This property provides a rare investor opportunity and is being offered thousands of dollars below market value. The sale is subject to a life estate, meaning the Seller will retain the right to occupy and maintain the property -- including payment of taxes and insurance -- until his passing. Upon that time, possession will transfer to the buyer.
Spectacular rustic home on 5.83 treed acres in the Schuylerville School District. Nestled perfectly on a knoll within a serene 5.83-acre wooded parcel offering privacy, comfort, and endless charm. Two spacious two car garages provide abundant room for vehicles, storage, and workshop space. Underground 200-amp electrical service to the house and an electrical subpanel in the garage. The front of the home features an inviting open concept living and dining area with attractive wood flooring and warm natural light. From the living room, step out onto the large screened front porch -- ideal for relaxing, grilling, or birdwatching in total tranquility. At the back of the main level are two generously sized bedrooms, including one with private access to its own screened upper-level porch, offering peaceful views of the treed backyard.
The lower level includes a convenient kitchenette, washer/dryer area, and two additional bedrooms -- each with full-sized above-grade windows providing natural light. Trails wind through the wooded back area, perfect for leisurely walks or outdoor adventure. Viewings by appointment only and please do not drive up the driveway unless it is for a confirmed appointment.
Active
$275,000
354 Ruggles Road, Wilton, NY 12831
2beds
1,020sqft
Single Family Residence, Residential
Built in 1990
5.83 Acres Lot
$376,800 Zestimate®
$270/sqft
$-- HOA
What's special
Spectacular rustic homeWarm natural lightTwo generously sized bedroomsAttractive wood flooringConvenient kitchenette
- 1 day |
- 2,147 |
- 174 |
Zillow last checked: 7 hours ago
Listing updated: April 01, 2026 at 02:07pm
Listing by:
Howard Hanna Capital Inc 518-584-0743,
Ritch Gregory 518-466-0677,
Liz Schultheiss 518-796-6997,
Howard Hanna Capital Inc
Source: Global MLS,MLS#: 202614290
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Full bathroom
- Level: First
Full bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Forced Air, Oil
Cooling
- None
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: In Basement
Features
- Flooring: Wood, Carpet
- Basement: Finished,Heated
Interior area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
- Finished area above ground: 1,020
- Finished area below ground: 500
Video & virtual tour
Property
Parking
- Total spaces: 12
- Parking features: Off Street, Detached, Driveway
- Garage spaces: 4
- Has uncovered spaces: Yes
Features
- Patio & porch: Rear Porch, Screened, Covered, Deck, Front Porch, Porch
- Exterior features: Lighting
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 5.83 Acres
- Features: Sloped, Wooded
Details
- Additional structures: Garage(s)
- Parcel number: 415600 129.167
- Special conditions: Standard
- Other equipment: Fuel Tank(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Septic Tank
- Utilities for property: Underground Utilities
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Gansevoort
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $351,199
- Annual tax amount: $5,368
- Date on market: 4/1/2026
Estimated market value
$376,800
$324,000 - $430,000
$1,934/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Listed for sale | $275,000+3885.5%$270/sqft |
Source: | ||
| 9/14/1990 | Sold | $6,900$7/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $230,000 |
| 2024 | -- | $230,000 |
| 2023 | -- | $230,000 |
| 2022 | -- | $230,000 |
| 2021 | -- | $230,000 |
| 2020 | -- | $230,000 |
| 2019 | -- | $230,000 |
| 2018 | -- | $230,000 |
| 2017 | $2,988 +331.6% | $230,000 |
| 2016 | $692 -1.1% | $230,000 |
| 2015 | $700 -13.4% | $230,000 |
| 2014 | $809 | $230,000 |
| 2013 | -- | $230,000 |
| 2012 | -- | $230,000 -2.4% |
| 2011 | -- | $235,600 |
| 2010 | -- | $235,600 |
| 2009 | -- | $235,600 |
| 2008 | -- | $235,600 +60.9% |
| 2007 | -- | $146,400 |
| 2006 | -- | $146,400 |
| 2005 | -- | $146,400 |
| 2004 | -- | $146,400 +93.4% |
| 2003 | -- | $75,700 |
| 2002 | -- | $75,700 |
| 2001 | -- | $75,700 |
| 2000 | -- | $75,700 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 12831
Nearby schools
GreatSchools rating
- 5/10Schuylerville Elementary SchoolGrades: K-5Distance: 5.8 mi
- 6/10Schuylerville Middle SchoolGrades: 6-8Distance: 5.8 mi
- 7/10Schuylerville Junior Senior High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Schuylerville
- High: Schuylerville
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 12831
- New York
- Saratoga County
- Gansevoort
- 12831
- 354 Ruggles Road




