BEAUTIFUL HOME ON HALF ACRE! One owner home, 2024 roof, 2017 A/C and newer appliances. NO HOA! This move-in ready, 3-bedroom, 2-bathroom, split floor plan home has vaulted ceilings, architecture, living and family room. The neighborhood is convenient to shopping and schools while still providing privacy. Bring your boat, RV, or trailer this half acre can handle it all. Storage shed already in place. This property has so much potential to make it your own. A true video tour is in this listing for you to see more.
For sale
$285,000
3859 SW 109th Ln, Ocala, FL 34476
3beds
1,621sqft
Est.:
Single Family Residence
Built in 2004
0.46 Acres Lot
$-- Zestimate®
$176/sqft
$-- HOA
What's special
Newer appliancesVaulted ceilingsLiving and family room
- 28 days |
- 804 |
- 58 |
Zillow last checked: 8 hours ago
Listing updated: November 17, 2025 at 01:27pm
Listing Provided by:
SANDRA LOFGREN 239-603-2585,
EXP REALTY LLC 888-883-8509,
Della Lazare 321-363-2020,
EXP REALTY LLC
Source: Stellar MLS,MLS#: G5104410
Originating MLS: Sarasota - Manatee

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Dining Room, Living Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 180 Square Feet
- Dimensions: 15x12
Great room
- Level: First
- Area: 286.4 Square Feet
- Dimensions: 17.9x16
Kitchen
- Level: First
- Dimensions: 10x11
Living room
- Level: First
- Area: 163.8 Square Feet
- Dimensions: 13x12.6
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
- Flooring: Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,227
- Total interior livable area: 1,621 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Lighting, Private Mailbox, Rain Gutters, Storage
Lot
- Size: 0.46 Acres
- Dimensions: 100 x 200
Details
- Additional structures: Shed(s)
- Parcel number: 3578006014
- Zoning: R1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2004
Details
- Builder model: Sterling
- Builder name: Holiday Builders
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: OCALA WATERWAY ESTATE
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $232,045
- Annual tax amount: $1,451
- Date on market: 11/12/2025
- Cumulative days on market: 22 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/12/2025 | Listed for sale | $285,000+146.1%$176/sqft |
Source: | ||
| 5/21/2004 | Sold | $115,800+481.9%$71/sqft |
Source: Public Record Report a problem | ||
| 11/10/2003 | Sold | $19,900$12/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,451 +2.7% | $107,022 +3% |
| 2023 | $1,413 +3% | $103,905 +3% |
| 2022 | $1,371 +0.7% | $100,879 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,869/mo
Principal & interest
$1384
Property taxes
$385
Home insurance
$100
Climate risks
Neighborhood: 34476
Nearby schools
GreatSchools rating
- 3/10Hammett Bowen Jr. Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 4/10Liberty Middle SchoolGrades: 6-8Distance: 1.7 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 7.3 mi
Schools provided by the listing agent
- Elementary: Hammett Bowen Jr. Elementary
- Middle: Liberty Middle School
- High: West Port High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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