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Pending
  • $3,800,000

    384 Ridgeway St, Saint Joseph, MI 49085

    5beds
    4,054sqft
    : 
    Single Family Residence
    Built in 2006
    0.45 Acres Lot
    $3,818,500 Zestimate®
    $937/sqft
    $-- HOA

    What's special

    Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry. Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.
    22 days
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    244
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    6
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    Zillow last checked: 8 hours ago

    Listing updated: November 18, 2025 at 01:41pm

    Listed by:

    Ryan D Green 269-208-4139,

    Green Towne Coastal Realty 269-408-8626

    Source: MichRIC,MLS#: 25058944MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
    • Laundry: In Hall, Main Level
    Features
    • Center Island, Eat-in Kitchen, Pantry
    • Flooring: Carpet, Tile, Wood
    • Windows: Low-Emissivity Windows, Screens, Insulated Windows
    • Basement: Partial
    • Number of fireplaces: 2
    • Fireplace features: Family Room, Recreation Room
    Interior area
    • Total structure area: 3,070
    • Total interior livable area: 4,054 sqft
    • Finished area below ground: 984

    Property

    Parking
    • Total spaces: 2.5
    • Parking features: Garage Faces Front, Garage Door Opener, Attached
    • Garage spaces: 2.5
    Features
    • Stories: 2
    • Patio & porch: Scrn Porch
    • On waterfront: Yes
    • Waterfront features: Lake
    • Body of water: Lake Michigan
    Lot
    • Size: 0.45 Acres
    • Features: Level, Ground Cover, Shrubs/Hedges
    Details
    • Parcel number: 117619000076041

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Roof: Composition
    Condition
    • New construction: No
    • Year built: 2006

    Utilities & green energy

    • Sewer: Public Sewer, Storm Sewer
    • Water: Public
    • Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected

    Community & HOA

    Location
    • Region: Saint Joseph

    Financial & listing details

    • Price per square foot: $937/sqft
    • Tax assessed value: $362,419
    • Annual tax amount: $14,202
    • Date on market: 11/18/2025
    • Listing terms: Cash
    • Electric utility on property: Yes
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    Estimated market value

    $3,818,500

    $3.63M - $4.01M

    $4,123/mo

    Price history

    Price history
    DateEventPrice
    11/18/2025Pending sale$3,800,000$937/sqft
    Source: MichRIC #25058944 Report a problem
    11/18/2025Listed for sale$3,800,000$937/sqft
    Source: MichRIC #25058944 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$14,202 +0.4%$845,400 +2.4%
    2024$14,147 $825,200 +9.4%
    2023-- $754,600 +12.1%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $23,651/mo
    Principal & interest
    $19059
    Property taxes
    $3262
    Home insurance
    $1330

      Climate risks

      Neighborhood: 49085

      Nearby schools

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