NO HOA !!! NO CDD !!! This Concrete Block 3 Bedroom, 2 Bath, 1 Car Garage Home Has No Deed Restrictions. Lovingly Maintained and Ready For A New Family. NO CARPETING !! All New Laminate Flooring and Ceramic Tile... The Eat In Kitchen has Solid Wood Cabinets and Corian Countertops. Huge Living Room Has Soaring Ceilings and a Bonus Area W/ Sliders that Lead Out to the Amazing Screened in Back Patio. SPLIT FLOOR PLAN !!! The Spacious Master Bedroom Has a Large Walk in Closet and En Suite Bathroom W/ Separate Water Closet, and A Fantastic Walk in Shower. The Other 2 Bedrooms Share a Full Bathroom. The Fenced Yard and Rear Carport Offering Privacy and Parking For Your Boat and Toys. 2 Storage Sheds For Work Space and Storage. Located Near Restaurants, Shopping, and a 4 minute Drive to the Hospital. 1 hour to Disney, Beaches, Major Sports Complexes and TIA.
For sale
$329,900
38648 Ferm Cir, Zephyrhills, FL 33540
3beds
1,409sqft
Est.:
Single Family Residence
Built in 1985
0.26 Acres Lot
$322,600 Zestimate®
$234/sqft
$-- HOA
What's special
Fenced yardEn suite bathroomStorage shedsCorian countertopsBonus areaCeramic tileSoaring ceilings
- 136 days |
- 145 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: November 08, 2025 at 02:45pm
Listing Provided by:
Trisa Ramey 813-380-2303,
COLDWELL BANKER REALTY 813-977-3500
Source: Stellar MLS,MLS#: TB8411852
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 288 Square Feet
- Dimensions: 24x12
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 360 Square Feet
- Dimensions: 30x12
Dinette
- Level: First
- Area: 80 Square Feet
- Dimensions: 10x8
Kitchen
- Level: First
- Area: 144 Square Feet
- Dimensions: 18x8
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 280 Square Feet
- Dimensions: 20x14
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: In Garage
Features
- Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Flooring: Ceramic Tile
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,975
- Total interior livable area: 1,409 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
- Details: Garage Dimensions: 20x10
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Screened
- Fencing: Wood
Lot
- Size: 0.26 Acres
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 212526005.0000.00008.0
- Zoning: AR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: GROVES
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Zephyrhills
Financial & listing details
- Price per square foot: $234/sqft
- Tax assessed value: $256,221
- Annual tax amount: $786
- Date on market: 7/29/2025
- Cumulative days on market: 120 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$322,600
$306,000 - $339,000
$1,873/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 7/29/2025 | Listed for sale | $329,900+87.6%$234/sqft |
Source: | ||
| 2/3/2004 | Sold | $175,822+202%$125/sqft |
Source: Public Record Report a problem | ||
| 9/18/2003 | Sold | $58,211+89%$41/sqft |
Source: Public Record Report a problem | ||
| 5/19/2003 | Sold | $30,800$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $786 +4.8% | $98,260 |
| 2023 | $750 +11.2% | $98,260 +3% |
| 2022 | $674 +3.5% | $95,400 +6.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,163/mo
Principal & interest
$1572
Property taxes
$476
Home insurance
$115
Climate risks
Neighborhood: 33540
Nearby schools
GreatSchools rating
- 3/10Woodland Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 3/10Centennial Middle SchoolGrades: 6-8Distance: 2.2 mi
- 2/10Zephyrhills High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Woodland Elementary-PO
- Middle: Raymond B Stewart Middle-PO
- High: Zephryhills High School-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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