Welcome to this beautiful 4-bedroom, 3.5-bath two-story home nestled on a private, wooded 1.84-acre lot with no HOA--offering the perfect blend of space, privacy, and luxury living. Step outside to your own retreat featuring a large deck, screened porch, and swimming pool, ideal for relaxing or entertaining while enjoying peaceful natural surroundings. Inside, the thoughtfully designed layout showcases elegant details throughout. The kitchen features beautiful countertops, tile backsplash, stainless steel appliances, recessed lighting, crown molding, and beautiful tile flooring. The breakfast nook opens through French doors to the screened porch and deck, creating seamless indoor-outdoor living. The family room impresses with a vaulted ceiling, hardwood floors, crown molding, and a cozy gas log fireplace. A formal dining room with tray ceiling, hardwood floors, chair rail, and crown molding adds timeless elegance. The first-floor primary suite is a true retreat, complete with a tray ceiling, spacious walk-in closet with custom shelving, and a luxurious en-suite bath featuring a dual vanity, deep soaking jetted tub, and a large tile walk-in shower. Upstairs offers three additional bedrooms with hardwood floors, two full baths, and an unfinished attic--perfect for storage or future expansion. Additional features include a laundry room with cabinets and utility sink, a convenient built-in bench area, central vacuum system, intercom system, rounded wall corners, and an epoxy-coated garage floor. The property also includes a 2.5-car insulated garage with extra storage space. This home delivers the rare combination of privacy, space, and upscale features--all without HOA restrictions. A true must-see!
For sale
$579,900
3546 Saddle Ridge Rd, Stem, NC 27581
4beds
2,544sqft
Est.:
Single Family Residence, Residential
Built in 2005
1.84 Acres Lot
$567,600 Zestimate®
$228/sqft
$-- HOA
What's special
Swimming poolIntercom systemCozy gas log fireplaceRecessed lightingLarge deckCrown moldingHardwood floors
- 1 day |
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Zillow last checked: 7 hours ago
Listing updated: April 11, 2026 at 05:34am
Listed by:
Maiddo Esho 919-770-4960,
eXp Realty, LLC - C
Source: Doorify MLS,MLS#: 10159234
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Central Air, Electric, Exhaust Fan
Appliances
- Included: Dishwasher, Dryer, Electric Range, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Room, Main Level, Sink
Features
- Bathtub/Shower Combination, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Chandelier, Crown Molding, Dining L, Eat-in Kitchen, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Master Downstairs, Recessed Lighting, Separate Shower, Smooth Ceilings, Sound System, Storage, Tray Ceiling(s), Walk-In Closet(s), Whirlpool Tub
- Flooring: Hardwood, Tile
- Doors: French Doors
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 2,544
- Total interior livable area: 2,544 sqft
- Finished area above ground: 2,544
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 1
- Patio & porch: Deck, Front Porch, Rear Porch, Screened
- Pool features: Outdoor Pool
- Spa features: None
- Has view: Yes
Lot
- Size: 1.84 Acres
- Features: Cleared
Details
- Additional structures: Storage
- Parcel number: 087900423624
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Brick Veneer, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, Natural Gas Connected, Septic Available, Water Connected, Propane
Community & HOA
Community
- Subdivision: Saddle Ridge
HOA
- Has HOA: No
- Amenities included: Pool
Location
- Region: Stem
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $445,093
- Annual tax amount: $3,107
- Date on market: 4/10/2026
Estimated market value
$567,600
$539,000 - $596,000
$2,399/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/10/2026 | Listed for sale | $579,900+5.5%$228/sqft |
Source:  Doorify MLS #10159234 Report a problem | ||
| 12/14/2022 | Sold | $549,900-4.4%$216/sqft |
Source: Doorify MLS #2483466 Report a problem | ||
| 11/16/2022 | Pending sale | $575,000$226/sqft |
Source: Doorify MLS #2483466 Report a problem | ||
| 11/12/2022 | Listed for sale | $575,000$226/sqft |
Source: Doorify MLS #2483466 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,155 +0.3% | $445,093 |
| 2024 | $3,147 +19% | $445,093 +59.3% |
| 2023 | $2,645 +3.4% | $279,397 |
| 2022 | $2,558 +7.2% | $279,397 |
| 2021 | $2,385 | $279,397 |
| 2020 | $2,385 | $279,397 |
| 2019 | $2,385 | $279,397 |
| 2018 | $2,385 +2.2% | $279,397 +7.1% |
| 2016 | $2,333 | $260,811 |
| 2015 | $2,333 +6.2% | $260,811 |
| 2014 | $2,198 | $260,811 |
| 2013 | $2,198 | $260,811 |
| 2012 | -- | $260,811 |
| 2011 | -- | $260,811 |
| 2010 | -- | $260,811 +7.2% |
| 2009 | -- | $243,296 |
| 2008 | -- | $243,296 |
| 2007 | $1,837 | $243,296 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,143/mo
Principal & interest
$2795
Property taxes
$348
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Climate risks
Neighborhood: 27581
Nearby schools
GreatSchools rating
- 8/10Butner-Stem ElementaryGrades: PK-5Distance: 4.5 mi
- 6/10Butner-Stem MiddleGrades: 6-8Distance: 4.3 mi
- 2/10Granville Central HighGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- Elementary: Granville - Butner - Stem
- Middle: Granville - Granville Central
- High: Granville - Granville Central
Source: Doorify MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 27581
- North Carolina
- Granville County
- Stem
- 27581
- 3546 Saddle Ridge Rd
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