Are you ready for lake living built for entertaining? This immaculate 3-bedroom, 3-bath lake home offers the perfect blend of luxury, privacy, and Minnesota charm. With approx. 125 ft of level, south-facing sand shoreline on Mille Lacs, this property delivers unmatched views and year-round enjoyment.
Home Features & Upgrades
• Tongue & groove knotty pine throughout for classic cabin warmth
• New granite countertops & stainless steel appliances in a fully updated kitchen
• Open main-floor layout with a stunning stone fireplace and lakeside views
• Main-level master suite with private porch and full bath
• Remodeled lower level featuring 2 bedrooms, bath, family room, wet bar/kitchenette — perfect for guests or entertaining
Recent Improvements
• New roof, steel siding, gutters, and driveway
• Updated pantry/office, double ovens, washer/dryer, and new shed
• Full-house Kinetico water filtration system
• Backup generator (rental) for peace of mind
• Fiber optic internet for reliable remote work or streaming
• Invisible fencing and new fenced yard for pets/kids
Lake & Outdoor Amenities
• $30K dock system with a newer dock section and electric boat lift with canopy
• Landscaped lakeside yard ideal for gatherings and relaxation
• Multiple storage options: 24x32 heated garage, 12x24 building, and 10x12 shed
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This home truly has it all: modern luxury, extensive upgrades, and a rare stretch of prime Mille Lacs shoreline. Whether you’re entertaining friends, enjoying family time, or looking for a peaceful retreat, this property is move-in ready and priced to sell quickly.
Listing Broker is a licensed Real Estate Agent in Minnesota.
Active
Price cut: $10K (11/1)
$689,900
37951 State Highway 18, Aitkin, MN 56431
3beds
2,676sqft
Est.:
Single Family Residence
Built in 1979
0.9 Acres Lot
$-- Zestimate®
$258/sqft
$-- HOA
What's special
Stunning stone fireplaceRemodeled lower levelLevel south-facing sand shorelineMain-level master suite
- 107 days |
- 938 |
- 29 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 01, 2025 at 07:20pm
Listed by:
Chris Ashmore 218-270-3900,
PMI Minnesota
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6777530
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Rooms
- Room types: Living Room, Family Room
Family room
- Level: Lower
- Area: 169 Square Feet
- Dimensions: 13x13
Living room
- Level: Main
- Area: 368 Square Feet
- Dimensions: 16x23
Heating
- Fireplace(s), Hot Water, Radiant Floor
Cooling
- Window Unit(s)
Appliances
- Included: Chandelier, Cooktop, Dishwasher, Double Oven, Exhaust Fan, Freezer, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
Features
- Basement: Block,Egress Window(s),Finished,Full,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 2,676
- Total interior livable area: 2,676 sqft
- Finished area above ground: 1,592
- Finished area below ground: 1,084
Property
Parking
- Total spaces: 3
- Parking features: Detached, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
- Garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24x32)
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Patio & porch: Enclosed, Patio
- Fencing: Chain Link,Invisible
- Has view: Yes
- View description: Panoramic, South
- Waterfront features: Dock, Lake Front, Waterfront Elevation(4-10), Waterfront Num(48000200), Lake Bottom(Sand), Lake Acres(128250), Lake Depth(42)
- Body of water: Mille Lacs
- Frontage length: Water Frontage: 125
Lot
- Size: 0.9 Acres
- Dimensions: 120 x 400 x 99 x 470
- Features: Many Trees
Details
- Additional structures: Storage Shed
- Foundation area: 132
- Parcel number: 360035303
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Steel Siding
- Roof: Age 8 Years or Less,Asphalt
Condition
- Age of Property: 46
- New construction: No
- Year built: 1979
Utilities & green energy
- Electric: 200+ Amp Service, Power Company: Mille Lacs Energy Co-op
- Gas: Propane
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Submersible - 4 Inch, Drilled
Community & HOA
HOA
- Has HOA: No
Location
- Region: Aitkin
Financial & listing details
- Price per square foot: $258/sqft
- Tax assessed value: $469,981
- Annual tax amount: $2,540
- Date on market: 8/25/2025
- Cumulative days on market: 77 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/1/2025 | Price change | $689,900-1.4%$258/sqft |
Source: | ||
| 10/1/2025 | Price change | $699,900-4.1%$262/sqft |
Source: | ||
| 8/25/2025 | Listed for sale | $729,900+15.9%$273/sqft |
Source: | ||
| 10/24/2022 | Listing removed | -- |
Source: | ||
| 5/9/2022 | Pending sale | $630,000-3.1%$235/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,036 +25% | $469,981 -14.3% |
| 2023 | $2,428 +3.3% | $548,573 +17.2% |
| 2022 | $2,350 +10% | $468,230 +36.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,927/mo
Principal & interest
$3358
Property taxes
$328
Home insurance
$241
Climate risks
Neighborhood: 56431
Nearby schools
GreatSchools rating
- 8/10Rippleside Elementary SchoolGrades: PK-6Distance: 11.7 mi
- 7/10Aitkin Secondary SchoolGrades: 7-12Distance: 12.2 mi
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