This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.
Closed
$598,000
384 Cardinal Ln, Toccoa, GA 30577
4beds
2,400sqft
Single Family Residence
Built in 2001
0.28 Acres Lot
$598,100 Zestimate®
$249/sqft
$2,120 Estimated rent
Owner options
What's special
Zillow last checked: 7 hours ago
Listing updated: August 28, 2025 at 03:30am
Listed by:
Stephen P. Caudell 706-491-3245,
Hammock Realty North Georgia
Bought with:
Michael Miller, 352335
Keller Williams Lake Hartwell
Source: GAMLS,MLS#: 10565598

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Bar
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Oven/Range (Combo), Refrigerator
- Laundry: In Basement
Features
- Double Vanity, Master On Main Level, Vaulted Ceiling(s)
- Flooring: Vinyl
- Windows: Double Pane Windows
- Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Number of fireplaces: 1
- Fireplace features: Basement, Factory Built
Interior area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
- Finished area above ground: 1,200
- Finished area below ground: 1,200
Property
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Lake, Lake Privileges
- Body of water: Hartwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 85
Lot
- Size: 0.28 Acres
- Features: Sloped
Details
- Parcel number: 057E 152
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, High Speed Internet, Phone Available, Water Available
Community & neighborhood
Community
- Community features: None
Location
- Region: Toccoa
- Subdivision: Shorewood Est
Other
Other facts
- Listing agreement: Exclusive Right To Sell
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$598,100
2% more+$11,962
With Zillow Showcase(estimated)$610,062