Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain.
Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite.
Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry.
Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.
Pending
$3,800,000
384 Ridgeway St, Saint Joseph, MI 49085
5beds
4,054sqft
Est.:
Single Family Residence
Built in 2006
0.45 Acres Lot
$3,818,500 Zestimate®
$937/sqft
$-- HOA
What's special
- 22 days |
- 244 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: November 18, 2025 at 01:41pm
Listed by:
Ryan D Green 269-208-4139,
Green Towne Coastal Realty 269-408-8626
Source: MichRIC,MLS#: 25058944
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- Laundry: In Hall, Main Level
Features
- Center Island, Eat-in Kitchen, Pantry
- Flooring: Carpet, Tile, Wood
- Windows: Low-Emissivity Windows, Screens, Insulated Windows
- Basement: Partial
- Number of fireplaces: 2
- Fireplace features: Family Room, Recreation Room
Interior area
- Total structure area: 3,070
- Total interior livable area: 4,054 sqft
- Finished area below ground: 984
Property
Parking
- Total spaces: 2.5
- Parking features: Garage Faces Front, Garage Door Opener, Attached
- Garage spaces: 2.5
Features
- Stories: 2
- Patio & porch: Scrn Porch
- On waterfront: Yes
- Waterfront features: Lake
- Body of water: Lake Michigan
Lot
- Size: 0.45 Acres
- Features: Level, Ground Cover, Shrubs/Hedges
Details
- Parcel number: 117619000076041
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer, Storm Sewer
- Water: Public
- Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
Community & HOA
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $937/sqft
- Tax assessed value: $362,419
- Annual tax amount: $14,202
- Date on market: 11/18/2025
- Listing terms: Cash
- Electric utility on property: Yes
Estimated market value
$3,818,500
$3.63M - $4.01M
$4,123/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/18/2025 | Pending sale | $3,800,000$937/sqft |
Source: | ||
| 11/18/2025 | Listed for sale | $3,800,000$937/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,202 +0.4% | $845,400 +2.4% |
| 2024 | $14,147 | $825,200 +9.4% |
| 2023 | -- | $754,600 +12.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$23,651/mo
Principal & interest
$19059
Property taxes
$3262
Home insurance
$1330
Climate risks
Neighborhood: 49085
Nearby schools
GreatSchools rating
- 7/10Lincoln SchoolGrades: PK-5Distance: 1.9 mi
- 8/10Upton Middle SchoolGrades: 6-8Distance: 4.9 mi
- 10/10St. Joseph High SchoolGrades: 9-12Distance: 2.2 mi
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