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  • $480,000

    364 Cardinal Ln, Toccoa, GA 30577

    4beds
    2,620sqft
    Single Family Residence
    Built in 1989
    0.28 Acres Lot
    $480,800 Zestimate®
    $183/sqft
    $2,149 Estimated rent

    Home value

    $480,800

    Estimated sales range

    Not available

    $2,149/mo

    Zestimate® history
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    What's special

    This Lake Hartwell home has 4 bedrooms and 3 baths spread over three finished levels. The main level has a great room with vaulted ceilings and is open to the kitchen and dining area. There are glass doors that open onto a large open deck and a screened porch overlooking the lake. The main level also has a bedroom and full bath. Upstairs there is a large owner's suite with a tiled bath. The terrace level has two more bedrooms, another full bath and a laundry area. The bedrooms open onto a covered porch which connects to a concrete path to the two-level, covered slip dock. The property also includes an attached garage and a separate storage area for a utility vehicle and/or lake toys.

    Zillow last checked: 8 hours ago

    Listing updated: July 11, 2025 at 05:35am

    Listed by:

    Spot On The Lake 678-469-9917,

    Keller Williams Lake Hartwell

    Bought with:

    Beth Kennedy, 378686

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10492286MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Dining room
    • Features: Dining Rm/Living Rm Combo
    Kitchen
    • Features: Breakfast Bar
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Ceiling Fan(s), Central Air, Electric, Heat Pump
    Appliances
    • Included: Dishwasher, Disposal, Ice Maker, Microwave, Oven/Range (Combo), Refrigerator
    • Laundry: In Basement
    Features
    • Beamed Ceilings, Vaulted Ceiling(s)
    • Flooring: Carpet, Hardwood, Tile
    • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry,Partial
    • Number of fireplaces: 1
    • Fireplace features: Family Room, Gas Log, Masonry
    Interior area
    • Total structure area: 2,620
    • Total interior livable area: 2,620 sqft
    • Finished area above ground: 1,864
    • Finished area below ground: 756

    Property

    Parking
    • Total spaces: 1
    • Parking features: Attached, Garage
    • Has attached garage: Yes
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Deck, Screened
    • Exterior features: Dock
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
    • Body of water: Hartwell
    • Frontage type: Lakefront,Waterfront
    Lot
    • Size: 0.28 Acres
    • Features: None
    • Residential vegetation: Partially Wooded
    Details
    • Parcel number: 056E 008

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Concrete, Press Board, Wood Siding
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 1989

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Electricity Available, Water Available

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s), Smoke Detector(s)
    Community
    • Community features: Lake, Pool
    Location
    • Region: Toccoa
    • Subdivision: Shorewood Estates

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $200 annually
    • Services included: Maintenance Grounds, Private Roads, Swimming

    Other

    Other facts
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,USDA Loan,VA Loan

    Price history

    DateEventPrice
    7/8/2025Sold$480,000-4%$183/sqft
    Source: GAMLS #10492286
    6/12/2025Contingent$500,000$191/sqft
    Source: WUMLS #20285798
    6/12/2025Pending sale$500,000$191/sqft
    Source: GAMLS #10492286
    5/28/2025Price change$500,000-4.8%$191/sqft
    Source: GAMLS #10492286
    5/10/2025Price change$525,000-4.5%$200/sqft
    Source: GAMLS #10492286

    Public tax history

    YearProperty taxesTax assessment
    2024$2,763 -0.6%$94,946 +4%
    2023$2,780 +18.8%$91,286 +16.2%
    2022$2,340 -0.4%$78,593 +4.6%

    Find assessor info on the county website

    Neighborhood: 30577

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Big A
    • Middle: Stephens County
    • High: Stephens County

    Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Sell for more on Zillow
    Get a free Zillow Showcase℠ listing and you could sell for .
    $480,800
    2% more+ $9,616
    With Zillow Showcase(estimated)
    $490,416