Skip main navigation
For sale
  • Price cut: $30K (10/13)
    $620,000

    3408 Stewart Cir, Waco, TX 76708

    4beds
    3,407sqft
    : 
    Single Family Residence
    Built in 1974
    0.48 Acres Lot
    $601,400 Zestimate®
    $182/sqft
    $-- HOA

    What's special

    Comprehensive modern updatesMajestic stone carved fireplaceMother-in-law suiteDual backyard areasDining roomTree encompassing grand deckLuxurious brazilian maple floors
    Built in 1974 by the esteemed Waco builder Joe B. Allen, this remarkable home stands as a testament to his renowned precision in materials and construction. Originally crafted for Mr. Allen's own family, it embodies a legacy of meticulous design and dedication. At the heart of the home lies a majestic stone carved fireplace, sourced from a historic Scottish castle—a cherished memento from a family vacation. This residence is thoughtfully designed for exceptional entertaining, featuring three large living areas, a dining room, and a library. One living area could easily be transformed into a mother-in-law suite, complete with its own kitchen, bathroom and courtyard. This four-bedroom home offers ample space, with each bedroom having easy accessible bathrooms for convenience and privacy. Among its unique features are luxurious Brazilian maple floors, built-in china cabinet and bookshelves, and many comprehensive modern updates. Step outside to the tree encompassing grand deck, and visualize this ideal venue for your next large gathering. The workshop-storage building is an added bonus for those who need extra room for hobbies, crafts, or an exercise haven. Outdoor enthusiasts will appreciate the dual backyard areas and convenient access to Waco’s Dam Trail, perfect for leisurely scenic walks. We invite you to explore and experience the unparalleled charm and sophistication this extraordinary home offers.
    117 days
    |
    958
    |
    57
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: November 10, 2025 at 05:43pm

    Listed by:

    Charlotte Siegmund 255290,

    Coldwell Banker Apex, REALTORS 254-776-0000

    Source: NTREIS,MLS#: 21046901

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: Second
    • Dimensions: 20 x 18
    Den
    • Features: Fireplace
    • Level: First
    • Dimensions: 24 x 17
    Other
    • Level: First
    • Dimensions: 21 x 20
    Living room
    • Features: Fireplace
    • Level: First
    • Dimensions: 33 x 21
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave
    • Laundry: Laundry in Utility Room
    Features
    • Built-in Features, Double Vanity, Granite Counters, In-Law Floorplan, Kitchen Island, Multiple Master Suites, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Ceramic Tile, Wood
    • Has basement: No
    • Number of fireplaces: 2
    • Fireplace features: Decorative, Family Room, Gas, Living Room, Wood Burning
    Interior area
    • Total interior livable area: 3,407 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Additional Parking, Circular Driveway, Concrete, Carport, Detached Carport, Driveway, Garage, Garage Faces Rear
    • Attached garage spaces: 2
    • Carport spaces: 1
    • Covered spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: Multi/Split
    • Patio & porch: Deck, Covered
    • Exterior features: Rain Gutters
    • Pool features: None
    • Fencing: Fenced,Wood
    Lot
    • Size: 0.48 Acres
    • Features: Hardwood Trees, Landscaped, Sprinkler System
    Details
    • Additional structures: Workshop
    • Parcel number: 164949

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Detached
    • Property subtype: Single Family Residence
    Materials
    • Roof: Composition
    Condition
    • Year built: 1974

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Sewer Available

    Community & HOA

    Community
    • Subdivision: Blue Bonnet Cliffs
    HOA
    • Has HOA: No
    Location
    • Region: Waco

    Financial & listing details

    • Price per square foot: $182/sqft
    • Tax assessed value: $648,200
    • Annual tax amount: $14,621
    • Date on market: 9/3/2025
    • Cumulative days on market: 399 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $601,400

    $571,000 - $631,000

    $2,274/mo

    Price history

    Price history
    DateEventPrice
    10/13/2025Price change$620,000-4.6%$182/sqft
    Source: NTREIS #21046901 Report a problem
    9/30/2025Price change$650,000-7%$191/sqft
    Source: NTREIS #21046901 Report a problem
    9/3/2025Price change$699,000-11.5%$205/sqft
    Source: NTREIS #21046901 Report a problem
    3/19/2025Price change$789,500-0.7%$232/sqft
    Source: NTREIS #226732 Report a problem
    1/3/2025Price change$794,900-0.6%$233/sqft
    Source: WMLS #226732 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $648,200 +1.5%
    2024-- $638,730 +11%
    2023-- $575,391 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,876/mo
    Principal & interest
    $2941
    Property taxes
    $718
    Home insurance
    $217

      Climate risks

      Neighborhood: Cedar Ridge

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Mountainview
      • Middle: Tennyson
      • High: Waco
      • District: Waco ISD

      Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Similar homes

      Skip to the end of the carouselSkip to the beginning of the carousel
      • Loading
      • Loading