Tucked away at the end of a quiet street in the gated, golf cart–friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that “welcome home” feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room—with its coffered ceiling and sunshine-filled windows—sets the stage for gatherings. The front living area, with tile flooring and sliding glass doors, opens right up to the pool, making indoor-outdoor living a breeze. At the heart of the home, the kitchen and family room create the perfect hangout spot. The kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, a roomy pantry, and a casual breakfast bar. A cozy nook overlooks the pool, while the family room shines with built-in cabinetry, stone accents, and a rustic brick feature wall that adds warmth and personality. The primary suite is its own retreat—sliding doors open directly to the pool deck, and the en-suite bath provides dual vanities, a garden tub, and a walk-in shower. The three additional bedrooms are just as comfortable, each with double-door closets, ceiling fans, and soft carpet. With a dedicated pool bath and a full guest bath, the layout is as practical as it is inviting. Outside, the covered patio is made for lazy afternoons and weekend cookouts. With peaceful views of the pool and backyard, plus a ceiling fan to keep things cool, you’ll want to spend plenty of time out here. The home also includes a laundry room with storage cabinets and a utility sink to keep everything organized. And don’t forget—you’re in Ruby Lakes, where life moves at a laid-back pace. Cruise around the gated neighborhood by foot, car, or even golf cart, and enjoy the peace of mind that comes with quiet security. If you’re looking for comfort, style, and a lifestyle that feels like vacation, this is the one. Let’s set up a tour—you’ll want to see it in person!
For sale
$499,000
349 Ruby Lake Loop, Winter Haven, FL 33884
4beds
2,374sqft
Est.:
Single Family Residence
Built in 1998
0.38 Acres Lot
$490,800 Zestimate®
$210/sqft
$71/mo HOA
What's special
Casual breakfast barDedicated pool bathCeiling fanSoft carpetFull guest bathCeiling fansUtility sink
- 76 days |
- 407 |
- 38 |
Zillow last checked: 8 hours ago
Listing updated: November 22, 2025 at 12:18pm
Listing Provided by:
Jen Lay 863-370-1793,
EXP REALTY LLC 888-883-8509,
Jay Patel 863-399-5820,
EXP REALTY LLC
Source: Stellar MLS,MLS#: L4955628
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 1
- Features: Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Bathroom 1
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bathroom 2
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Dining room
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Family room
- Level: First
- Area: 432 Square Feet
- Dimensions: 24x18
Kitchen
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Living room
- Level: First
- Area: 340 Square Feet
- Dimensions: 20x17
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Tile, Vinyl
- Windows: Blinds, Drapes
- Has fireplace: No
Interior area
- Total structure area: 3,108
- Total interior livable area: 2,374 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 22x21
Features
- Levels: One
- Stories: 1
- Patio & porch: None
- Exterior features: Lighting, Rain Gutters, Sprinkler Metered
- Has private pool: Yes
- Pool features: In Ground, Lighting, Outside Bath Access, Screen Enclosure
Lot
- Size: 0.38 Acres
- Features: Corner Lot, Landscaped
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 272907855605000350
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Public
Community & HOA
Community
- Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Sidewalks
- Security: Gated Community, Smoke Detector(s)
- Subdivision: RUBY LAKE PH 02
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Maintenance Grounds, Security
- HOA fee: $71 monthly
- HOA name: Don Asher and Asso
- HOA phone: 407-425-4561
- Pet fee: $0 monthly
Location
- Region: Winter Haven
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $378,486
- Annual tax amount: $7,082
- Date on market: 9/26/2025
- Cumulative days on market: 74 days
- Listing terms: Cash,Conventional,FHA
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$490,800
$466,000 - $515,000
$2,710/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/26/2025 | Listed for sale | $499,000+10.9%$210/sqft |
Source:  Stellar MLS #L4955628 Report a problem | ||
| 1/19/2022 | Sold | $450,000$190/sqft |
Source: Public Record Report a problem | ||
| 12/1/2021 | Pending sale | $450,000$190/sqft |
Source: Stellar MLS #P4918266 Report a problem | ||
| 11/29/2021 | Listed for sale | $450,000$190/sqft |
Source: Stellar MLS #P4918266 Report a problem | ||
| 11/21/2021 | Pending sale | $450,000$190/sqft |
Source: Stellar MLS #P4918266 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,082 +2% | $378,486 +3% |
| 2023 | $6,942 +23.7% | $367,563 +29.4% |
| 2022 | $5,614 +9.9% | $284,081 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,273/mo
Principal & interest
$2387
Property taxes
$640
Other costs
$246
Climate risks
Neighborhood: 33884
Nearby schools
GreatSchools rating
- 5/10Chain Of Lakes Elementary SchoolGrades: PK-5Distance: 2 mi
- 3/10Denison Middle SchoolGrades: 6-8Distance: 5.1 mi
- 2/10Lake Region High SchoolGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Chain O Lakes Elem
- Middle: Denison Middle
- High: Lake Region High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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