Welcome to Waterford at Palm Harbor, a beautifully maintained, gated, luxury townhome-style condo in the highly desirable East Lake area. This spacious 3-bedroom, 2.5 bath residence offers 1,559 sq ft of comfortable living and the perfect blend of privacy, convenience, and community amenities. The home also features new flooring and updated kitchen appliances, adding modern appeal and move-in-ready comfort. Step inside to an inviting open floor plan filled with natural light, cathedral ceilings, and peaceful views of lush greenery of the natural preserve behind the home. The kitchen boasts a breakfast bar overlooking the living room, creating an ideal setting for everyday living and entertaining. The first floor primary suite provides comfort and convenience with a walk-in closet and a beautifully appointed en-suite bath. Enjoy your morning coffee or unwind in the evening on the screened-in lanai, offering tranquil surroundings and fresh Florida air. Upstairs, you’ll find two additional generously sized bedrooms and a full bath, perfect for guests, family, or a home office setup. Additional highlights include an attached 1-car garage, ample storage, and in-unit convenience features such as central air, ceiling fans, and window treatments. Located in a pet-friendly community, Waterford at Palm Harbor offers resort-style amenities including a community pool, heated spa, fitness center, playground, and clubhouse. The location is second to none, minutes from shopping, dining, the Pinellas Trail, John Chesnut Park, top-rated schools (Carwise, Cypress Woods Elementary & East Lake High), and Gulf Coast beaches. Whether you're looking for a primary residence or long-term investment opportunity, this home checks all the boxes. Schedule your showing today homes in this community do not last!
For sale
$319,000
3521 Kings Rd APT 102, Palm Harbor, FL 34685
3beds
1,559sqft
Est.:
Townhouse
Built in 2002
-- sqft lot
$310,600 Zestimate®
$205/sqft
$615/mo HOA
What's special
Ceiling fansAmple storageCentral airFirst floor primary suiteCathedral ceilingsNew flooringWindow treatments
- 85 days |
- 816 |
- 15 |
Zillow last checked: 8 hours ago
Listing updated: January 21, 2026 at 12:46pm
Listing Provided by:
Chiyeen Penachio 727-686-8281,
PALM LIFE REALTY 888-877-4040,
Walter Penachio 727-688-4040,
PALM LIFE REALTY
Source: Stellar MLS,MLS#: TB8454425
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 143 Square Feet
- Dimensions: 11x13
Bedroom 2
- Features: Built-in Closet
- Level: Second
- Area: 143 Square Feet
- Dimensions: 11x13
Bathroom 3
- Features: Built-in Closet
- Level: Second
- Area: 143 Square Feet
- Dimensions: 11x13
Family room
- Level: First
- Area: 240 Square Feet
- Dimensions: 15x16
Kitchen
- Level: First
- Area: 84 Square Feet
- Dimensions: 7x12
Living room
- Level: First
- Area: 165 Square Feet
- Dimensions: 15x11
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Doors: Sliding Doors
- Windows: Blinds
- Has fireplace: No
Interior area
- Total structure area: 1,559
- Total interior livable area: 1,559 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed, Patio, Screened
- Exterior features: Irrigation System, Lighting
Details
- Parcel number: 272716950600221020
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Concrete, Stucco, Wood Frame (FSC Certified)
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated Community - No Guard, Playground, Pool
- Subdivision: WATERFORD AT PALM HARBOR LUXURY CONDO
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Gated, Playground, Pool
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Trash
- HOA fee: $615 monthly
- HOA name: Greenacre Management / Laura Zimmerman
- HOA phone: 813-600-1100
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $303,353
- Annual tax amount: $4,728
- Date on market: 12/10/2025
- Cumulative days on market: 87 days
- Listing terms: Cash,Conventional
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$310,600
$295,000 - $326,000
$2,566/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/11/2025 | Listed for sale | $319,000+10%$205/sqft |
Source:  Stellar MLS #TB8454425 Report a problem | ||
| 5/23/2025 | Listing removed | $289,900$186/sqft |
Source: Stellar MLS #TB8324953 Report a problem | ||
| 3/7/2025 | Price change | $289,900-3.3%$186/sqft |
Source: Stellar MLS #TB8324953 Report a problem | ||
| 1/15/2025 | Price change | $299,900-4.8%$192/sqft |
Source: Stellar MLS #TB8324953 Report a problem | ||
| 11/27/2024 | Listed for sale | $314,900+146%$202/sqft |
Source: Stellar MLS #TB8324953 Report a problem | ||
| 8/2/2011 | Sold | $128,000-4.5%$82/sqft |
Source: Public Record Report a problem | ||
| 4/21/2011 | Listing removed | $134,000$86/sqft |
Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem | ||
| 4/7/2011 | Listed for sale | $134,000-3.9%$86/sqft |
Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem | ||
| 2/23/2011 | Listing removed | $139,500$89/sqft |
Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem | ||
| 1/21/2011 | Price change | $139,500-3.8%$89/sqft |
Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem | ||
| 12/10/2010 | Listed for sale | $145,000-32.8%$93/sqft |
Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem | ||
| 6/23/2005 | Sold | $215,900$138/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,729 +4.6% | $241,022 +10% |
| 2023 | $4,521 +15.4% | $219,111 +10% |
| 2022 | $3,918 +10.9% | $199,192 +10% |
| 2021 | $3,532 +4.4% | $181,084 +6% |
| 2020 | $3,382 +1.1% | $170,802 +4.7% |
| 2019 | $3,344 | $163,132 -3.2% |
| 2018 | $3,344 +6.7% | $168,481 +3.8% |
| 2017 | $3,135 +12.8% | $162,290 +7.6% |
| 2016 | $2,779 +4.5% | $150,882 +4.1% |
| 2015 | $2,659 +18.4% | $145,006 +43.2% |
| 2014 | $2,245 -6.3% | $101,293 -6.8% |
| 2013 | $2,396 +16.3% | $108,717 +8.4% |
| 2012 | $2,061 | $100,268 -1% |
| 2011 | -- | $101,266 +0.7% |
| 2010 | -- | $100,602 -22.9% |
| 2009 | -- | $130,559 -21.7% |
| 2008 | $2,487 | $166,700 -10.9% |
| 2007 | -- | $187,063 +66.6% |
| 2005 | -- | $112,300 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,619/mo
Principal & interest
$1523
HOA Fees
$615
Property taxes
$481
Climate risks
Neighborhood: 34685
Getting around
0 / 100
No Nearby TransitNearby schools
GreatSchools rating
- 9/10Cypress Woods Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 2.5 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Cypress Woods Elementary-PN
- Middle: Carwise Middle-PN
- High: East Lake High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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