Welcome to Lake Monticello!! A gated lake front community! This sprawling 3,374 sq ft home includes 4-5 bedrooms and 3.5 baths. Situated near beach #4 this recently renovated home includes all new flooring, new plumbing and electrical fixtures, new water heater, new oven, stainless steel LG appliances, gas fireplace in the expansive finished basement, and fresh paint throughout! Watch the wildlife on this park like half acre, including a family of deer, red fox, and turkey, from a 12 x 12 screened in back porch, 2 washer dryer options on first floor and basement, large unfinished 3rd floor with plumbing and electric roughed in! Kitchen, dining room, and living room are set up as an open concept floor plan. Two office areas, one on first floor and one in the basement. Gas fireplace, quality cabinets, tons of storage, and back deck! All bedrooms have ceiling fans, new carpet, double closets, and the primary includes a large walk in closet and attached primary bath! Lake Monticello has it all. Marina, pool, golf, beaches, gated security, and much more!! Make this beauty yours today!!! Owner is a licensed realtor in the state of Virginia . Home was recently appraised at 410,000.
Sold for $395,000
$395,000
38 Xebec Rd, Palmyra, VA 22963
4beds
4,236sqft
Single Family Residence
Built in 2002
0.54 Acres Lot
$401,500 Zestimate®
$93/sqft
$3,311 Estimated rent
Home value
$401,500
$329,000 - $490,000
$3,311/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: January 29, 2026 at 07:01am
Listed by:
Nicolas Worsham Membership@TheRealBrokerage.com,
Real Broker LLC
Bought with:
NON MLS USER MLS
NON MLS OFFICE
Source: CVRMLS,MLS#: 2426835
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Description: CF, new carpet
- Level: Second
- Dimensions: 0 x 0
Bedroom 2
- Description: CF, new carpet
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Description: CF, new carpet
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Description: CF, new carpet
- Level: Second
- Dimensions: 0 x 0
Dining room
- Description: LVP, chandelier
- Level: First
- Dimensions: 0 x 0
Foyer
- Description: LVP
- Level: First
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: Basement
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Kitchen
- Description: Recessed light, stainless steel app
- Level: First
- Dimensions: 0 x 0
Laundry
- Description: W/D hookup
- Level: First
- Dimensions: 0 x 0
Living room
- Description: CF, LVP. 9ft ceilings
- Level: First
- Dimensions: 0 x 0
Office
- Description: Gas hookup, CF, LVP
- Level: First
- Dimensions: 0 x 0
Office
- Description: LVP
- Level: Basement
- Dimensions: 0 x 0
Recreation
- Description: Large, LVP,
- Level: Basement
- Dimensions: 0 x 0
Heating
- Electric, Propane, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Gas Cooking, Disposal, Oven, Washer
Features
- Ceiling Fan(s), Fireplace, High Ceilings, Laminate Counters
- Flooring: Partially Carpeted, Vinyl
- Windows: Screens
- Basement: Full,Heated,Walk-Out Access
- Attic: Floored,Partially Finished,Walk-up
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total interior livable area: 4,236 sqft
- Finished area above ground: 3,374
- Finished area below ground: 862
Property
Parking
- Parking features: Driveway, Off Street, Unpaved
- Has uncovered spaces: Yes
Features
- Patio & porch: Stoop
- Exterior features: Unpaved Driveway
- Pool features: Pool
- Fencing: Fenced,Partial,Privacy
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Lake, Navigable Water, Walk to Water
Lot
- Size: 0.54 Acres
- Features: Sloped, Wooded
- Topography: Sloping
Details
- Parcel number: 18A1257
- Zoning description: R-4
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Block, Drywall, Concrete, Vinyl Siding
Condition
- Resale
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Community/Coop, Shared Well
Community & neighborhood
Security
- Security features: Gated Community
Community
- Community features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Golf, Gated, Home Owners Association, Lake, Marina, Playground, Pond, Tennis Court(s)
Location
- Region: Palmyra
- Subdivision: Lake Monticello
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,267 annually
- Services included: Clubhouse, Common Areas, Snow Removal, Trash
Other
Other facts
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 11/15/2024 | Sold | $395,000-1.2%$93/sqft |
Source:  CVRMLS #2426835 Report a problem | ||
| 10/23/2024 | Pending sale | $399,975$94/sqft |
Source: CVRMLS #2426835 Report a problem | ||
| 10/20/2024 | Price change | $399,975-1.2%$94/sqft |
Source: CVRMLS #2426835 Report a problem | ||
| 10/17/2024 | Price change | $405,000-2.4%$96/sqft |
Source: CVRMLS #2426835 Report a problem | ||
| 10/11/2024 | Listed for sale | $415,000+40.7%$98/sqft |
Source: CVRMLS #2426835 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,739 | $324,500 |
| 2023 | $2,739 | $324,500 +17.4% |
| 2022 | -- | $276,300 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.9 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.4 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.9 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Fluvanna
- High: Fluvanna
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$401,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$401,500
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 38 Xebec Rd