Welcome to 3957 Tarpon Point Circle in the highly desirable Highland Lakes community of Palm Harbor. This meticulously maintained 3-bedroom, 2-bathroom single-family home offers over 1,500 sq. ft. of stylish living space and access to one of the most sought-after 55+ communities in Florida. Inside, you’ll find new luxury vinyl plank flooring, fresh interior and exterior paint, and elegant crown molding. The home is filled with natural light from energy-efficient double-pane windows (lifetime warranty). The spacious kitchen boasts granite countertops, solid wood cabinetry, and newer GE appliances, opening seamlessly to the dining and living areas—perfect for entertaining. Both bathrooms have been tastefully updated, with the guest bath featuring a modern vanity, new flooring, and a fully renovated shower. Key upgrades include a new HVAC system, water heater (2017), water softener, and a well-maintained roof, giving peace of mind for years to come. Living here means enjoying all the perks of Highland Lakes HOA membership: three private 9-hole golf courses with no green fees, two geothermal heated pools, tennis, pickleball, bocce, shuffleboard, and endless clubs and classes. The Lake Tarpon Lodge offers a boat ramp, pontoon boat tours, RV/boat storage, and picnic areas—perfect for embracing the Florida lifestyle. All of this is just minutes from Downtown Palm Harbor, Tarpon Springs Sponge Docks, Dunedin, Gulf beaches, shopping, dining, and two international airports. Move-in ready and designed for comfort and community, this home is a must-see. Schedule your private showing today and discover why Highland Lakes is Palm Harbor’s premier active lifestyle community!
For sale
Price cut: $24.9K (11/11)
$475,000
3957 Tarpon Pointe Cir, Palm Harbor, FL 34684
3beds
1,588sqft
Est.:
Single Family Residence
Built in 1988
6,826 Square Feet Lot
$464,600 Zestimate®
$299/sqft
$164/mo HOA
What's special
- 76 days |
- 449 |
- 7 |
Zillow last checked: 8 hours ago
Listing updated: November 12, 2025 at 02:43pm
Listing Provided by:
Chase Walseth 727-755-3830,
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION 727-489-0800
Source: Stellar MLS,MLS#: TB8430711
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Kitchen
- Features: Built-in Features
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 324 Square Feet
- Dimensions: 18x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Doors: French Doors
- Windows: Hurricane Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,148
- Total interior livable area: 1,588 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Rear Porch
- Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
- Pool features: Gunite, In Ground, Outside Bath Access
- Has spa: Yes
- Spa features: Heated, In Ground
- Waterfront features: Lake
Lot
- Size: 6,826 Square Feet
- Dimensions: 65 x 105
- Residential vegetation: Mature Landscaping, Oak Trees
Details
- Parcel number: 042816389280000080
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Lake, Clubhouse, Deed Restrictions, Fitness Center, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
- Senior community: Yes
- Subdivision: HIGHLAND LAKES UNIT THIRTYFOUR
HOA
- Has HOA: Yes
- Services included: Community Pool, Reserve Fund, Manager, Pool Maintenance, Recreational Facilities
- HOA fee: $164 monthly
- HOA name: Homeowner Association of Highland Lakes
- HOA phone: 727-784-1401
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $299/sqft
- Tax assessed value: $345,532
- Annual tax amount: $2,780
- Date on market: 9/24/2025
- Cumulative days on market: 65 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$464,600
$441,000 - $488,000
$2,655/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/11/2025 | Price change | $475,000-5%$299/sqft |
Source:  Stellar MLS #TB8430711 Report a problem | ||
| 9/25/2025 | Listed for sale | $499,900$315/sqft |
Source: Stellar MLS #TB8430711 Report a problem | ||
| 6/25/2025 | Listing removed | $499,900$315/sqft |
Source: Stellar MLS #TB8373334 Report a problem | ||
| 5/23/2025 | Price change | $499,900-4.8%$315/sqft |
Source: Stellar MLS #TB8373334 Report a problem | ||
| 5/14/2025 | Price change | $525,000-4.5%$331/sqft |
Source: Stellar MLS #TB8373334 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,781 +2.1% | $197,223 +3% |
| 2023 | $2,723 -0.1% | $191,479 +3% |
| 2022 | $2,726 -0.8% | $185,902 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,344/mo
Principal & interest
$2298
Property taxes
$716
Other costs
$330
Climate risks
Neighborhood: 34684
Nearby schools
GreatSchools rating
- 4/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.9 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Highland Lakes Elementary-PN
- Middle: Carwise Middle-PN
- High: East Lake High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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