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For sale
  • Price cut: $100 (3/6)
    $994,900

    3889 Gamber Rd, Finksburg, MD 21048

    3beds
    3,255sqft
    : 
    Single Family Residence
    Built in 2002
    4.27 Acres Lot
    $955,200 Zestimate®
    $306/sqft
    $-- HOA

    What's special

    Impeccable landscaping and hardscapingMature landscapingMultiple tranquil outdoor spacesExpansive deckAmple custom cabinetryLong private drivewayCenter island
    OPEN HOUSE SATURDAY, MARCH 14TH FROM 12PM-2PM!! Set on over 4 acres in Finksburg, this impressive, one owner, custom-built colonial with 3-bedrooms and 3.5-baths features upgrades and special finishes throughout, paired with impeccable landscaping and hardscaping for an elevated lifestyle, both indoors and outside. Outside, you'll find large detached garages (one is 35x52) with various overhangs and spaces perfect for parking, storage, and workshop use. This lovingly maintained and curated property is perfect for an at home business or vehicle enthusiast! The backyard is designed for every season with an expansive deck, patio with custom stone hearth, and mature landscaping, all tucked away at the end of a long private driveway and no neighbors in sight. The oversize 2 car attached garage is finished with plenty of storage and workbench space. There is also separate, secure office access right next to the garage entrance. Just inside the peaceful front porch you'll step into a foyer, with a living room immediately to your left with brand new carpeting, and a large formal dining area or additional study to your right with gleaming hardwood floors. The open-concept rear of the home features a spacious living room with stone hearth and propane fireplace, vaulted ceiling open to the catwalk upstairs, and open flow to table space and a sliding door entrance to the composite decking scaling the back of the home. The large, well appointed kitchen features a stone floor, center island, stainless appliances, ample custom cabinetry, updated lighting, a pantry, granite countertops, and access to the stairs, powder room, mud room, office, and garage. The office has a ceiling fan, closet, hardwood flooring, and exterior access, but could easily be converted into a first floor bedroom. The main floor has a perfect open feel while still maintaining separate spaces where necessary. Upstairs, the spacious and impressive primary suite features a vaulted ceiling, full bath with skylight and separate walk-in shower and jetted tub, water closet, updated dual vanity and walk-in closet. Two other large, bright bedrooms and a full bath with tub/shower combination complete the second floor. The basement is completely loaded with many custom features and touches and is the ultimate play space! The family/game room features a custom stone fireplace (yes, that is a real boulder!), wet bar with cabinetry and custom counter, and a full bath downstairs with unique vanity and copper sink. A custom train track runs the perimeter of the room! There is an additional finished space with built in wine racks, safe, and lighting. The basement also features a walk-out to the excellently detailed and appointed yard space, full of custom hardscaping, stone work, and landscaping. This property provides a true retreat and easily shows how well thought out everything has been since the day it was built. The multiple garages and outbuildings all have electric and the back shop also has plumbing. This property provides endless opportunity for an at home business, whether you are a contractor, landscaper, automotive industry... or whatever your hobby or career demands! Mature plantings and strategic foliage and flowers surround the property, from the bridge over the water feature and pond with seating area to the cherry trees along the driveway, providing multiple tranquil outdoor spaces. This type of privacy in such a desirable location, combined with so many outdoor amenities for garage space, storage, and a custom built home does not come along often. 3889 Gamber Rd is truly a special property with limitless offerings to its next owner!
    169 days
    |
    1,598
    |
    64
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 12, 2026 at 07:17am

    Listed by:

    Elisabeth Yeager 443-878-5088,

    Homes and Farms Real Estate 443-508-3280

    Source: Bright MLS,MLS#: MDCR2030574MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 1580
      Heating
      • Heat Pump, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Stainless Steel Appliance(s), Dishwasher, Microwave, Refrigerator, Cooktop, Electric Water Heater
      • Laundry: Upper Level
      Features
      • Kitchen Island, Kitchen - Table Space, Combination Kitchen/Living, Formal/Separate Dining Room, Ceiling Fan(s), Open Floorplan, Primary Bath(s)
      • Flooring: Carpet
      • Basement: Connecting Stairway,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 4,335
      • Total interior livable area: 3,255 sqft
      • Finished area above ground: 2,755
      • Finished area below ground: 500

      Property

      Parking
      • Total spaces: 8
      • Parking features: Built In, Garage Faces Side, Covered, Driveway, Attached, Detached
      • Attached garage spaces: 8
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Patio
      • Pool features: None
      Lot
      • Size: 4.27 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0704074424
      • Zoning: AGRIC
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Permanent, Concrete Perimeter
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Finksburg

      Financial & listing details

      • Price per square foot: $306/sqft
      • Tax assessed value: $517,600
      • Annual tax amount: $5,509
      • Date on market: 10/9/2025
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Hot Tub
      • Exclusions: Pool Table Light, Train, And Train Tracks
      • Ownership: Fee Simple
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        Estimated market value

        $955,200

        $907,000 - $1.00M

        $3,612/mo

        Price history

        Price history
        DateEventPrice
        3/6/2026Price change$994,9000%$306/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        2/17/2026Price change$995,000-5.2%$306/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        1/25/2026Listed for sale$1,050,000$323/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        1/20/2026Pending sale$1,050,000$323/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        12/25/2025Listed for sale$1,050,000$323/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        12/18/2025Contingent$1,050,000$323/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        11/7/2025Price change$1,050,000-4.5%$323/sqft
        Source: Bright MLS #MDCR2030574 Report a problem
        10/9/2025Listed for sale$1,100,000$338/sqft
        Source: Bright MLS #MDCR2030574 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$5,488 +0.7%$517,600 +7.3%
        2024$5,449 +7.9%$482,200 +7.9%
        2023$5,049 +8.6%$446,800 +8.6%
        2022$4,649 +0.5%$411,400 +0.5%
        2021$4,628 +0.5%$409,533 +0.5%
        2020$4,607 +0.5%$407,667 +0.5%
        2019$4,586 $405,800
        2018$4,586 $405,800
        2017$4,586 $405,800 -0.9%
        2016-- $409,500
        2015-- $409,500
        2014-- $409,500 -5.3%
        2013-- $432,300
        2012-- $432,300
        2011-- $432,300 -30.8%
        2010-- $624,930 +14%
        2009-- $548,122 +16.3%
        2008-- $471,316 +19.5%
        2007-- $394,510 +11%
        2006-- $355,466 +12.3%
        2005-- $316,423 +14.1%
        2004-- $277,380 +4.7%
        2003-- $264,900 +4.9%
        2002-- $252,420 +256.5%
        2001-- $70,810

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,658/mo
        Principal & interest
        $4945
        Property taxes
        $713
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          Climate risks

          Neighborhood: 21048

          Getting around

          11 / 100
          Car-Dependent
          9 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Carroll County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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