Experience bayfront living at its finest on Ricoma Beach. This stunning waterfront home offering breathtaking views of Lake Huron in Bangor Township. This beautifully updated home features 4 bedrooms and 3 full bathrooms, 2496 square feet, perfectly designed for both everyday living and hosting guests. The open kitchen is a standout, complete with granite countertops, stainless steel appliances, in-cabinet lighting, a large pantry, and new flooring that flows seamlessly throughout the home. The layout offers flexibility and comfort, with 1 bedroom on the main floor and 3 additional bedrooms upstairs. The spacious primary suite is a true retreat, featuring vaulted ceilings, a remodeled bathroom, and a private balcony overlooking the water, perfect for taking in the incredible views and soothing sounds of the waves. A gas fireplace anchors the inviting living room, while laundry rooms on both levels add convenience. Step outside and enjoy your own private paradise, where you can put your toes in the sand, relax on the beach, or entertain guests on the large concrete patio overlooking the water. The concrete patio doubles as a seawall. The fenced yard provides added privacy, and the two-car garage offers ample storage. An additional lot across the street provides extra space for parking or the potential for an outbuilding. With a separate upstairs entrance, the home is also ideal for multi-generational living or private guest quarters. Located within walking distance to Tobico Marsh Nature Area, this exceptional property combines natural beauty, modern updates, and versatile living in one incredible waterfront setting. Must see!
For sale
$624,000
389 Ricoma Beach Rd, Bay City, MI 48706
4beds
2,496sqft
Est.:
Single Family Residence
Built in 1955
0.26 Acres Lot
$649,900 Zestimate®
$250/sqft
$-- HOA
What's special
- 1 day |
- 209 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: 15 hours ago
Listed by:
Joe Karpuk 989-928-5882,
RE/MAX New Image 989-790-0890
Source: MiRealSource,MLS#: 50202838
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Laundry, Living Room, Master Bedroom, Second Flr Full Bathroom
Bedroom 1
- Level: Second
- Area: 238
- Dimensions: 17 x 14
Bedroom 2
- Level: Second
- Area: 198
- Dimensions: 18 x 11
Bedroom 3
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedroom 4
- Level: First
- Area: 242
- Dimensions: 22 x 11
Bathroom 1
- Level: First
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Kitchen
- Level: First
- Area: 195
- Dimensions: 15 x 13
Living room
- Level: First
- Area: 378
- Dimensions: 21 x 18
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Microwave, Range/Oven, Refrigerator, Gas Water Heater
- Laundry: First Floor Laundry, Second Floor Laundry
Features
- Cathedral/Vaulted Ceiling
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 2,496
- Total interior livable area: 2,496 sqft
- Finished area above ground: 2,496
- Finished area below ground: 0
Property
Parking
- Total spaces: 2.5
- Parking features: Garage, Detached, Electric in Garage, Garage Door Opener
- Garage spaces: 2.5
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Balcony
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: All Sports Lake, Beach Access, Beach Front, Lake Front, Lake/River Access, Waterfront
- Frontage length: 59
Lot
- Size: 0.26 Acres
- Dimensions: 59 x 140
Details
- Additional structures: Shed(s)
- Parcel number: 01003810008000
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1955
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $250/sqft
- Tax assessed value: $12,000
- Annual tax amount: $6,290
- Date on market: 3/30/2026
- Cumulative days on market: 2 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$649,900
$617,000 - $682,000
$2,482/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Listed for sale | $624,000-7.6%$250/sqft |
Source:  MiRealSource #50202838 Report a problem | ||
| 11/21/2025 | Listing removed | $675,000$270/sqft |
Source:  Realcomp II #61050186223 Report a problem | ||
| 9/27/2025 | Price change | $675,000-2.2%$270/sqft |
Source: MiRealSource #50186223 Report a problem | ||
| 9/8/2025 | Price change | $690,000-1.4%$276/sqft |
Source: MiRealSource #50186223 Report a problem | ||
| 8/23/2025 | Listed for sale | $700,000+0%$280/sqft |
Source: MiRealSource #50186223 Report a problem | ||
| 7/11/2025 | Listing removed | $699,900$280/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #61050175589 Report a problem | ||
| 6/11/2025 | Price change | $699,900-2.8%$280/sqft |
Source: MiRealSource #50175589 Report a problem | ||
| 6/2/2025 | Price change | $719,900-1.4%$288/sqft |
Source: MiRealSource #50175589 Report a problem | ||
| 5/21/2025 | Listed for sale | $729,900+100%$292/sqft |
Source: MiRealSource #50175589 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 7/5/2018 | Listing removed | $365,000$146/sqft |
Source: Owner Report a problem | ||
| 7/5/2018 | Pending sale | $365,000$146/sqft |
Source: Owner Report a problem | ||
| 5/30/2018 | Listed for sale | $365,000$146/sqft |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $149 | $6,000 +15.4% |
| 2023 | -- | $5,200 +13% |
| 2022 | -- | $4,600 +4.5% |
| 2021 | -- | $4,400 +4.8% |
| 2020 | -- | $4,200 +5% |
| 2019 | -- | $4,000 +15.9% |
| 2018 | -- | $3,450 +3% |
| 2017 | -- | $3,350 +15.5% |
| 2016 | -- | $2,900 |
| 2015 | -- | $2,900 +11.5% |
| 2014 | -- | $2,600 |
| 2013 | -- | $2,600 +4% |
| 2012 | -- | $2,500 +92.3% |
| 2011 | -- | $1,300 |
| 2010 | -- | $1,300 |
| 2009 | -- | $1,300 |
| 2008 | -- | $1,300 |
| 2007 | -- | $1,300 |
| 2006 | -- | $1,300 |
| 2005 | -- | $1,300 |
| 2004 | -- | $1,300 |
| 2003 | -- | $1,300 |
| 2002 | -- | $1,300 +23.8% |
| 2001 | -- | $1,050 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,839/mo
Principal & interest
$3106
Property taxes
$733
More affordability tools
Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 6/10Bangor Central SchoolGrades: PK-5Distance: 4 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 5.3 mi
- 8/10John Glenn High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 48706
- Michigan
- Bay County
- Bangor Township
- 48706
- 389 Ricoma Beach Rd
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