Experience luxury lakeside living in the heart of North Tampa! This custom-built, lakefront home features 4-bedroom, 3.5-bath and offers 3,216 sq. ft. of beautifully designed space with panoramic views of a private lake. The open floor plan is perfect for entertaining, with a large formal living and dining areas with breathtaking views and abundant natural light. The gourmet kitchen boasts solid wood cabinetry, granite counters, double ovens, GE Profile stainless appliances, two pantry cabinets, built in desk and a large island with sink. The kitchen is connected to an informal eating area while overlooking the family room and water views. The huge Family room has an electric fireplace that can be converted back to wood burning. The spacious primary suite has panoramic lake views, includes dual closets and a spa-like bath with jacuzzi tub and walk-in shower, dual vanities and a make-up area. Step outside to your private outdoor oasis— pool and spa with paver deck, upper Trex patio for entertaining, fenced lower yard with newer seawall (2023), outdoor shower, and built-in cedar sauna. Recent updates include new roof (2019), new A/C with updated ductwork and insulation completed 2020. The 2-car garage is extra-long allowing for ample storage or that large vehicle. Located in the sought-after Steinbrenner school district with easy access to shopping, dining, and expressways. Resort-style living every day! Schedule your private tour today before its gone.
For sale
$775,000
3428 Valley Ranch Dr, Lutz, FL 33548
4beds
3,216sqft
Est.:
Single Family Residence
Built in 1984
10,624 Square Feet Lot
$754,200 Zestimate®
$241/sqft
$22/mo HOA
What's special
Fenced lower yardCustom-built lakefront homeGranite countersLarge island with sinkPaver deckBuilt-in cedar saunaOutdoor shower
- 10 days |
- 3,110 |
- 271 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing Provided by:
Wayde Tharp 281-728-9296,
FUTURE HOME REALTY INC 813-855-4982,
Steven Hassett 727-560-6596,
FUTURE HOME REALTY INC
Source: Stellar MLS,MLS#: TB8495126
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Dual Closets
- Level: First
- Area: 270 Square Feet
- Dimensions: 15x18
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 224 Square Feet
- Dimensions: 14x16
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Bedroom 4
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Primary bathroom
- Features: Bath w Spa/Hydro Massage Tub, Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Exhaust Fan, Granite Counters, Makeup/Vanity Space, Tub with Separate Shower Stall, Window/Skylight in Bath, Linen Closet
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Bathroom 2
- Features: Exhaust Fan, Tub With Shower, Linen Closet
- Level: First
- Area: 72 Square Feet
- Dimensions: 9x8
Bathroom 3
- Features: Exhaust Fan, Shower No Tub, Linen Closet
- Level: First
- Area: 56 Square Feet
- Dimensions: 7x8
Bathroom 4
- Features: Exhaust Fan, No Closet
- Level: First
- Area: 20 Square Feet
- Dimensions: 5x4
Dining room
- Level: First
- Area: 120 Square Feet
- Dimensions: 10x12
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 682 Square Feet
- Dimensions: 31x22
Foyer
- Level: First
- Area: 30 Square Feet
- Dimensions: 6x5
Kitchen
- Features: Breakfast Bar, Ceiling Fan(s), Built-in Features, Dual Sinks, Exhaust Fan, Kitchen Island, Pantry
- Level: First
- Area: 270 Square Feet
- Dimensions: 15x18
Laundry
- Level: First
- Area: 105 Square Feet
- Dimensions: 7x15
Living room
- Features: Ceiling Fan(s), Coat Closet
- Level: First
- Area: 208 Square Feet
- Dimensions: 16x13
Sauna
- Level: First
- Area: 28 Square Feet
- Dimensions: 4x7
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Walk-In Closet(s)
