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For sale
  • $185,000

    3812 N Saginaw Rd, Midland, MI 48640

    2beds
    896sqft
    : 
    Single Family Residence
    Built in 1940
    0.3 Acres Lot
    $184,900 Zestimate®
    $206/sqft
    $-- HOA

    What's special

    Modern appliancesStylish countertopsEfficient on-demand water heaterClean contemporary aestheticVinyl sidingExtra insulationComplete roof replacement
    Superior on Saginaw - Welcome to this completely renovated gem that offers either a smart investment potential or comfortable living! This charming two-bedroom, one-bathroom home has been thoughtfully rebuilt from the studs up, delivering modern amenities while maintaining an accessible, open-concept design that welcomes everyone. Step inside and discover a bright, airy floor plan featuring brand-new windows allowing the space to fill with natural light. The updated kitchen showcases fresh cabinetry, stylish countertops, and modern appliances ready for your culinary adventures. New flooring flows seamlessly throughout the home, complementing the fresh drywall and creating a clean, contemporary aesthetic. This property shines as an exceptional investment opportunity at an attractive price point, ideal for first-time buyers or savvy investors seeking reliable rental income. The extensive renovations include new beams, floor joists, extra insulation, vinyl siding, and a complete roof replacement, meaning virtually zero deferred maintenance for years to come. Accessibility features include a walk-in shower and spacious layout, with a removable ramp for future flexibility. The efficient on-demand water heater and new furnace, pre-wired for air conditioning, keep utility costs manageable. Below, a functional crawl space with electrical and moisture barrier. The property was elevated above the flood plain in 2020 and comes with current documentation eliminating flood insurance requirements. Situated in an established neighborhood just steps from H. H. Dow High School, this location offers convenience and community appeal. Schedule your private showing today and discover why this move-in-ready home deserves a spot on your must-see list!
    10 days
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    941
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    38
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    Zillow last checked: 8 hours ago

    Listing updated: February 05, 2026 at 08:06am

    Listed by:

    Jennafer Tipton 989-615-9261,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50198873MLS LogoOriginating MLS: Saginaw Board of REALTORS

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 1
    • Full bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 2
    Rooms
    • Room types: Bedroom, Laundry, Living Room, Bathroom
    Bedroom 1
    • Level: Main
    • Area: 168
    • Dimensions: 14 x 12
    Bedroom 2
    • Level: Main
    • Area: 120
    • Dimensions: 10 x 12
    Bathroom 1
    • Level: Main
    • Area: 108
    • Dimensions: 12 x 9
    Kitchen
    • Area: 192
    • Dimensions: 16 x 12
    Living room
    • Area: 204
    • Dimensions: 17 x 12
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Ceiling Fan(s)
    Appliances
    • Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer, Tankless Water Heater
    • Laundry: First Floor Laundry
    Features
    • Eat-in Kitchen
    • Basement: Crawl Space
    • Has fireplace: No
    Interior area
    • Total structure area: 896
    • Total interior livable area: 896 sqft
    • Finished area above ground: 896
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2.5
    • Parking features: Garage, Detached
    • Garage spaces: 2.5
    Accessibility
    • Accessibility features: Wheelchair Access
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Porch
    • Frontage type: Road
    • Frontage length: 126
    Lot
    • Size: 0.3 Acres
    • Dimensions: 126 x 105
    • Features: Walk to School, City Lot
    Details
    • Parcel number: 140640046
    • Zoning description: Residential
    • Special conditions: Private

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1940

    Utilities & green energy

    • Sewer: Public Sanitary
    • Water: Public
    • Utilities for property: Cable/Internet Avail.

    Community & HOA

    Community
    • Subdivision: Pfeiffer
    HOA
    • Has HOA: No
    Location
    • Region: Midland

    Financial & listing details

    • Price per square foot: $206/sqft
    • Tax assessed value: $153,800
    • Annual tax amount: $1,739
    • Date on market: 2/5/2026
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $184,900

    $176,000 - $194,000

    $1,159/mo

    Price history

    Price history
    DateEventPrice
    2/5/2026Listed for sale$185,000+237%$206/sqft
    Source: MiRealSource #50198873 Report a problem
    11/16/1998Sold$54,900$61/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $76,900 +5.2%
    2024-- $73,100 +155.6%
    2023-- $28,600

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,160/mo
    Principal & interest
    $864
    Property taxes
    $231
    Home insurance
    $65

      Climate risks

      Neighborhood: 48640

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Midland Public Schools

      Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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