3907 N Saint Marie Rd, Olney, IL 62450

Beautiful home on 4.12 acres in secluded country setting only 4 miles from town! This house sits back off a nice blacktop road surrounded by woods and lots of wildlife. The house features 4-5 bedrooms with one full bath and one 3/4 bath. Walk into an open concept living, dining, and kitchen area. Newly remodeled kitchen with tile back splash, granite counter tops, new lighting fixtures, mood lighting above and below cabinets, stainless steel appliances of a double oven/range, range hood, refrigerator and dishwasher all included with the house. The bathroom updates include a glass stand alone shower, vanity, toilet, stand alone garden tub with air jets and new tile flooring. Many other upgrades and updates over the last  six to twelve years include new laminate wood flooring, new roof, siding, windows, deck, and EJ water hook up. It has central heat and air along with a wood burning furnace. The downstairs living area also has a gas log fire place. The fuel source is propane. The water source is currently a well. But an EJ water hook up/meter has been installed and paid for. Although no water lines have been run to the house, the EJ meter still has a minimum monthly fee future buyers will be responsible for. Off the back of the house upstairs has a nice very large deck and downstairs back door opens to a large concrete patio. This property also has a very nice sized multi purpose workshop/shed/barn. This property is perfect for entertaining large gatherings both indoors and especially outdoors!!! Qualified and pre approved buyers only. In order for a viewing of the house a pre approval letter is required. Please discuss this property with your bank to know what their lending options are...reason for saying this is we had a buyer with an agreed price that was over $300,000....the appraisal came in very low...due to it being a bi level and the lower level is considered below grade and that square footage is not counted in the GLA (gross living area)... to our understanding different types of loans and banks/appraisers have to follow certain rules and guidelines set by Fannie May, Freddie Mac and FHA...this may also vary from state to state. Many follow ANSI (American National Standards Institute) guidelines voluntary but if using Fannie May it is now as of this year required by them to use the ANSI guidelines....according to the ANSI guidelines if any part of the lower level is below grade it is considered a basement regardless of it having a walkout door and only partially below grade...Soooo with that being said this house is now being compared to other homes with similar GLA of 1100 sq ft, 3 bedrooms and 1 bath instead of being compared to home of 2200 sq ft, 5 bedrooms, and 2 baths...all because a small portion of it is below grade....A bi level home where none of it is below grade both levels count towards the GLA...Some banks and appraisers will make exceptions on bi level homes that have a walkout door and small percentage is below grade....look for that bank  ;) We feel this home and property is worth much more than what it was appraised for, we have lowered the price some, but we will not sell it for what it was just appraised for...in other words pre-approved and qualified means...the bank is aware of this property and you have the means for more than the 15-20% the bank normally requires for a down payment. Again this could all depend on your lender, who they use, and how the appraisal is done. We are currently showing the house and taking offers at least until the 5th June. Our goal is to have everything settled by or before the real-estate auction of personal belongings on the 18th of June.