Welcome to Lake Norman living! This beautifully maintained 3-bedroom, 2-bath ranch home is ideally situated on .725 acres of waterfront in Sherrills Ford, offering year-round deep water, easy access to the main channel, and no HOA—a rare combination under $1,000,000. Designed for effortless one-level living, the open floor plan features LVP flooring throughout and inviting lake views from multiple rooms. The updated kitchen, complete with white cabinetry and stainless steel appliances, overlooks the water and flows seamlessly to the screened porch, making it perfect for relaxing or entertaining. The cozy living area and dining space are complemented by a spacious laundry room/pantry for added convenience. The primary bedroom and newly updated primary bath both enjoy peaceful lake views, while two additional bedrooms and a full bath provide comfortable space for guests or family. Outside, enjoy the privacy and functionality of a detached two-car garage (2018), an additional storage building for lawn and lake gear and plenty of room to enjoy the outdoors. A new heat pump and HVAC (2024), encapsulated crawl space (2021) and new roof (2018) add peace of mind. This is a rare opportunity to own a move-in-ready waterfront ranch on Lake Norman—offering lifestyle, location, and value all in one.
Under contract-show
$885,000
3788 Swanson Rd, Sherrills Ford, NC 28673
3beds
1,320sqft
Est.:
Single Family Residence
Built in 2003
0.73 Acres Lot
$855,700 Zestimate®
$670/sqft
$-- HOA
What's special
Newly updated primary bathOpen floor planLvp flooring throughoutScreened porchWhite cabinetryUpdated kitchenDining space
- 19 days |
- 2,496 |
- 76 |
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 10:45am
Listing Provided by:
Jordan Cook jordan.cook@allentate.com,
Howard Hanna Allen Tate Huntersville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4335079
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Exhaust Fan, Microwave, Refrigerator, Washer/Dryer
- Laundry: Laundry Room, Main Level
Features
- Open Floorplan, Pantry
- Flooring: Vinyl
- Has basement: No
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
- Finished area above ground: 1,320
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached Carport, Driveway, Garage on Main Level
- Garage spaces: 2
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Rear Porch, Screened
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Covered structure, Dock, Pier, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.73 Acres
Details
- Additional structures: Auto Shop, Shed(s)
- Parcel number: 4607026545310000
- Zoning: R-30
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Arts and Crafts
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Sherrills Ford
Financial & listing details
- Price per square foot: $670/sqft
- Tax assessed value: $636,200
- Annual tax amount: $3,165
- Date on market: 1/16/2026
- Cumulative days on market: 20 days
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Estimated market value
$855,700
$813,000 - $898,000
$1,723/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Listed for sale | $885,000+101.1%$670/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4335079 Report a problem | ||
| 12/8/2017 | Sold | $440,000-2%$333/sqft |
Source: Canopy MLS as distributed by MLS GRID #3334682 Report a problem | ||
| 11/11/2017 | Pending sale | $449,000$340/sqft |
Source: Lake Norman Realty, Inc. #3334682 Report a problem | ||
| 11/3/2017 | Listed for sale | $449,000$340/sqft |
Source: Lake Norman Realty, Inc. #3334682 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,165 +1% | $636,200 |
| 2024 | $3,133 +2.1% | $636,200 |
| 2023 | $3,070 +12.8% | $636,200 +64.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,930/mo
Principal & interest
$4200
Property taxes
$420
Home insurance
$310
Climate risks
Neighborhood: 28673
Nearby schools
GreatSchools rating
- 7/10Sherrills Ford ElementaryGrades: K-6Distance: 2.3 mi
- 3/10Mill Creek MiddleGrades: 7-8Distance: 6.7 mi
- 8/10Bandys HighGrades: PK,9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Sherrills Ford
- Middle: Mill Creek
- High: Bandys
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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