Contact Owner Directly 423-443-9230. . ** OPTION 1: RENT TO OWN ** $475/mo and $1,500 Down Payment . ** OPTION 2: PURCHASE NOW ** Sale Price $69,900 . 2 Bedrooms, 1 bath, 840 sqft of heated living space. You will love the peace and quiet of New Hope Senior Village subdivision. Occupant restrictions require one person must be at least 55 years of age and any other person must be at least 50 years of age. These single level townhouses were built with seniors in mind. Easy to keep clean laminate flooring throughout. Washer and Dryer are included. Attached garage. Newly painted throughout. Within 3 miles of a medical emergency center. Within 3 miles of restaurants, shopping, walking tracks, a fitness gym, pharmacies, grocery stores, and more. . Available immediately. . This RENT-TO-OWN program is for those who want to purchase a home, but are currently unable to qualify for a mortgage loan. Many times, the issues that prevent you from qualifying for a mortgage can be corrected within 12 to 16 months. . RENT TO OWN PROGRAM BENEFITS: All of the Down Payment (i.e. Earnest Money) is applied to the purchase price. Each month, just like a mortgage payment, approximately 20% of your rent will be applied to the purchase price. So, it is as if you have already started your mortgage. Finally, you're a home owner with improved credit and a 30 year fixed rate mortgage! MINIMUM REQUIREMENTS: 1) Credit Score: 570 or higher (or 550 if due to lack of credit instead of bad credit) 2) Work History: held the same job (or in same line of work) for at least 1 year 3) Bankruptcy History: not filed bankruptcy within the last 2-1/2 years 4) Foreclosure History: not had a property foreclosed within the last 3-1/2 years 5) Debt-to-Income Ratio: less than 40% including this house payment. *Debt-to-Income Ratio = (All LOAN Payments / GROSS Monthly Income) *Debt-to-Income Ratio does NOT include electric, phone, etc. Only LOAN payments. . Keywords for search: Retire, retired, retiree, retirement, older adult, aging, nursing, elderly, parent, parents
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