Just in time for a holiday delivery! This is the one you have been looking to hit the market! This super cute 3 bedroom 2 bath rambler with nice decking and a 2 car detached garage/shed plus an additional shed too and it is perfect for you! Nice level lot with plenty of space for the kiddos, pets and family to run around or have summertime cookouts. Recently updated with newer floor, newer appliances and more you will surely be wowed in this Rambler. No HOA and a super convenient location close to shopping, schools and restaurants this surely is not one you want to miss. This house qualifies for the Maryland Mortgage Program and the USDA program which means you can get in for NO Down Payment and just in time for Spring! Need to know more just ask!
For sale
$369,900
38461 Chaptico Rd, Mechanicsville, MD 20659
3beds
912sqft
Est.:
Single Family Residence
Built in 1970
1 Acres Lot
$-- Zestimate®
$406/sqft
$-- HOA
What's special
Additional shedNice deckingNewer appliances
- 2 days |
- 755 |
- 29 |
Zillow last checked: 8 hours ago
Listing updated: February 19, 2026 at 08:54am
Listed by:
Melanie Montague 301-442-0154,
EXP Realty, LLC (888) 860-7369,
Listing Team: Montague Properties Of Exp Realty
Source: Bright MLS,MLS#: MDSM2029450
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 912
- Total interior livable area: 912 sqft
- Finished area above ground: 912
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Detached, Driveway
- Garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 1 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1904006453
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Mechanicsville
Financial & listing details
- Price per square foot: $406/sqft
- Tax assessed value: $215,767
- Annual tax amount: $2,071
- Date on market: 2/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Inclusions: 2 Car Detached Garage
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$2,164/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/19/2026 | Listed for sale | $369,900+2.8%$406/sqft |
Source:  Bright MLS #MDSM2029450 Report a problem | ||
| 12/22/2025 | Listing removed | $359,900$395/sqft |
Source: eXp Realty #MDSM2028380 Report a problem | ||
| 12/10/2025 | Contingent | $359,900$395/sqft |
Source: Bright MLS #MDSM2028380 Report a problem | ||
| 12/5/2025 | Listed for sale | $359,900+75.6%$395/sqft |
Source: Bright MLS #MDSM2028380 Report a problem | ||
| 12/3/2025 | Listing removed | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/29/2025 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/3/2024 | Listing removed | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/23/2024 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/8/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 12/5/2023 | Sold | $205,000+2.5%$225/sqft |
Source: Public Record Report a problem | ||
| 10/16/2023 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/13/2023 | Sold | $200,000-20%$219/sqft |
Source: Bright MLS #MDSM2012162 Report a problem | ||
| 4/24/2023 | Pending sale | $249,900$274/sqft |
Source: Bright MLS #MDSM2012162 Report a problem | ||
| 3/24/2023 | Listed for sale | $249,900$274/sqft |
Source: Bright MLS #MDSM2012162 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,451 +45% | $215,767 +22.5% |
| 2024 | $1,690 +1.7% | $176,100 +1.7% |
| 2023 | $1,662 +1.7% | $173,133 -1.7% |
| 2022 | $1,633 +1.8% | $176,100 +5.3% |
| 2021 | $1,605 +1.2% | $167,200 +1.2% |
| 2020 | $1,586 +1.2% | $165,233 -1.2% |
| 2019 | $1,567 +1.2% | $167,200 +3.7% |
| 2018 | $1,548 -0.9% | $161,300 |
| 2017 | $1,563 -10.9% | $161,300 |
| 2016 | $1,754 | $161,300 -10.7% |
| 2015 | $1,754 | $180,700 |
| 2014 | $1,754 | $180,700 |
| 2013 | -- | $180,700 -9.2% |
| 2012 | -- | $198,900 |
| 2011 | -- | $198,900 |
| 2010 | -- | $198,900 -6.7% |
| 2009 | -- | $213,190 +19.1% |
| 2008 | -- | $178,946 +23.7% |
| 2007 | -- | $144,703 +31% |
| 2006 | -- | $110,460 +4% |
| 2005 | -- | $106,196 +8.7% |
| 2003 | -- | $97,670 +1.5% |
| 2002 | -- | $96,182 +1.6% |
| 2001 | -- | $94,696 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,978/mo
Principal & interest
$1731
Property taxes
$247
Climate risks
Neighborhood: 20659
Nearby schools
GreatSchools rating
- 6/10Benjamin Banneker Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 6/10Margaret Brent Middle SchoolGrades: 6-8Distance: 1.7 mi
- 6/10Chopticon High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Benjamin Banneker
- Middle: Margaret Brent
- High: Chopticon
- District: St. Marys County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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