With 5 bedrooms, 3 full baths and multiple living areas, you are not going to want to miss out on this REO opportunity. Built in 1976, this split level home has all that you need to accommodate a larger family, multi generation housing and more. The main floor (when entering from the front entrance) opens to an open floor plan living space with dining area, living room with brick wood burning fireplace and open kitchen. Head down stairs on one side of the living room, and enter the oversized bonus room, den, or gaming room. This room can be entered from the exterior as well. On the opposite side of the LR, go upstairs and find 3 bedrooms, including the master bedroom and master bath, or go downstairs and find the laundry area and 2 additional bedrooms and a full bath. This area can be entered from the exterior as well. This is a lot of home with massive amounts of potential. Call today!
Pending
$289,900
3906 Napoli Rd, Panama City, FL 32405
5beds
2,472sqft
Single Family Residence
Built in 1976
10,018.8 Square Feet Lot
$-- Zestimate®
$117/sqft
$-- HOA
What's special
Split level homeLaundry areaDining areaOpen kitchen
- 54 days |
- 98 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: February 20, 2026 at 08:28pm
Listed by:
Cosmo M Spellings 850-699-1856,
Assurance Realty of NWFL LLC
Source: ECAOR,MLS#: 993980
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
- Area: 182 Square Feet
- Dimensions: 14 x 13
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 12 x 13
Bedroom
- Level: Second
- Area: 210 Square Feet
- Dimensions: 14 x 15
Bonus room
- Level: First
- Area: 480 Square Feet
- Dimensions: 20 x 24
Living room
- Level: First
- Area: 360 Square Feet
- Dimensions: 18 x 20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Recessed Lighting, Split Bedroom, Woodwork Painted
- Flooring: Laminate, Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,472
- Total interior livable area: 2,472 sqft
Property
Features
- Levels: Multi/Split
- Stories: 2
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 100 x 105
Details
- Parcel number: 11727673000
- Zoning description: Resid Single Family
- Special conditions: Real Estate Owned
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Trim Vinyl, Trim Wood
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 1976
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: None
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $117/sqft
- Tax assessed value: $270,924
- Annual tax amount: $4,572
- Date on market: 1/29/2026
- Road surface type: Paved
Foreclosure details
Estimated market value
Not available
Estimated sales range
Not available
$2,655/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/13/2025 | Sold | $261,000-9.4%$106/sqft |
Source: Public Record Report a problem | ||
| 8/23/2021 | Sold | $288,000-0.7%$117/sqft |
Source:  CPAR #711862 Report a problem | ||
| 8/2/2021 | Contingent | $290,000$117/sqft |
Source: CPAR #711862 Report a problem | ||
| 7/26/2021 | Price change | $290,000-2.7%$117/sqft |
Source: CPAR #711862 Report a problem | ||
| 7/18/2021 | Price change | $298,000-0.7%$121/sqft |
Source: CPAR #711862 Report a problem | ||
| 7/12/2021 | Price change | $299,999-2.6%$121/sqft |
Source: CPAR #711862 Report a problem | ||
| 7/4/2021 | Price change | $308,000-2.2%$125/sqft |
Source: CPAR #711862 Report a problem | ||
| 6/14/2021 | Price change | $315,000-6%$127/sqft |
Source: CPAR #711862 Report a problem | ||
| 5/28/2021 | Price change | $335,000-8.2%$136/sqft |
Source: CPAR #711862 Report a problem | ||
| 5/21/2021 | Listed for sale | $365,000+55.3%$148/sqft |
Source: CPAR #711862 Report a problem | ||
| 11/21/2018 | Listing removed | $235,000$95/sqft |
Source: Keller Williams Success Realty #671284 Report a problem | ||
| 6/1/2018 | Price change | $235,000-2.1%$95/sqft |
Source: Keller Williams Success Realty #671284 Report a problem | ||
| 5/11/2018 | Price change | $240,000-4%$97/sqft |
Source: Keller Williams Success Realty #671284 Report a problem | ||
| 5/1/2018 | Listed for sale | $250,000+10.4%$101/sqft |
Source: Keller Williams Success Realty #671284 Report a problem | ||
| 5/22/2007 | Sold | $226,500$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,572 -3.4% | $270,924 +3.1% |
| 2023 | $4,734 +19.4% | $262,777 +10% |
| 2022 | $3,965 | $238,888 |
| 2021 | -- | -- |
| 2020 | $1,581 +27.4% | $119,255 +1.4% |
| 2019 | $1,241 | $117,578 -6.5% |
| 2018 | $1,241 -4.6% | $125,799 -0.4% |
| 2017 | $1,301 -0.1% | $126,276 -0.9% |
| 2016 | $1,302 -5% | $127,366 +1.1% |
| 2015 | $1,370 | $125,949 -1.1% |
| 2014 | $1,370 | $127,286 -0.8% |
| 2013 | -- | $128,356 -9.2% |
| 2012 | -- | $141,322 -2.9% |
| 2011 | -- | $145,494 -6.2% |
| 2010 | -- | $155,192 -1.1% |
| 2009 | -- | $156,912 -6.4% |
| 2008 | -- | $167,577 -0.4% |
| 2007 | -- | $168,245 -4.7% |
| 2006 | -- | $176,612 +123.3% |
| 2005 | -- | $79,105 +3% |
| 2004 | -- | $76,801 +3.2% |
| 2003 | -- | $74,448 +2.4% |
| 2002 | -- | $72,703 +1.6% |
| 2001 | -- | $71,558 -0.1% |
| 2000 | -- | $71,652 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 32405
Getting around
0 / 100
No Nearby TransitNearby schools
GreatSchools rating
- 3/10Northside Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 4/10Mowat Middle SchoolGrades: 6-8Distance: 2.9 mi
- 6/10A. Crawford Mosley High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Northside
- Middle: Mowat
- High: Mosley
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32405
- Florida
- Bay County
- Panama City
- 32405
- 3906 Napoli Rd
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