Sold for $429,900 on 07/19/24
$429,900
3539 Payne Lake Rd, Chipley, FL 32428
4beds
2,720sqft
Single Family Residence
Built in 2007
2.51 Acres Lot
$405,900 Zestimate®
$158/sqft
$2,345 Estimated rent
Home value
$405,900
Estimated sales range
Not available
$2,345/mo
Zestimate® history
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Owner options
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What's special
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to lakefront living! This captivating 4-bedroom, 3-bathroom log cabin, complete with a loft space, offers a rustic yet luxurious retreat. Featured with beautiful pine interior walls and a vaulted ceiling, almost every room provides panoramic views of the tranquil lake.
Step outside onto the expansive covered deck that spans the entire backside of the house, offering the perfect spot to relax and take in the views. The bottom floor features a roughed-in kitchen, living area, utility room, bedroom, and bathroom, providing versatility for guests or as a cozy in-law suite.
Recently painted exterior, HVAC replacement 4 years ago, well pump and water filtration system 3 years ago ensure this home has been efficiently maintained. Situated on .74 acres, this property also includes an additional 1.77 acres directly in front, offering endless possibilities for outdoor activities and enjoyment.
Don't let this lakeside retreat slip away! Schedule your showing today
Zillow last checked: 8 hours ago
Listing updated: December 02, 2025 at 04:03am
Listed by:
Tristan C Matthews 304-694-4721,
Coastal Heritage Real Estate LLC
Bought with:
Jessica L Adkins, SL3526970
Salty Marlin Realty LLC
Source: CPAR,MLS#: 753307
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Dimensions: 15.75 x 13.75
Bedroom
- Dimensions: 11.25 x 10
Bedroom
- Dimensions: 12.75 x 9.5
Bedroom
- Dimensions: 13.5 x 11.5
Loft
- Dimensions: 8.5 x 7.75
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Range
Features
- Interior Steps, Loft
Interior area
- Total structure area: 2,720
- Total interior livable area: 2,720 sqft
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Garage spaces: 1
Features
- Patio & porch: Balcony, Deck, Porch, Screened
- Exterior features: Covered Patio, Porch
- Fencing: Chain Link
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
Lot
- Size: 2.51 Acres
Details
- Parcel number: 000000000033220004
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subtype: Single Family Residence
Condition
- Year built: 2007
Community & neighborhood
Location
- Region: Chipley
- Subdivision: Payne Lakes
Other
Other facts
- Road surface type: Dirt
Price history
| Date | Event | Price |
|---|---|---|
| 7/19/2024 | Sold | $429,900+0.2%$158/sqft |
Source: | ||
| 6/5/2024 | Pending sale | $429,000$158/sqft |
Source: | ||
| 6/5/2024 | Contingent | $429,000$158/sqft |
Source: | ||
| 3/4/2024 | Listed for sale | $429,000$158/sqft |
Source: | ||
| 3/1/2024 | Pending sale | $429,000$158/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,160 +6% | $275,434 +6.3% |
| 2023 | $2,982 +5.2% | $259,061 +36.4% |
| 2022 | $2,833 +12.7% | $189,862 +10% |
Find assessor info on the county website
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 5.4 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 4.1 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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Get a free Zillow Showcase℠ listing and you could sell for .
$405,900
2% more+ $8,118
With Zillow Showcase(estimated)
$414,018