Lake Hartwell - Cute as a Button + Income Potential & Affordable!! Adorable 3 bedroom, 2 bath lakefront home is truly cute as a button and packed with charm, comfort, and opportunity. all while offering Lake Hartwell living at a reasonable price. Enjoy lake life to the fullest with your private pool and an easy, level walk to the water, a rare find on Lake Hartwell! Whether you're looking for a relaxing second home or a turn-key short-term rental, this property checks all the boxes. The main level features a cozy living room with fireplace, kitchen, full bath, and a bedroom-perfect for easy everyday living. Downstairs offers additional space with two more rooms currently used as bedrooms, another bathroom, laundry area, and plenty of flexibility for guests. A charming spiral staircase adds character and connects the spaces beautifully. Whether you're sipping coffee by the water, hosting poolside weekends, or creating unforgettable lake memories, this home is ready for it all. All furnishings are negotiable.
Active
$295,000
39 Jim Garvey Rd, Hartwell, GA 30643
3beds
1,616sqft
Est.:
Single Family Residence
Built in 1975
0.82 Acres Lot
$274,800 Zestimate®
$183/sqft
$-- HOA
What's special
- 1 day |
- 659 |
- 35 |
Zillow last checked: 7 hours ago
Listing updated: 11 hours ago
Listed by:
Shelley Phillips 706-476-9489,
RE/MAX Classic
Source: GAMLS,MLS#: 10714249
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bonus Room, Family Room, Laundry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Oven/Range (Combo), Refrigerator
- Laundry: In Basement
Features
- Master On Main Level
- Flooring: Laminate
- Basement: Concrete
- Number of fireplaces: 1
Interior area
- Total structure area: 1,616
- Total interior livable area: 1,616 sqft
- Finished area above ground: 1,616
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Salt Water
- Fencing: Fenced,Front Yard,Other,Privacy,Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Lake, Lake Privileges, No Dock Or Boathouse, No Dock Rights
- Body of water: Hartwell Lake
- Frontage type: Lakefront
Lot
- Size: 0.82 Acres
- Features: Level, Open Lot, Sloped
- Residential vegetation: Grassed
Details
- Additional structures: Shed(s)
- Parcel number: C78C 013 001
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Block
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1975
Utilities & green energy
- Sewer: Septic Tank
- Water: Public, Well
- Utilities for property: High Speed Internet, Phone Available
Community & HOA
Community
- Features: Lake
- Subdivision: no
HOA
- Has HOA: No
- Services included: None
Location
- Region: Hartwell
Financial & listing details
- Price per square foot: $183/sqft
- Tax assessed value: $200,302
- Annual tax amount: $1,083
- Date on market: 3/19/2026
- Cumulative days on market: 1 day
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$274,800
$250,000 - $300,000
$2,463/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Listed for sale | $295,000+152.7%$183/sqft |
Source: | ||
| 4/24/2018 | Sold | $116,750-9.5%$72/sqft |
Source: | ||
| 3/4/2018 | Pending sale | $129,000$80/sqft |
Source: Hammock Realty North Georgia #8332889 Report a problem | ||
| 1/1/2018 | Listed for sale | $129,000+134.5%$80/sqft |
Source: Hammock Realty #20191604 Report a problem | ||
| 4/24/2013 | Sold | $55,000$34/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $80,121 +4.4% |
| 2024 | $1,084 -9.2% | $76,756 +7.1% |
| 2023 | $1,193 -6.1% | $71,646 +4.5% |
| 2022 | $1,271 +25.9% | $68,533 +31.4% |
| 2021 | $1,010 +3.6% | $52,147 +4.5% |
| 2020 | $975 +0.9% | $49,879 +7% |
| 2019 | $966 +6% | $46,636 +14.3% |
| 2018 | $912 +13% | $40,787 +0.5% |
| 2017 | $806 0% | $40,583 +1.6% |
| 2016 | $807 -1.5% | $39,940 +0.1% |
| 2015 | $819 +5.5% | $39,903 -10.6% |
| 2014 | $777 | $44,616 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,568/mo
Principal & interest
$1435
Property taxes
$133
More affordability tools
Climate risks
Neighborhood: 30643
Nearby schools
GreatSchools rating
- 8/10North Hart Elementary SchoolGrades: PK-5Distance: 8.5 mi
- 5/10Hart County Middle SchoolGrades: 6-8Distance: 6.4 mi
- 7/10Hart County High SchoolGrades: 9-12Distance: 6.6 mi
Schools provided by the listing agent
- Elementary: South Hart
- Middle: Hart
- High: Hart
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 30643
- Georgia
- Hart County
- Hartwell
- 30643
- 39 Jim Garvey Rd






