BRAND NEW ROOF in 2025 and located in Palm Harbor’s premier 55+ active adult community! Enjoy carefree living in this delightful 2-bedroom, 2-bathroom Villa situated in the sought-after community of Sutton Court of Highland Lakes on Lake Tarpon. A maintenance-free lifestyle in a NON-FLOOD, NON-Evacuation Zone—with no special assessments and peace of mind built right in. From the moment you enter through the double-leaded glass front doors, you're welcomed into a bright, open-concept living and dining area. The Rosewood model has an EAT IN kitchen that is conveniently located off the garage, keeping you safely out of the weather. The converted Florida Room gives you extra Living space, and the spacious master suite is a private retreat with a large WALK closet plus an en-suite bathroom with a step-in shower with a built-in bench. The second bedroom is conveniently located near the hall bath, is perfect for guests or as a second master, and features a VERY Large WALK-IN Closet. The 1.5 Car garage has room for the Golf Cart and pull-down Stairs to access the attic for storage. DOUBLE-PANE Windows, NEW Water Heater, and 2015 TRANE HVAC. SUTTON COURT has ONE of the LOWEST HOA fees in the Highland Lakes community. The monthly fee of $195 provides: INTERNET, CABLE, TRASH, LAWN MAINTENANCE, BUILDINGS PAINTED EVERY 7 YEARS, and maintains the Private Roads. The $164 a Month entitles you to GOLF with NO green fees on 3 executive courses with Par 4s! RV and BOAT STORAGE, Tennis/PICKLEBALL, Ceramics, Stained glass, and a FULL Woodworking workshop, TWO Heated Pools, Bingo, Cards, Shows, and there's a Club for just about everything. Be as Busy as you want to be in Highland Lakes, where Retirement, Relaxation, and Recreation come together in the superb community of Highland Lakes on Lake Tarpon - 86 feet above Sea Level/non-evacuation zone!
For sale
Price cut: $15K (1/10)
$335,000
3681 Ridgemont Ct, Palm Harbor, FL 34684
2beds
1,372sqft
Est.:
Villa
Built in 1987
4,687 Square Feet Lot
$327,000 Zestimate®
$244/sqft
$359/mo HOA
What's special
Two heated poolsDouble-pane windowsEat in kitchenLarge walk closetVery large walk-in closetRv and boat storage
- 80 days |
- 1,602 |
- 29 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 11, 2026 at 12:10am
Listing Provided by:
Sheri Ragsdale 727-742-3789,
RAGSDALE RESIDENTIAL REALTY 727-742-3789
Source: Stellar MLS,MLS#: TB8446460
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Sunken Shower, Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
- Flooring: Ceramic Tile, Laminate
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,725
- Total interior livable area: 1,372 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting
- Pool features: Gunite, Heated, In Ground, Lap, Lighting
- Has spa: Yes
- Spa features: Heated, In Ground
- On waterfront: Yes
- Waterfront features: Lake, Waterfront, Lake Privileges, Fishing Pier
- Body of water: LAKE TARPON
Lot
- Size: 4,687 Square Feet
- Features: Above Flood Plain
Details
- Parcel number: 052816389290000270
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Villa
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Security: Smoke Detector(s)
- Senior community: Yes
- Subdivision: HIGHLAND LAKES
HOA
- Has HOA: Yes
- Amenities included: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash
- HOA fee: $359 monthly
- HOA name: Scarlet Roach
- HOA phone: 727-784-1402
- Second HOA name: Highland Lakes on Lake Tarpon
- Second HOA phone: 727-784-1402
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $301,216
- Annual tax amount: $1,813
- Date on market: 11/13/2025
- Cumulative days on market: 81 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$327,000
$311,000 - $343,000
$2,345/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/10/2026 | Price change | $335,000-4.3%$244/sqft |
Source: | ||
| 11/13/2025 | Listed for sale | $350,000+94.4%$255/sqft |
Source: | ||
| 9/26/2016 | Sold | $180,000+28.6%$131/sqft |
Source: Public Record Report a problem | ||
| 2/2/2009 | Sold | $140,000-6.6%$102/sqft |
Source: Stellar MLS #U7387632 Report a problem | ||
| 12/14/2008 | Listed for sale | $149,900$109/sqft |
Source: iHOUSEWeb Solutions, Inc #7387632 Report a problem | ||
Public tax history
BuyAbility℠ payment
Est. payment
$2,606/mo
Principal & interest
$1625
Property taxes
$505
Other costs
$476
Climate risks
Neighborhood: 34684
Nearby schools
GreatSchools rating
- 4/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.8 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.3 mi
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