Superior on Saginaw - Welcome to this completely renovated gem that offers either a smart investment potential or comfortable living! This charming two-bedroom, one-bathroom home has been thoughtfully rebuilt from the studs up, delivering modern amenities while maintaining an accessible, open-concept design that welcomes everyone. Step inside and discover a bright, airy floor plan featuring brand-new windows allowing the space to fill with natural light. The updated kitchen showcases fresh cabinetry, stylish countertops, and modern appliances ready for your culinary adventures. New flooring flows seamlessly throughout the home, complementing the fresh drywall and creating a clean, contemporary aesthetic. This property shines as an exceptional investment opportunity at an attractive price point, ideal for first-time buyers or savvy investors seeking reliable rental income. The extensive renovations include new beams, floor joists, extra insulation, vinyl siding, and a complete roof replacement, meaning virtually zero deferred maintenance for years to come. Accessibility features include a walk-in shower and spacious layout, with a removable ramp for future flexibility. The efficient on-demand water heater and new furnace, pre-wired for air conditioning, keep utility costs manageable. Below, a functional crawl space with electrical and moisture barrier. The property was elevated above the flood plain in 2020 and comes with current documentation eliminating flood insurance requirements. Situated in an established neighborhood just steps from H. H. Dow High School, this location offers convenience and community appeal. Schedule your private showing today and discover why this move-in-ready home deserves a spot on your must-see list!
For sale
$185,000
3812 N Saginaw Rd, Midland, MI 48640
2beds
896sqft
Est.:
Single Family Residence
Built in 1940
0.3 Acres Lot
$184,900 Zestimate®
$206/sqft
$-- HOA
What's special
Modern appliancesStylish countertopsEfficient on-demand water heaterClean contemporary aestheticVinyl sidingExtra insulationComplete roof replacement
- 10 days |
- 941 |
- 38 |
Zillow last checked: 8 hours ago
Listing updated: February 05, 2026 at 08:06am
Listed by:
Jennafer Tipton 989-615-9261,
Modern Realty 989-486-9770
Source: MiRealSource,MLS#: 50198873
Originating MLS: Saginaw Board of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Bedroom, Laundry, Living Room, Bathroom
Bedroom 1
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Bedroom 2
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Bathroom 1
- Level: Main
- Area: 108
- Dimensions: 12 x 9
Kitchen
- Area: 192
- Dimensions: 16 x 12
Living room
- Area: 204
- Dimensions: 17 x 12
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer, Tankless Water Heater
- Laundry: First Floor Laundry
Features
- Eat-in Kitchen
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 896
- Total interior livable area: 896 sqft
- Finished area above ground: 896
- Finished area below ground: 0
Property
Parking
- Total spaces: 2.5
- Parking features: Garage, Detached
- Garage spaces: 2.5
Accessibility
- Accessibility features: Wheelchair Access
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Frontage type: Road
- Frontage length: 126
Lot
- Size: 0.3 Acres
- Dimensions: 126 x 105
- Features: Walk to School, City Lot
Details
- Parcel number: 140640046
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
- Utilities for property: Cable/Internet Avail.
Community & HOA
Community
- Subdivision: Pfeiffer
HOA
- Has HOA: No
Location
- Region: Midland
Financial & listing details
- Price per square foot: $206/sqft
- Tax assessed value: $153,800
- Annual tax amount: $1,739
- Date on market: 2/5/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$184,900
$176,000 - $194,000
$1,159/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/5/2026 | Listed for sale | $185,000+237%$206/sqft |
Source: | ||
| 11/16/1998 | Sold | $54,900$61/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $76,900 +5.2% |
| 2024 | -- | $73,100 +155.6% |
| 2023 | -- | $28,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,160/mo
Principal & interest
$864
Property taxes
$231
Home insurance
$65
Climate risks
Neighborhood: 48640
Nearby schools
GreatSchools rating
- 9/10Woodcrest Elementary SchoolGrades: K-5Distance: 0.9 mi
- 9/10Jefferson Middle SchoolGrades: 6-8Distance: 2 mi
- 8/10H.H. Dow High SchoolGrades: 9-12Distance: 0.1 mi
Schools provided by the listing agent
- District: Midland Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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