Foreclosure

$289,900

3906 Napoli Rd, Panama City, FL 32405

5beds

2,472sqft

Single Family Residence

Built in 1976

10,018.8 Square Feet Lot

$350,700 Zestimate^®

$117/sqft

$-- HOA

What's special

Split level homeLaundry areaDining areaOpen kitchen

With 5 bedrooms, 3 full baths and multiple living areas, you are not going to want to miss out on this REO opportunity. Built in 1976, this split level home has all that you need to accommodate a larger family, multi generation housing and more. The main floor (when entering from the front entrance) opens to an open floor plan living space with dining area, living room with brick wood burning fireplace and open kitchen. Head down stairs on one side of the living room, and enter the oversized bonus room, den, or gaming room. This room can be entered from the exterior as well. On the opposite side of the LR, go upstairs and find 3 bedrooms, including the master bedroom and master bath, or go downstairs and find the laundry area and 2 additional bedrooms and a full bath. This area can be entered from the exterior as well. This is a lot of home with massive amounts of potential. Call today!

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20

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3

Living room

Level: First

Heating

Electric

Cooling

Electric

Appliances

Included: Electric Water Heater
Laundry: Washer/Dryer Hookup

Features

Recessed Lighting, Split Bedroom, Woodwork Painted, Bedroom, Bonus Room, Living Room
Flooring: Laminate, Tile
Windows: Window Treatmnt Some
Has fireplace: Yes
Fireplace features: Fireplace
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,472
Total interior livable area: 2,472 sqft

Property

Features

Levels: Split Level
Stories: 2
Pool features: None

Lot

Size: 10,018.8 Square Feet
Dimensions: 100 x 105

Details

Parcel number: 11727673000
Zoning description: Resid Single Family
Special conditions: Real Estate Owned

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Trim Vinyl, Trim Wood
Foundation: Slab
Roof: Roof Dimensional Shg

Condition

Construction Complete
Year built: 1976

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: None

Location

Region: Panama City

Financial & listing details

Price per square foot: $117/sqft
Tax assessed value: $270,924
Annual tax amount: $4,572
Date on market: 1/29/2026
Cumulative days on market: 7 days
Listing terms: Conventional,Other
Electric utility on property: Yes
Road surface type: Paved

Foreclosure details

Estimated market value

$350,700

$323,000 - $382,000

$2,769/mo

Price history

Date	Event	Price
11/13/2025	Sold	$261,000-9.4%$106/sqft
Source: Public Record Report a problem
8/23/2021	Sold	$288,000-0.7%$117/sqft
Source: CPAR #711862 Report a problem
8/2/2021	Contingent	$290,000$117/sqft
Source: CPAR #711862 Report a problem
7/26/2021	Price change	$290,000-2.7%$117/sqft
Source: CPAR #711862 Report a problem
7/18/2021	Price change	$298,000-0.7%$121/sqft
Source: CPAR #711862 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$4,572 -3.4%	$270,924 +3.1%
2023	$4,734 +19.4%	$262,777 +10%
2022	$3,965	$238,888

Find assessor info on the county website

BuyAbility℠ payment

Estimated monthly payment

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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