***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.
Sold for $425,000
Zestimate®
$425,000
3905 Southern Vista Loop St, Saint Cloud, FL 34772
4beds
2,077sqft
Single Family Residence
Built in 2024
5,843 Square Feet Lot
$425,000 Zestimate®
$205/sqft
$2,604 Estimated rent
Home value
$425,000
$391,000 - $463,000
$2,604/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: January 21, 2026 at 03:13pm
Listing Provided by:
Tricia Gonzalez 321-588-4883,
BHHS FLORIDA REALTY 407-406-5300
Bought with:
Timur Kapanov, 3629906
KELLER WILLIAMS ADVANTAGE REALTY
Source: Stellar MLS,MLS#: O6320918
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 260 Square Feet
- Dimensions: 20x13
Bedroom 2
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 168 Square Feet
- Dimensions: 12x14
Bedroom 4
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 156 Square Feet
- Dimensions: 12x13
Primary bathroom
- Features: Dual Sinks, Exhaust Fan, Garden Bath, Tub with Separate Shower Stall, Water Closet/Priv Toilet
- Level: First
- Area: 182 Square Feet
- Dimensions: 14x13
Dining room
- Level: First
- Area: 192 Square Feet
- Dimensions: 16x12
Kitchen
- Features: Breakfast Bar, Exhaust Fan, Kitchen Island, Stone Counters, Pantry
- Level: First
- Area: 260 Square Feet
- Dimensions: 20x13
Laundry
- Features: Built-In Shelving
- Level: First
- Area: 48 Square Feet
- Dimensions: 6x8
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 204 Square Feet
- Dimensions: 17x12
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), In-Law Floorplan
- Flooring: Carpet, Luxury Vinyl
- Doors: Sliding Doors
- Windows: Blinds, Double Pane Windows, Low Emissivity Windows, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,782
- Total interior livable area: 2,077 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 22x24
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Patio, Screened
- Exterior features: Irrigation System, Lighting, Other, Rain Gutters, Sidewalk, Sprinkler Metered
- Fencing: Fenced,Vinyl
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
Lot
- Size: 5,843 sqft
- Features: Landscaped, Level, Sidewalk, Above Flood Plain
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 132630066600010140
- Zoning: X
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Block, Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2024
Details
- Builder model: Slate
- Builder name: Richmond American Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Sprinkler Meter, Street Lights, Underground Utilities
Green energy
- Energy efficient items: Appliances, HVAC, Insulation, Lighting, Windows
- Water conservation: Irrigation-Reclaimed Water
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Community Mailbox, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks
Location
- Region: Saint Cloud
- Subdivision: SEASONS AT SOUTHERN PINES
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $105 monthly
- Amenities included: Playground, Pool
- Services included: Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Trash
- Association name: Estates at Southern Pines HOA, Inc./Amanda Lee
- Association phone: 407-960-4872
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 1/21/2026 | Sold | $425,000-3.2%$205/sqft |
Source:  Stellar MLS #O6320918 Report a problem | ||
| 10/30/2025 | Pending sale | $439,000$211/sqft |
Source: Stellar MLS #O6320918 Report a problem | ||
| 10/3/2025 | Price change | $439,000-2.2%$211/sqft |
Source: Stellar MLS #O6320918 Report a problem | ||
| 7/16/2025 | Listed for sale | $449,000$216/sqft |
Source: Stellar MLS #O6320918 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 34772
Nearby schools
GreatSchools rating
- 6/10Michigan Avenue Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10St. Cloud Middle SchoolGrades: 6-8Distance: 1.3 mi
- 4/10St. Cloud High SchoolGrades: PK,9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Michigan Avenue Elem (K 5)
- Middle: St. Cloud Middle (6-8)
- High: St. Cloud High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value$425,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$425,000