For sale

Price cut: $25K (11/5)

$425,000

3538 Saddle Ridge Rd, Stem, NC 27581

3beds

1,704sqft

Est.:

Ranch, Residential

Built in 2004

1.56 Acres Lot

$412,700 Zestimate^®

$249/sqft

$-- HOA

What's special

Oversized lotPeaceful settingUnpermitted bonus roomFuture expansion potentialMature landscapingExceptional landscaping

Welcome to this well-maintained 3-bedroom, 2-bath ranch situated on a beautiful oversized lot with exceptional landscaping. This home offers a comfortable single-level layout plus additional spaces for flexibility: Unpermitted bonus room providing extra living or hobby space Walk-up attic with excellent storage or future expansion potential Mature landscaping enhancing curb appeal and outdoor enjoyment Peaceful setting with room to grow This property combines charm, function, and opportunity — truly a must-see.

96 days

656

46

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Fireplace(s)

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Range, Electric Water Heater
Laundry: Electric Dryer Hookup, Laundry Room

Features

Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, High Ceilings, Master Downstairs, Separate Shower, Walk-In Shower
Flooring: Hardwood

Interior area

Total structure area: 1,704
Total interior livable area: 1,704 sqft
Finished area above ground: 1,704
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Concrete, Deck, Driveway, Garage, Garage Faces Side, Parking Pad
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Deck
Has view: Yes

Lot

Size: 1.56 Acres
Features: Back Yard, Front Yard, Landscaped, Level, Many Trees

Details

Parcel number: 087900521031
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Ranch, Residential

Materials

Brick Veneer, Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 2004

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Connected, Natural Gas Not Available, Phone Available, Propane

Community & HOA

Community

Subdivision: Saddle Ridge

HOA

Has HOA: No
Amenities included: Cable TV, Landscaping, Laundry

Location

Region: Stem

Financial & listing details

Price per square foot: $249/sqft
Tax assessed value: $341,466
Annual tax amount: $2,472
Date on market: 9/22/2025

Estimated market value

$412,700

$392,000 - $433,000

$2,079/mo

Price history

Date	Event	Price
11/5/2025	Price change	$425,000-5.6%$249/sqft
Source: Doorify MLS #10123344 Report a problem
9/22/2025	Listed for sale	$450,000$264/sqft
Source: Doorify MLS #10123344 Report a problem