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  • $755,000

    38W042 Mallard Lake Rd, Saint Charles, IL 60175

    4beds
    4,681sqft
    Single Family Residence
    Built in 2000
    -- sqft lot
    $766,500 Zestimate®
    $161/sqft
    $6,631 Estimated rent

    Home value

    $766,500

    $690,000 - $851,000

    $6,631/mo

    Zestimate® history
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    What's special

    Set on a private 1.26-acre lot in desirable Heritage Oaks and within award-winning District 303 schools, this brick and cedar home offers space, comfort, and a functional layout. The circular driveway and stately facade welcome you to a home filled with natural light from ample windows, with the south-facing front creating bright, inviting spaces year-round. Inside, the vaulted living room features a dramatic brick fireplace and connects seamlessly to the kitchen, updated in 2023 with crisp white cabinetry and equipped with a new double oven and dishwasher (2024). The main-floor full bath adds flexibility for guests or a spacious home office with a separate entrance to a front patio. Upstairs, the primary suite is joined by three additional bedrooms-one with an en suite and another with a Jack-and-Jill bath. The finished walkout basement includes a large wet bar, wine cellar, fireplace, and full bath, with the option to add an additional bedroom with its own fireplace. A main-level office with industrial-style finishes and a separate exterior entrance provides a private workspace. The circular driveway and 3-car side-load garage offer convenience, while the oversized lot with mature landscaping and established trees provides privacy and a peaceful setting. Recent updates include the roof (2020), two HVAC systems and furnaces (2023), and the well pump (2024). Located in unincorporated St. Charles, just minutes from South Elgin amenities.

    Zillow last checked: 8 hours ago

    Listing updated: September 18, 2025 at 08:08am

    Listing courtesy of:

    Henry B Torn 855-456-4945,

    ListWithFreedom.com

    Bought with:

    Jennifer Daring

    Coldwell Banker Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12447809MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 5
    Primary bedroom
    • Features: Bathroom (Full)
    • Level: Second
    • Area: 360 Square Feet
    • Dimensions: 18X20
    Bedroom 2
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 12X13
    Bedroom 3
    • Level: Second
    • Area: 120 Square Feet
    • Dimensions: 12X10
    Bedroom 4
    • Level: Second
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Dining room
    • Level: Main
    • Area: 240 Square Feet
    • Dimensions: 15X16
    Family room
    • Level: Main
    • Area: 380 Square Feet
    • Dimensions: 19X20
    Kitchen
    • Level: Main
    • Area: 360 Square Feet
    • Dimensions: 24X15
    Living room
    • Level: Main
    • Area: 360 Square Feet
    • Dimensions: 18X20
    Heating
    • Natural Gas, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Double Oven, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
    Features
    • Basement: Walk-Out Access
    Interior area
    • Total structure area: 4,681
    • Total interior livable area: 4,681 sqft
    • Finished area below ground: 1,290

    Property

    Parking
    • Total spaces: 3
    • Parking features: On Site, Attached, Garage
    • Attached garage spaces: 3
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    Lot
    • Dimensions: 216x381x104x324
    Details
    • Parcel number: 0907275004
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Brick
    Condition
    • New construction: No
    • Year built: 2000

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & neighborhood

    Location
    • Region: Saint Charles

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $300 annually
    • Services included: Other

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    9/17/2025Sold$755,000-3.8%$161/sqft
    Source: MRED as distributed by MLS GRID #12447809 Report a problem
    8/23/2025Contingent$785,000$168/sqft
    Source: MRED as distributed by MLS GRID #12447809 Report a problem
    8/15/2025Listed for sale$785,000+51%$168/sqft
    Source: MRED as distributed by MLS GRID #12447809 Report a problem
    9/21/2020Sold$520,000$111/sqft
    Source: Public Record Report a problem
    7/13/2020Sold$520,000-1%$111/sqft
    Source: MRED as distributed by MLS GRID #10645651 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$13,121 +4.9%$193,333 +11.7%
    2023$12,508 -2.4%$173,036 -0.3%
    2022$12,810 +6.5%$173,475 +5.4%

    Find assessor info on the county website

    Neighborhood: 60175

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Ferson Creek Elementary School
    • Middle: Thompson Middle School
    • High: St Charles North High School
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value$766,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $766,500