ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West–style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof—having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room—all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef’s dream, boasting custom 42” cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer—plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36” porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner’s retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors—three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home’s usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay’s best fishing waters—Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you’re only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential—plus, there are multiple car shows within 30–45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch—perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35–45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income—making it a smart investment as well as a showstopping residence. This is more than a home—it’s a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!
For sale
Price cut: $100K (11/29)
$1,200,000
3523 W Shell Point Rd, Ruskin, FL 33570
4beds
3,662sqft
Est.:
Single Family Residence
Built in 2008
0.29 Acres Lot
$1,175,000 Zestimate®
$328/sqft
$-- HOA
What's special
- 40 days |
- 691 |
- 47 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 29, 2025 at 09:02am
Listing Provided by:
Kinga Sojka 813-810-5154,
DALTON WADE INC 888-668-8283
Source: Stellar MLS,MLS#: TB8442486
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bonus Room, Breakfast Room Separate, Dining Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 480 Square Feet
- Dimensions: 20x24
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 156 Square Feet
- Dimensions: 13x12
Primary bathroom
- Features: Bath w Spa/Hydro Massage Tub, Dual Sinks, Tub with Separate Shower Stall
- Level: Second
Bonus room
- Features: No Closet
- Level: First
- Area: 224 Square Feet
- Dimensions: 14x16
Dining room
- Level: First
- Area: 156 Square Feet
- Dimensions: 12x13
Great room
- Level: First
- Area: 255 Square Feet
- Dimensions: 17x15
Kitchen
- Features: Breakfast Bar, Pantry
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Bar Fridge, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Wine Refrigerator
- Laundry: Inside
Features
- Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Flooring: Porcelain Tile
- Doors: French Doors
- Windows: Blinds, Hurricane Shutters/Windows
- Has fireplace: Yes
- Fireplace features: Family Room, Gas
Interior area
- Total structure area: 6,065
- Total interior livable area: 3,662 sqft
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Ground Level, Oversized, Tandem
- Attached garage spaces: 8
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Exterior features: Balcony, Irrigation System
- Has private pool: Yes
- Pool features: Gunite, In Ground, Solar Power Pump
- Has spa: Yes
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Gulf/Ocean Access, Gulf/Ocean to Bay Access, Lift, Seawall
Lot
- Size: 0.29 Acres
- Dimensions: 62 x 208
- Features: FloodZone, In County
- Residential vegetation: Mature Landscaping
Details
- Parcel number: U02321818T00000000015.0
- Zoning: PD-H
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Key West
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Stem Wall
- Roof: Metal
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Public
Community & HOA
Community
- Security: Security System Owned, Smoke Detector(s)
- Subdivision: SHELL POINT 1ST ADD
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $1,124,046
- Annual tax amount: $20,075
- Date on market: 11/3/2025
- Cumulative days on market: 40 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$1,175,000
$1.12M - $1.23M
$5,980/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/29/2025 | Price change | $1,200,000-7.7%$328/sqft |
Source: | ||
| 11/17/2025 | Price change | $1,300,000-6.8%$355/sqft |
Source: | ||
| 11/14/2025 | Price change | $1,395,000-3.5%$381/sqft |
Source: | ||
| 11/11/2025 | Price change | $1,445,000-3.3%$395/sqft |
Source: | ||
| 11/3/2025 | Price change | $1,495,000-0.3%$408/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $20,051 +5.4% | $1,124,046 +6% |
| 2023 | $19,025 +9.9% | $1,060,536 +10% |
| 2022 | $17,312 +65.5% | $964,124 +60.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,222/mo
Principal & interest
$6002
Property taxes
$1800
Home insurance
$420
Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 2/10Thompson ElementaryGrades: PK-5Distance: 4.5 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 6.9 mi
- 4/10Lennard High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Middle: Shields-HB
- High: Lennard-HB
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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