Waterfront Opportunity - Build Your Dream Home!
Discover the perfect setting for your future home on this beautiful 0.8-acre lakefront lot nestled within a quiet, well-maintained subdivision. With a septic tank already installed, you're one step closer to bringing your vision to life.
Enjoy peaceful surroundings, scenic water views, and the privacy you've been searching for--all while still being conveniently located. Whether you're planning a full-time residence or a relaxing getaway, this property offers the ideal blend of tranquility and potential.
Don't miss this rare opportunity to own a ready-to-build waterfront lot in a serene location. Bring your builder and start creating the lifestyle you've been dreaming of!
Lot/land
$70,000
3779 Payne Lake Rd, Chipley, FL 32428
--beds
--baths
0.8Acres
Unimproved Land
Built in ----
0.8 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Ready-to-build waterfront lotPeaceful surroundingsSerene locationScenic water views
- 17 days |
- 320 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Jarah J Chesnut 850-276-2326,
Chesnut Realty, Inc
Source: CPAR,MLS#: 787841
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Property
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
Lot
- Size: 0.8 Acres
- Dimensions: 90 x 486
Details
- Parcel number: 000000000033220016
- Zoning description: Resid Multi-Family
Utilities & green energy
- Water: Well Needed
Community & HOA
Community
- Subdivision: Payne Lakes
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Tax assessed value: $30,000
- Annual tax amount: $416
- Date on market: 4/3/2026
- Cumulative days on market: 18 days
Estimated market value
Not available
Estimated sales range
Not available
$1,406/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/3/2026 | Listed for sale | $70,000+40% |
Source:  CPAR #787841 Report a problem | ||
| 8/8/2024 | Sold | $50,000-21.3% |
Source: CPAR #754732 Report a problem | ||
| 7/25/2024 | Pending sale | $63,500 |
Source: CPAR #754732 Report a problem | ||
| 6/2/2024 | Price change | $63,500-3.1% |
Source: CPAR #754732 Report a problem | ||
| 3/25/2024 | Listed for sale | $65,500+79.5% |
Source: CPAR #754732 Report a problem | ||
| 4/10/2023 | Sold | $36,500-8.5% |
Source: CPAR #738034 Report a problem | ||
| 3/30/2023 | Pending sale | $39,900 |
Source: CPAR #738034 Report a problem | ||
| 3/12/2023 | Price change | $39,900-11.1% |
Source: CPAR #738034 Report a problem | ||
| 2/27/2023 | Listed for sale | $44,900+113.8% |
Source: CPAR #738034 Report a problem | ||
| 11/30/2021 | Sold | $21,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $30,000 +25% |
| 2024 | $323 +50.9% | $24,000 +67.8% |
| 2023 | $214 +19.8% | $14,300 +10% |
| 2022 | $179 +26.6% | $13,000 +30% |
| 2021 | $141 -0.7% | $10,000 |
| 2020 | $142 -3.6% | $10,000 |
| 2019 | $148 -3.5% | $10,000 |
| 2018 | $153 -3.9% | $10,000 |
| 2017 | $159 | $10,000 |
| 2016 | $159 -3.9% | $10,000 |
| 2015 | $166 | $10,000 -9.1% |
| 2014 | -- | $11,000 -8.3% |
| 2013 | -- | $12,000 -14.3% |
| 2012 | -- | $14,000 -12.5% |
| 2011 | -- | $16,000 -5.9% |
| 2010 | -- | $17,000 |
| 2009 | -- | $17,000 |
| 2008 | -- | $17,000 +6.3% |
| 2007 | -- | $16,000 +91% |
| 2005 | -- | $8,375 |
| 2004 | -- | $8,375 |
| 2003 | -- | $8,375 |
| 2002 | -- | $8,375 |
| 2001 | -- | $8,375 |
| 2000 | -- | $8,375 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 5.3 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 4.1 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 3.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Washington County
- Chipley
- 32428
- 3779 Payne Lake Rd
Nearby cities
Nearby zip codes
Other Chipley Topics
