38 State Street, Saratoga Springs, NY 12866

Dreaming of living in Saratoga Springs but think it's out of reach? This versatile, income-producing property could be your answer! Live in one unit and earn steady rental income from the other two. Ideal for owner-occupancy, investment, or conversion to a single-family home. Proven rental history: Skidmore students, long-term tenants, and seasonal renters. Flexible occupancy—Unit 1 has a month-to-month tenant, Unit 2 is vacant, and Unit 3 is leased through 9/30/25 with a tenant eager to stay. Heating: Unit 1 has natural gas with a new boiler (fireplace needs liner), Units 2 & 3 use electric heat. Located near Skidmore and downtown, with always-available on-street parking. A rare chance to own in a sought-after area with built-in income!