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For sale
  • Price cut: $15K (1/10)
    $335,000

    3681 Ridgemont Ct, Palm Harbor, FL 34684

    2beds
    1,372sqft
    : 
    Villa
    Built in 1987
    4,687 Square Feet Lot
    $327,000 Zestimate®
    $244/sqft
    $359/mo HOA

    What's special

    Two heated poolsDouble-pane windowsEat in kitchenLarge walk closetVery large walk-in closetRv and boat storage
    BRAND NEW ROOF in 2025 and located in Palm Harbor’s premier 55+ active adult community! Enjoy carefree living in this delightful 2-bedroom, 2-bathroom Villa situated in the sought-after community of Sutton Court of Highland Lakes on Lake Tarpon. A maintenance-free lifestyle in a NON-FLOOD, NON-Evacuation Zone—with no special assessments and peace of mind built right in. From the moment you enter through the double-leaded glass front doors, you're welcomed into a bright, open-concept living and dining area. The Rosewood model has an EAT IN kitchen that is conveniently located off the garage, keeping you safely out of the weather. The converted Florida Room gives you extra Living space, and the spacious master suite is a private retreat with a large WALK closet plus an en-suite bathroom with a step-in shower with a built-in bench. The second bedroom is conveniently located near the hall bath, is perfect for guests or as a second master, and features a VERY Large WALK-IN Closet. The 1.5 Car garage has room for the Golf Cart and pull-down Stairs to access the attic for storage. DOUBLE-PANE Windows, NEW Water Heater, and 2015 TRANE HVAC. SUTTON COURT has ONE of the LOWEST HOA fees in the Highland Lakes community. The monthly fee of $195 provides: INTERNET, CABLE, TRASH, LAWN MAINTENANCE, BUILDINGS PAINTED EVERY 7 YEARS, and maintains the Private Roads. The $164 a Month entitles you to GOLF with NO green fees on 3 executive courses with Par 4s! RV and BOAT STORAGE, Tennis/PICKLEBALL, Ceramics, Stained glass, and a FULL Woodworking workshop, TWO Heated Pools, Bingo, Cards, Shows, and there's a Club for just about everything. Be as Busy as you want to be in Highland Lakes, where Retirement, Relaxation, and Recreation come together in the superb community of Highland Lakes on Lake Tarpon - 86 feet above Sea Level/non-evacuation zone!
    80 days
    |
    1,602
    |
    29
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: January 11, 2026 at 12:10am

    Listing Provided by:

    Sheri Ragsdale 727-742-3789,

    RAGSDALE RESIDENTIAL REALTY 727-742-3789

    Source: Stellar MLS,MLS#: TB8446460MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Family Room
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    Bedroom 2
    • Features: Ceiling Fan(s), Sunken Shower, Walk-In Closet(s)
    • Level: First
    Kitchen
    • Level: First
    Living room
    • Level: First
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
    • Laundry: In Garage
    Features
    • Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
    • Flooring: Ceramic Tile, Laminate
    • Windows: Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 1,725
    • Total interior livable area: 1,372 sqft
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    Property

    Parking
    • Total spaces: 1
    • Parking features: Driveway, Garage Door Opener
    • Attached garage spaces: 1
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Irrigation System, Lighting
    • Pool features: Gunite, Heated, In Ground, Lap, Lighting
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • On waterfront: Yes
    • Waterfront features: Lake, Waterfront, Lake Privileges, Fishing Pier
    • Body of water: LAKE TARPON
    Lot
    • Size: 4,687 Square Feet
    • Features: Above Flood Plain
    Details
    • Parcel number: 052816389290000270
    • Zoning: RPD-7.5
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida
    • Property subtype: Villa
    Materials
    • Block
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1987

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

    Community & HOA

    Community
    • Features: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
    • Security: Smoke Detector(s)
    • Senior community: Yes
    • Subdivision: HIGHLAND LAKES
    HOA
    • Has HOA: Yes
    • Amenities included: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
    • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash
    • HOA fee: $359 monthly
    • HOA name: Scarlet Roach
    • HOA phone: 727-784-1402
    • Second HOA name: Highland Lakes on Lake Tarpon
    • Second HOA phone: 727-784-1402
    • Pet fee: $0 monthly
    Location
    • Region: Palm Harbor

    Financial & listing details

    • Price per square foot: $244/sqft
    • Tax assessed value: $301,216
    • Annual tax amount: $1,813
    • Date on market: 11/13/2025
    • Cumulative days on market: 81 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt, Paved
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    Estimated market value

    $327,000

    $311,000 - $343,000

    $2,345/mo

    Price history

    Price history
    DateEventPrice
    1/10/2026Price change$335,000-4.3%$244/sqft
    Source: Stellar MLS #TB8446460 Report a problem
    11/13/2025Listed for sale$350,000+94.4%$255/sqft
    Source: Stellar MLS #TB8446460 Report a problem
    9/26/2016Sold$180,000+28.6%$131/sqft
    Source: Public Record Report a problem
    2/2/2009Sold$140,000-6.6%$102/sqft
    Source: Stellar MLS #U7387632 Report a problem
    12/14/2008Listed for sale$149,900$109/sqft
    Source: iHOUSEWeb Solutions, Inc #7387632 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,606/mo
    Principal & interest
    $1625
    Property taxes
    $505
    Other costs
    $476

      Climate risks

      Neighborhood: 34684

      Nearby schools

      GreatSchools rating

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