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For sale
    • $375,000

    3400 Rugby Ct, Palm Harbor, FL 34684

    2beds
    1,420sqft
    : 
    Single Family Residence
    Built in 1981
    0.25 Acres Lot
    $360,100 Zestimate®
    $264/sqft
    $164/mo HOA

    What's special

    Granite countertopsVaulted cathedral ceilingsScreened-in florida roomUpdated kitchenStainless steel appliancesShaker cabinets
    Welcome to your slice of paradise in Highland Lakes - widely regarded as the best-kept secret in Pinellas County! This beautifully maintained 2-Bedroom, 2-Bath home offers 1420 sq ft of comfortable living space and a spacious 2-car garage, all ideally situated on a premium pie-shaped lot at the end of a quiet cul-de-sac. Step inside and be greeted by VAULTED CATHEDRAL CEILINGS that create an inviting open layout. A wall between the kitchen and living room has been removed, creating a seamless flow and enhancing the home's spacious, airy feel. The UPDATED Kitchen features Stainless Steel Appliances, GRANITE COUNTERTOPS, Shaker Cabinets with an additional cabinet added for storage and "working counter space". The Kitchen opens to Dining Room/Living Room AND the Family/FLEX Room, perfect for an office or den. Both Bathrooms have also been tastefully updated, offering a fresh, contemporary feel. Relax and unwind in the SCREENED-IN Florida Room, an ideal space to enjoy your favorite beverage and watch the Florida Wildlife. Enjoy peace of mind with NO FLOOD INSURANCE Required and a NON EVACUATION ZONE, along with valuable updates including HURRICANE IMPACT WINDOWS and SLIDING GLASS DOOR, the Roof was replaced in 2018, and the AC System in 2014. The expansive Pie-Shaped lot enhances privacy and offers ample room to add a pool, plant a garden, or expand the home, giving you endless possibilities to create your dream outdoor oasis. Located in the highly desirable 55+ community of Highland Lakes, where residents enjoy FREE GOLF, FREE BOAT/RV STORAGE/, PICKLEBALL, TENNIS, HEATED POOLS, PONTOON BOATS FOR LAKE CRUISES, with OVER 50 CLUBS AND ACTIVITIES INCLUDING: A FULL WOOD WORKING WORKSHOP, CERAMICS, STAINED GLASS STUDIOS, CARDS, CLUBS, and DANCES. All of this and just 3 miles to Dunedin Causeway, World Famous Honeymoon Island, Walls Springs, Fred Howard Park with Sunset Beach, 2 International Airports with 30 minutes - all this and so much more!
    2 days
    |
    519
    |
    20
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 18, 2026 at 03:52am

    Listing Provided by:

    Sheri Ragsdale 727-742-3789,

    RAGSDALE RESIDENTIAL REALTY 727-742-3789

    Source: Stellar MLS,MLS#: TB8484795MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Florida Room, Great Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Granite Counters, Dual Closets
      • Level: First
      • Area: 155.4 Square Feet
      • Dimensions: 11.1x14
      Kitchen
      • Features: Kitchen Island, Granite Counters, Pantry
      • Level: First
      • Area: 123.48 Square Feet
      • Dimensions: 8.4x14.7
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 420.84 Square Feet
      • Dimensions: 25.2x16.7
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Laminate
      • Doors: Sliding Doors
      • Windows: Blinds, Double Pane Windows, Drapes, Shades, Storm Window(s), Thermal Windows, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,124
      • Total interior livable area: 1,420 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Golf Cart Garage, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch, Screened
      • Exterior features: Private Mailbox, Private Yard, Rain Gutters, Sidewalk
      • Pool features: Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier
      • Body of water: LAKE TARPON
      Lot
      • Size: 0.25 Acres
      • Dimensions: 75 x 120
      • Features: Cul-De-Sac
      • Residential vegetation: Trees/Landscaped
      Details
      • Parcel number: 052816389030000430
      • Zoning: RPD-7.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HIGHLAND LAKES
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Manager, Pool Maintenance, Recreational Facilities
      • HOA fee: $164 monthly
      • HOA name: Scarlet Roach
      • HOA phone: 727-784-1402
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $264/sqft
      • Tax assessed value: $338,358
      • Annual tax amount: $4,157
      • Date on market: 3/17/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved
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        Estimated market value

        $360,100

        $342,000 - $378,000

        $2,297/mo

        Price history

        Price history
        DateEventPrice
        3/17/2026Listed for sale$375,000+43.1%$264/sqft
        Source: Stellar MLS #TB8484795 Report a problem
        12/30/2020Sold$262,000-8.1%$185/sqft
        Source: Public Record Report a problem
        11/17/2020Pending sale$285,000$201/sqft
        Source: Sellstate on 5th #220067492 Report a problem
        11/9/2020Listed for sale$285,000+20.8%$201/sqft
        Source: Sellstate on 5th #220067492 Report a problem
        11/19/2018Sold$236,000-1.6%$166/sqft
        Source: Public Record Report a problem
        10/21/2018Listed for sale$239,900+45.4%$169/sqft
        Source: TAGER REALTY, INC. #T3137373 Report a problem
        8/30/2018Sold$165,000-26.5%$116/sqft
        Source: Public Record Report a problem
        8/5/2018Price change$224,6370%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        8/2/2018Price change$224,6470%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/31/2018Price change$224,6570%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/29/2018Price change$224,6770%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/25/2018Price change$224,7170%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/23/2018Price change$224,7370%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/22/2018Price change$224,7470%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/21/2018Price change$224,7570%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/18/2018Price change$224,7870%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/16/2018Price change$224,8070%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/11/2018Price change$224,8370%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/9/2018Price change$224,8570%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/6/2018Price change$224,8670%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/4/2018Price change$224,8770%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        7/3/2018Price change$224,8870%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        6/29/2018Price change$224,9270%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        6/28/2018Price change$224,9370%$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem
        6/26/2018Listed for sale$224,957$158/sqft
        Source: RE/MAX REALTEC GROUP INC #U8008647 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$3,929 +1.7%$255,101 +3%
        2023$3,864 +3%$247,671 +3%
        2022$3,751 -0.8%$240,457 +3%
        2021$3,781 +17.6%$233,453 +15.7%
        2020$3,216 +1.8%$201,855 +2.3%
        2019$3,160 $197,317 +76.5%
        2018$3,160 +114.5%$111,826 +2.1%
        2017$1,473 +2.9%$109,526 +2.1%
        2016$1,432 -1.6%$107,273 +0.7%
        2015$1,456 +0.7%$106,527 +0.8%
        2014$1,445 +1.1%$105,682 +1.5%
        2013$1,429 +11.3%$104,120 +1.7%
        2012$1,284 $102,380 +3%
        2011-- $99,398 +1.5%
        2010-- $97,929 +2.7%
        2009-- $95,354 +0.1%
        2008$1,086 $95,259 +3%
        2007-- $92,484 -31.5%
        2005-- $135,000 +10.6%
        2004$1,327 +2.2%$122,100 +4.9%
        2003$1,298 +7%$116,400 +14.7%
        2002$1,213 $101,500 +6.6%
        2001$1,213 +6.3%$95,200 +7.8%
        2000$1,141 $88,300

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,551/mo
        Principal & interest
        $1821
        Property taxes
        $566
        HOA Fees
        $164
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          Climate risks

          Neighborhood: 34684

          Getting around

          34 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          35 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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