- Flooring: Ceramic Tile, Engineered Hardwood, Laminate
- Doors: Outdoor Shower, Sliding Doors
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 4,101
- Total interior livable area: 3,216 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 22x26
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Screened
- Exterior features: Outdoor Shower, Sprinkler Metered
- Has private pool: Yes
- Pool features: In Ground, Screen Enclosure
- Has spa: Yes
- Spa features: In Ground
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake, Lake Front, Lake Privileges
Lot
- Size: 10,624 Square Feet
- Dimensions: 83 x 128
- Residential vegetation: Mature Landscaping
Details
- Parcel number: U2227180KH00000000031.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Lake
- Pet fee: $0 monthly
- Subdivision: NORTH LAKES SEC G A REPL
HOA
- Has HOA: Yes
- HOA fee: $22 monthly
- HOA name: Gary Krotz, HOA President
- HOA phone: 813-240-8864
Location
- Region: Lutz
Financial & listing details
- Price per square foot: $241/sqft
- Tax assessed value: $436,348
- Annual tax amount: $5,280
- Date on market: 4/9/2026
- Cumulative days on market: 11 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$754,200
$716,000 - $792,000
$5,534/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/9/2026 | Listed for sale | $775,000+3.5%$241/sqft |
Source:  Stellar MLS #TB8495126 Report a problem | ||
| 6/18/2025 | Sold | $749,000$233/sqft |
Source: Stellar MLS #TB8383281 Report a problem | ||
| 5/18/2025 | Pending sale | $749,000$233/sqft |
Source: Stellar MLS #TB8383281 Report a problem | ||
| 5/16/2025 | Listed for sale | $749,000$233/sqft |
Source: Stellar MLS #TB8383281 Report a problem | ||
| 6/9/2011 | Listing removed | $2,500$1/sqft |
Source: Coldwell Banker Residential Real Estate #T2470539 Report a problem | ||
| 5/21/2011 | Price change | $2,500-3.8%$1/sqft |
Source: Coldwell Banker Residential Real Estate #T2470539 Report a problem | ||
| 5/14/2011 | Listed for rent | $2,600$1/sqft |
Source: Coldwell Banker Residential Real Estate #T2470539 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,859 +3.6% | $282,403 +3% |
| 2023 | $4,688 +4.7% | $274,178 +3% |
| 2022 | $4,477 +1.5% | $266,192 +3% |
| 2021 | $4,412 +2.2% | $258,439 +1.4% |
| 2020 | $4,316 +2.8% | $254,871 +2.3% |
| 2019 | $4,197 | $249,141 +1.9% |
| 2018 | $4,197 +2.4% | $244,496 -3.1% |
| 2017 | $4,100 -1.3% | $252,402 +7% |
| 2016 | $4,154 +3.1% | $235,937 +1.9% |
| 2015 | $4,031 -14.5% | $231,590 +2.5% |
| 2014 | $4,716 | $225,859 +9.2% |
| 2013 | $4,716 +13% | $206,866 +7.9% |
| 2012 | $4,173 -11.6% | $191,715 -12.2% |
| 2011 | $4,719 +24.4% | $218,255 +1.8% |
| 2010 | $3,794 +2.7% | $214,313 +2.7% |
| 2009 | $3,694 +0% | $208,679 +0.1% |
| 2008 | $3,693 -3.4% | $208,471 +3% |
| 2007 | $3,822 -5.3% | $202,399 +2.5% |
| 2006 | $4,038 +0% | $197,462 +3% |
| 2005 | $4,037 | $191,711 +3.6% |
| 2004 | -- | $185,040 +1.9% |
| 2003 | -- | $181,590 +2.4% |
| 2002 | -- | $177,334 +1.6% |
| 2001 | -- | $174,541 -3.2% |
| 2000 | $3,706 | $180,316 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,870/mo
Principal & interest
$3685
Property taxes
$1163
HOA Fees
$22
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Climate risks
Neighborhood: 33548
Nearby schools
GreatSchools rating
- 10/10Schwarzkopf Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 10/10Martinez Middle SchoolGrades: 6-8Distance: 3.7 mi
- 7/10Steinbrenner High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Schwarzkopf-HB
- Middle: Martinez-HB
- High: Steinbrenner High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Hillsborough County
- Tampa
- 33548
- 3428 Valley Ranch Dr
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