Sold for $975,000 on 09/17/25
$975,000
3536 Saratoga Ave, Annapolis, MD 21403
4beds
2,368sqft
Single Family Residence
Built in 1988
0.34 Acres Lot
$970,100 Zestimate®
$412/sqft
$4,064 Estimated rent
Home value
$970,100
$902,000 - $1.04M
$4,064/mo
Zestimate® history
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What's special
Your dream home in the coveted, water-privileged community of Arundel on the Bay is waiting! Enjoy stunning, year-round water views of Fishing Creek just off the Chesapeake Bay from this beautifully designed four-bedroom, three-bathroom custom contemporary home. Perfectly positioned on an expansive 0.34-acre corner lot, the property is embraced by mature trees and lush landscaping, offering privacy, tranquility, and the feeling of a personal oasis. Expansive multi-level decks invite you to bask in breathtaking sunrises and sunsets, making everyday living feel like a getaway. Inside, the bright and immaculate interior features elegant hardwood floors, a brand-new window package (2023) flooding the home with natural light, and a warm, inviting ambiance throughout. The formal living room, centered around a cozy fireplace and framed by wide water views, offers the perfect place to gather, while the formal dining room boasts stylish built-ins for storage and charm. The open-concept kitchen is a chef’s delight, updated with crisp white cabinetry, neutral granite countertops, stainless steel appliances, and water views from the kitchen window. A cozy family room with a second fireplace extends from the kitchen, creating an inviting flow ideal for entertaining or everyday living. A main-level bedroom and updated full bath offer tremendous flexibility — ideal for guests, a home office, or multi-generational living. Upstairs, the primary suite is a true retreat, complete with water views, a fireplace, a luxurious spa-inspired bathroom featuring heated floors, a dual granite vanity, a freestanding soaking tub, and a large glass-enclosed shower. A custom-designed walk-in closet elevates the suite with style and function. Two additional oversized bedrooms share an updated Jack-and-Jill bathroom, and one of the bedrooms leads out to a private upper deck — a perfect spot to enjoy your morning coffee while soaking in the serene views. A convenient second-floor laundry room adds thoughtful practicality. The home's outdoor spaces are equally impressive: professionally landscaped front and back yards, two outdoor sheds for kayaks, water toys, and garden equipment, and a newly paved circular driveway (2022) offering ample parking. Additional features include an automated doggie door, an electric pet fence, central A/C (2020), a new water system (2022), a washer and dryer (2022), and a new shed (2023) — ensuring peace of mind for years to come. Living in Arundel on the Bay means more than just a beautiful home — it’s a lifestyle. Residents enjoy exclusive access to a private, recently updated sandy beach, a boat ramp, a long pier with available boat slips, kayak and canoe racks, a basketball court, a playground, and picnic and grilling areas right along the Chesapeake Bay. Whether you're launching a paddleboard, taking a sunset sail, or simply enjoying the vibrant, coastal community spirit, you’ll experience the very best of waterfront living — all just minutes from downtown Annapolis, the Naval Academy, shopping, restaurants, and an easy commute to Washington D.C. and Baltimore. This is waterfront living without the hassle or cost — no flood insurance required. Your coastal dream home awaits at 3536 Saratoga Avenue!
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 03:10pm
Listed by:
Timothy Dominick 443-665-8059,
Coldwell Banker Realty
Bought with:
Erika Dailey, 681113
Hyatt & Company Real Estate, LLC
Source: Bright MLS,MLS#: MDAA2113454
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: Walk-In Closet(s), Fireplace - Wood Burning
- Level: Upper
Primary bathroom
- Features: Flooring - Tile/Brick, Soaking Tub, Granite Counters
- Level: Upper
Breakfast room
- Features: Flooring - HardWood
- Level: Main
Dining room
- Features: Flooring - HardWood
- Level: Main
Family room
- Features: Fireplace - Wood Burning, Flooring - HardWood
- Level: Main
Kitchen
- Features: Breakfast Bar, Granite Counters
- Level: Main
Living room
- Features: Flooring - HardWood, Fireplace - Wood Burning
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Zoned, Multi Units, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Cooktop, Washer, Water Treat System, Electric Water Heater
- Laundry: Upper Level, Washer In Unit, Dryer In Unit
Features
- Attic, Bathroom - Walk-In Shower, Built-in Features, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen Island, Primary Bath(s), Walk-In Closet(s)
- Flooring: Hardwood, Carpet, Wood
- Windows: Energy Efficient
- Has basement: No
- Number of fireplaces: 3
Interior area
- Total structure area: 2,368
- Total interior livable area: 2,368 sqft
- Finished area above ground: 2,368
- Finished area below ground: 0
Property
Parking
- Parking features: Circular Driveway, Asphalt, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Has view: Yes
- View description: Water, Creek/Stream
- Has water view: Yes
- Water view: Water,Creek/Stream
- Waterfront features: Fishing Allowed, Private Access, Sail, Swimming Allowed, Boat - Powered, Bay
Lot
- Size: 0.34 Acres
- Features: Corner Lot, Landscaped, Rear Yard, SideYard(s), Stream/Creek, Corner Lot/Unit
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020200290053237
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Contemporary
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Electricity Available, Sewer Available, Water Available
Community & neighborhood
Location
- Region: Annapolis
- Subdivision: Arundel On The Bay
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FNMA,FHA,VA Loan,Private Financing Available,Cash
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 9/17/2025 | Sold | $975,000-11.4%$412/sqft |
Source: | ||
| 8/21/2025 | Pending sale | $1,100,000$465/sqft |
Source: | ||
| 6/6/2025 | Listed for sale | $1,100,000-8%$465/sqft |
Source: | ||
| 4/1/2025 | Listing removed | $1,196,000$505/sqft |
Source: | ||
| 2/26/2025 | Price change | $1,196,000-4.3%$505/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $770,400 +11.5% |
| 2024 | $7,568 +13.3% | $691,100 +13% |
| 2023 | $6,681 +5.5% | $611,800 +1% |
Find assessor info on the county website
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 3.8 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 6.7 mi
Schools provided by the listing agent
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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$970,100
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$989,502