Under contract-accepting backup offers. PRICE IMPROVEMENT & ASSUMABLE MORTGAGE AT 2.375%!!!! YES, 2.375%!!!! Better than new construction!!! Welcome to 38662 Finn Clover Lane, a beautifully maintained 2021-built home by Meritage Homes, perfectly blending modern efficiency with thoughtful upgrades that set it apart from the rest. Step inside and you’ll immediately notice the bright, open floor plan designed for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, creating the heart of the home. With energy-efficient construction, smart design, and quality finishes, this property offers the comfort and reliability you expect from Meritage. The current owner has enhanced the home with several standout features. A full vinyl fence wraps the backyard, providing privacy and a safe space for pets or play. The addition of an electric awning creates a shaded retreat on sunny afternoons, while the extended backyard pavered patio offers the perfect spot for grilling, gatherings, or simply enjoying Florida’s year-round outdoor lifestyle. At the front, elegant stonework accents elevate the home’s curb appeal and make a lasting first impression. Located in the desirable community of Zephyrhills, you’ll enjoy easy access to shopping, dining, schools, and commuter routes—all while living in a quiet neighborhood setting. This home is truly move-in ready with modern style, efficiency, and custom touches already in place.
Pending
Price cut: $4.9K (10/7)
$325,000
38662 Finn Clover Ln, Zephyrhills, FL 33540
3beds
1,506sqft
Est.:
Single Family Residence
Built in 2021
6,215 Square Feet Lot
$320,100 Zestimate®
$216/sqft
$93/mo HOA
What's special
Electric awningFull vinyl fenceBright open floor planExtended backyard pavered patioElegant stonework accents
- 101 days |
- 41 |
- 0 |
Zillow last checked: 8 hours ago
Listing updated: October 14, 2025 at 06:20am
Listing Provided by:
Gregory Schreiber 786-223-3324,
KELLER WILLIAMS REALTY- PALM H 727-772-0772,
Richard Grant 727-858-5583,
KELLER WILLIAMS REALTY- PALM H
Source: Stellar MLS,MLS#: TB8423008
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 222.11 Square Feet
- Dimensions: 13.3x16.7
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 147 Square Feet
- Dimensions: 14x10.5
Bathroom 1
- Features: No Closet
- Level: First
- Area: 73.71 Square Feet
- Dimensions: 8.1x9.1
Kitchen
- Features: No Closet
- Level: First
- Area: 137.5 Square Feet
- Dimensions: 11x12.5
Living room
- Features: No Closet
- Level: First
- Area: 240 Square Feet
- Dimensions: 12x20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Oven, Disposal, Microwave, Range, Refrigerator
- Laundry: Laundry Room
Features
- Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
- Flooring: Carpet, Tile
- Has fireplace: No
Interior area
- Total structure area: 1,942
- Total interior livable area: 1,506 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Other, Rain Gutters
- Fencing: Fenced,Vinyl
Lot
- Size: 6,215 Square Feet
Details
- Parcel number: 212623005.0007.00005.0
- Zoning: MPUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Block
- Roof: Other
Condition
- Completed
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Electricity Connected
Community & HOA
Community
- Features: Community Mailbox, Park, Sidewalks
- Subdivision: BRISTOL MDWS PH 1A & 1B
HOA
- Has HOA: Yes
- Amenities included: Other
- HOA fee: $93 monthly
- HOA name: Folio Mngt
- HOA phone: 813-993-4000
- Pet fee: $0 monthly
Location
- Region: Zephyrhills
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $260,919
- Annual tax amount: $3,656
- Date on market: 9/3/2025
- Cumulative days on market: 61 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$320,100
$304,000 - $336,000
$2,163/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/14/2025 | Pending sale | $325,000$216/sqft |
Source:  Stellar MLS #TB8423008 Report a problem | ||
| 10/7/2025 | Price change | $325,000-1.5%$216/sqft |
Source: Stellar MLS #TB8423008 Report a problem | ||
| 9/3/2025 | Listed for sale | $329,900+42.1%$219/sqft |
Source: Stellar MLS #TB8423008 Report a problem | ||
| 4/7/2021 | Sold | $232,200$154/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,657 +3.9% | $244,560 |
| 2023 | $3,519 +11.4% | $244,560 +6.3% |
| 2022 | $3,158 +454.5% | $230,029 +543.7% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,257/mo
Principal & interest
$1581
Property taxes
$469
Other costs
$207
Climate risks
Neighborhood: 33540
Nearby schools
GreatSchools rating
- 1/10Chester W. Taylor, Jr. Elementary SchoolGrades: PK-5Distance: 4 mi
- 3/10Raymond B. Stewart Middle SchoolGrades: 6-8Distance: 2.4 mi
- 2/10Zephyrhills High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Chester W Taylor Elemen-PO
- Middle: Raymond B Stewart Middle-PO
- High: Zephryhills High School-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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