,722 +1.9% |
| 2016 | $577 +2.7% | $43,879 +9.3% |
| 2015 | $561 +117.7% | $40,159 +0.8% |
| 2014 | $258 | $39,840 +8.7% |
| 2013 | -- | $36,644 -3.4% |
| 2012 | -- | $37,941 +133.9% |
| 2011 | -- | $16,218 -26.8% |
| 2010 | -- | $22,149 -9.7% |
| 2009 | -- | $24,521 -5.2% |
| 2008 | -- | $25,871 |
| 2007 | -- | $25,871 +38.6% |
| 2006 | -- | $18,671 +9.4% |
| 2005 | -- | $17,072 +23.3% |
| 2004 | -- | $13,851 +6.5% |
| 2003 | -- | $13,005 +5.4% |
| 2002 | -- | $12,340 +0.2% |
| 2001 | -- | $12,312 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$847/mo
Principal & interest
$709
Property taxes
$138
More affordability tools
Climate risks
Neighborhood: 32539
Nearby schools
GreatSchools rating
- 7/10Walker Elementary SchoolGrades: PK-5Distance: 5.6 mi
- 8/10Davidson Middle SchoolGrades: 6-8Distance: 6.2 mi
- 4/10Crestview High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Walker
- Middle: Davidson
- High: Crestview
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32539
- Florida
- Okaloosa County
- Crestview
- 32539
- 3960 Poverty Creek Rd
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