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For sale
  • Price cut: $5K (2/24)
    $187,900

    39 Spruce Ridge Dr, Bay City, MI 48706

    3beds
    1,024sqft
    : 
    Single Family Residence
    Built in 1937
    0.25 Acres Lot
    $183,700 Zestimate®
    $183/sqft
    $-- HOA

    What's special

    Beautifully updated home
    This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include updated electrical, furnace, plumbing, siding, windows, water heater, and thoughtful finishes you’ll notice in every room. This home truly stands out and creates a space the next owners can enjoy with confidence. Additionally, enjoy the views from a brand-new front porch and back deck that provide the perfect setting for relaxing or entertaining. The home’s location is just a short walk to the Kawkawlin River and surrounding Saginaw Bay area. With so much to see and appreciate, this is a home you won’t want to miss.
    29 days
    |
    1,202
    |
    41
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 23, 2026 at 06:15pm

    Listed by:

    Brooke Bickerstaff 231-598-0224,

    Keller Williams Preferred 989-792-8200

    Source: MiRealSource,MLS#: 50198987MLS LogoOriginating MLS: Saginaw Board of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 3
    Rooms
    • Room types: Laundry
    Bedroom 1
    • Level: Main
    • Area: 96
    • Dimensions: 8 x 12
    Bedroom 2
    • Level: Main
    • Area: 128
    • Dimensions: 16 x 8
    Bedroom 3
    • Level: Main
    • Area: 120
    • Dimensions: 12 x 10
    Bathroom 1
    • Level: Main
    Dining room
    • Level: Main
    • Area: 88
    • Dimensions: 11 x 8
    Kitchen
    • Level: Main
    • Area: 90
    • Dimensions: 9 x 10
    Living room
    • Level: Main
    • Area: 280
    • Dimensions: 20 x 14
    Heating
    • Forced Air, Natural Gas
    Appliances
    • Included: Dishwasher, Microwave, Range/Oven, Refrigerator
    • Laundry: First Floor Laundry
    Features
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 1,024
    • Total interior livable area: 1,024 sqft
    • Finished area above ground: 1,024
    • Finished area below ground: 0

    Property

    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Porch
    • Frontage type: Road
    • Frontage length: 93
    Lot
    • Size: 0.25 Acres
    • Dimensions: 93 x 124
    Details
    • Additional structures: Shed(s)
    • Parcel number: 010B1000801700

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • Year built: 1937

    Utilities & green energy

    • Sewer: Public Sanitary
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Bay Side Park Sub
    HOA
    • Has HOA: No
    Location
    • Region: Bay City

    Financial & listing details

    • Price per square foot: $183/sqft
    • Tax assessed value: $99,700
    • Annual tax amount: $3,430
    • Date on market: 2/6/2026
    • Cumulative days on market: 30 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA
    • Ownership type: LLC
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $183,700

    $175,000 - $193,000

    $1,181/mo

    Price history

    Price history
    DateEventPrice
    2/24/2026Price change$187,900-2.6%$183/sqft
    Source: MiRealSource #50198987 Report a problem
    2/8/2026Price change$192,900+0.5%$188/sqft
    Source: MiRealSource #50198987 Report a problem
    2/6/2026Listed for sale$192,000+448.6%$188/sqft
    Source: MiRealSource #50198987 Report a problem
    9/23/2024Sold$35,000$34/sqft
    Source: Public Record Report a problem
    8/12/2024Price change$35,000-46.2%$34/sqft
    Source: Owner Report a problem
    6/1/2024Price change$65,000+8.3%$63/sqft
    Source: Owner Report a problem
    5/31/2024Listed for sale$60,000+140%$59/sqft
    Source: Owner Report a problem
    6/24/2015Sold$25,000$24/sqft
    Source: MiRealSource #31228372 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,245 $49,850 +13.8%
    2023-- $43,800 +12.9%
    2022-- $38,800 +7.3%
    2021-- $36,150 +6%
    2020$996 $34,100 +5.9%
    2019-- $32,200 +14.6%
    2018$996 $28,100 +0.2%
    2017-- $28,050 +11.1%
    2016-- $25,250 +22.3%
    2015-- $20,650 +17.7%
    2014-- $17,550 +1.4%
    2013-- $17,300 +1.8%
    2012-- $17,000 -2.3%
    2011-- $17,400 -24%
    2010-- $22,900 -15%
    2009-- $26,950 -12.1%
    2008-- $30,650 -1.9%
    2007-- $31,250
    2006-- $31,250 +11.2%
    2005-- $28,100
    2004-- $28,100
    2003-- $28,100 +8.1%
    2002-- $26,000
    2001-- $26,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,190/mo
    Principal & interest
    $969
    Property taxes
    $221

      Climate risks

      Neighborhood: 48706

      Getting around

      2 / 100
      Car-Dependent
      27 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Bangor Township Schools

      Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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