Located in the gated community of Ruby Lake, this stunning 3-bedroom, 2-bath Cassidy Ox floor plan offers a perfect blend of style and functionality. The home features a spacious layout with a formal living room, formal dining room, and a large family room, all designed for comfortable living. The updated kitchen serves as the heart of the home, boasting quartz countertops, a breakfast bar, a closet pantry, and tile flooring. The master suite is a private retreat, featuring a generous 17x15 bedroom, a walk-in closet, and a luxurious en suite bathroom with a soaking tub, walk-in shower, dual sinks, and tile floors. The secondary bedroom and bathroom are handicap accessible, thoughtfully designed with widened doorways for wheelchair access. Additional conveniences include an inside laundry room with a sink and a 10x38 screened lanai, ideal for entertaining. Practical features such as a two-car garage with a high-profile door, surround sound throughout, plantation shelves with ambient lighting, ceiling fans, and an irrigation system with a separate meter enhance the home’s appeal. Perfectly located near shopping, schools, medical facilities, and Legoland, this home also offers easy access to both Tampa and Orlando. A must-see property that combines comfort, convenience, and modern upgrades.
For sale
$419,000
357 Ruby Lake Loop, Winter Haven, FL 33884
3beds
2,107sqft
Est.:
Single Family Residence
Built in 1998
10,193 Square Feet Lot
$-- Zestimate®
$199/sqft
$71/mo HOA
What's special
Two-car garageBreakfast barLarge family roomQuartz countertopsMaster suiteSurround soundCeiling fans
- 125 days |
- 82 |
- 3 |
Zillow last checked: 8 hours ago
Listing updated: November 24, 2025 at 08:18am
Listing Provided by:
Amy Reynolds 863-412-2279,
LOCKHART & ASSOCIATES INC 863-293-1234,
Steve Lockhart 863-289-9801,
LOCKHART & ASSOCIATES INC
Source: Stellar MLS,MLS#: P4935858
Originating MLS: East Polk
Originating MLS: East Polk
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room, Dining Room, Living Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 265.5 Square Feet
- Dimensions: 18x14.75
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 143.44 Square Feet
- Dimensions: 12.75x11.25
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 140.25 Square Feet
- Dimensions: 12.75x11
Dining room
- Level: First
- Area: 132.19 Square Feet
- Dimensions: 11.25x11.75
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 156 Square Feet
- Dimensions: 16x9.75
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 282.13 Square Feet
- Dimensions: 18.5x15.25
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Crown Molding, High Ceilings, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Laminate
- Doors: Sliding Doors
- Windows: Blinds
- Has fireplace: No
Interior area
- Total structure area: 2,828
- Total interior livable area: 2,107 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 21x21
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Irrigation System
Lot
- Size: 10,193 Square Feet
- Features: City Lot
Details
- Parcel number: 272907856603000080
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Features: Deed Restrictions, Gated Community - No Guard
- Subdivision: RUBY LAKE PH 01
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Common Area Taxes, Private Road
- HOA fee: $71 monthly
- HOA name: Don Asher & Associates, Inc/Michellette Ramos
- HOA phone: 407-483-1301
- Pet fee: $0 monthly
Location
- Region: Winter Haven
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $318,903
- Annual tax amount: $2,562
- Date on market: 8/8/2025
- Cumulative days on market: 126 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/8/2025 | Listed for sale | $419,000-2.3%$199/sqft |
Source:  Stellar MLS #P4935858 Report a problem | ||
| 4/28/2025 | Listing removed | $429,000$204/sqft |
Source: Stellar MLS #P4932850 Report a problem | ||
| 2/26/2025 | Price change | $429,000-1.1%$204/sqft |
Source: Stellar MLS #P4932850 Report a problem | ||
| 11/26/2024 | Listed for sale | $433,900+97.9%$206/sqft |
Source: Stellar MLS #P4932850 Report a problem | ||
| 7/14/2017 | Sold | $219,300-1.6%$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,641 +3% | $189,044 +3% |
| 2023 | $2,563 -0.2% | $183,538 +3% |
| 2022 | $2,568 -0.4% | $178,192 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,752/mo
Principal & interest
$1996
Property taxes
$538
Other costs
$218
Climate risks
Neighborhood: 33884
Nearby schools
GreatSchools rating
- 5/10Chain Of Lakes Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 3/10Denison Middle SchoolGrades: 6-8Distance: 5 mi
- 2/10Lake Region High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Chain O Lakes Elem
- Middle: Denison Middle
- High: Lake Region High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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