Impressive Waterfront Estate on the Bay River! Exceptional 10-acre private estate offering sweeping river views and abundant frontage. A private, gated entrance, winding drive, and elegant fountain set the tone for this stunning home. Designed to capture the beauty of its setting, the two-story residence features walls of windows, wood floors, built-ins, and a gas fireplace. The spacious kitchen offers granite countertops, abundant cabinetry, and easy-care tile flooring, open to the living area for effortless entertaining. A versatile bonus room opens to a large screened porch overlooking the river. The laundry room adjoins the spacious 2 car garage and is steps off the kitchen. The main level primary suite is a private retreat with soaring ceilings, water views, and a luxurious ensuite bath. Upstairs, a loft/media room, two guest bedrooms, and a custom marble bath complete the space. Enjoy your own private dock, boat lift, and ramp—perfect for boating, fishing, and watersports. A rare opportunity to experience the best of waterfront living!
For sale
$1,250,000
3395 Upper Neck Road, Bayboro, NC 28515
3beds
2,510sqft
Est.:
Single Family Residence
Built in 1998
10.03 Acres Lot
$1,174,000 Zestimate®
$498/sqft
$35/mo HOA
What's special
Gas fireplacePrivate gated entranceSoaring ceilingsPrivate dockVersatile bonus roomWater viewsWood floors
- 106 days |
- 637 |
- 54 |
Zillow last checked: 8 hours ago
Listing updated: December 05, 2025 at 12:32pm
Listed by:
KELLY LATIMER 252-649-4620,
TRENT RIVER REALTY
Source: Hive MLS,MLS#: 100527850
Originating MLS: Neuse River Region Association of Realtors
Originating MLS: Neuse River Region Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Bedroom 1, Laundry, Office, Bonus Room, Bedroom 2, Bedroom 3
Bedroom 1
- Level: First
- Dimensions: 15 x 15.7
Bedroom 2
- Level: Second
- Dimensions: 11.5 x 12.3
Bedroom 3
- Level: Second
- Dimensions: 11.5 x 11
Bonus room
- Description: Loft
- Level: Second
- Dimensions: 13 x 13
Dining room
- Level: First
- Dimensions: 11.3 x 14.7
Kitchen
- Level: First
- Dimensions: 11.1 x 14
Laundry
- Level: First
- Dimensions: 12.6 x 6.7
Living room
- Level: First
- Dimensions: 15 x 32
Office
- Level: First
- Dimensions: 13 x 13
Heating
- Propane, Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Water Softener, Refrigerator, Dishwasher
- Laundry: Laundry Room
Features
- Master Downstairs, Central Vacuum, Walk-in Closet(s), High Ceilings, Entrance Foyer, Solid Surface, Bookcases, Ceiling Fan(s), Hot Tub, Pantry, Walk-in Shower, Blinds/Shades, Gas Log, Walk-In Closet(s)
- Flooring: Carpet, Marble, Tile, Wood
- Windows: Thermal Windows
- Basement: None
- Attic: Partially Floored,Walk-In
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,510
- Total interior livable area: 2,510 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Additional Parking, Concrete
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Porch, Screened
- Pool features: Pool/Spa Combo
- Fencing: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Boat Lift, Boat Ramp, Bulkhead
- Frontage type: River
Lot
- Size: 10.03 Acres
- Features: Open Lot, Wooded, Boat Dock, Boat Lift, Boat Ramp, Bulkhead
Details
- Additional structures: Shed(s)
- Parcel number: K0481
- Zoning: residential
- Special conditions: Standard
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Composition
- Foundation: Crawl Space
- Roof: Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Other
Community & HOA
Community
- Subdivision: Saltayre
HOA
- Has HOA: Yes
- Amenities included: Maintenance Roads
- HOA fee: $425 annually
- HOA name: Saltayre HOA
Location
- Region: Bayboro
Financial & listing details
- Price per square foot: $498/sqft
- Tax assessed value: $527,167
- Annual tax amount: $3,167
- Date on market: 8/27/2025
- Cumulative days on market: 106 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$1,174,000
$1.12M - $1.23M
$2,450/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 8/29/2025 | Listed for sale | $1,250,000+179.6%$498/sqft |
Source:  Hive MLS #100527850 Report a problem | ||
| 12/7/2015 | Sold | $447,000$178/sqft |
Source: Hive MLS #70031904 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,168 +3% | $455,827 |
| 2023 | $3,077 +3.1% | $455,827 |
| 2022 | $2,986 | $455,827 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,320/mo
Principal & interest
$6222
Property taxes
$625
Other costs
$473
Climate risks
Neighborhood: 28515
Nearby schools
GreatSchools rating
- 3/10Fred A Anderson Elementary SchoolGrades: 4-5Distance: 8 mi
- 9/10Pamlico County Middle SchoolGrades: 6-8Distance: 7.1 mi
- 6/10Pamlico County High SchoolGrades: 9-12Distance: 7.9 mi
Schools provided by the listing agent
- Elementary: Pamlico County Primary
- Middle: Pamlico County
- High: Pamlico County
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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