Gulf Access Pool Home + Income-Producing Guest Suite – A Rare Find!
Bonus: Assumable interest rate at an incredible 2.65%!
This exceptional property offers the perfect blend of Florida waterfront living and smart investment opportunity! Enjoy DIRECT Gulf access, in-ground pool, and incredible privacy—plus a fully equipped guest suite bringing in $2K+ for just half a month of bookings with potential for much more. This unit adds approximately 400sqft of additional living space!! The private accessory suite includes a bedroom, bathroom, living area, and kitchenette, making it ideal for rental income, in-laws, guests, or a creative studio. With strong rental demand, just this space practically pays for everything.
Step upstairs into a cozy family room filled with natural light and surrounded by windows, showcasing breathtaking backyard sunsets over the pool and intersecting canal. There are two bedrooms upstairs each with an attached bathroom. Across the street, a protected nature preserve ensures peaceful views and total seclusion—this land will never be developed.
Downstairs you'll find ample-covered parking, a spacious storage area, and room for your RV, boat trailer, jet skis, and more. The metal roof was replaced in 2020, and a new pool heater adds comfort year-round. The dock features water, electricity, a boat lift, and a kayak launch for easy access to adventure. And as an added bonus, this home comes completely furnished, just bring your suitcase! Don't miss this rare gem—where lifestyle meets investment potential.
Closed
$687,500
3315 Franzone Rd, Saint James City, FL 33956
3beds
1,320sqft
Single Family Residence
Built in 1981
9,583.2 Square Feet Lot
$677,900 Zestimate®
$521/sqft
$3,460 Estimated rent
Home value
$677,900
$603,000 - $759,000
$3,460/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: November 13, 2025 at 02:49pm
Listed by:
Aimee Gantt 239-747-4575,
Luxury Real Estate Group LLC
Bought with:
Brian Helgemo, 274501399
Compass Florida
Source: Florida Gulf Coast MLS,MLS#: 2025002585
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Cooktop, Ice Maker, Refrigerator, RefrigeratorWithIce Maker
- Laundry: Washer Hookup, Dryer Hookup, In Garage
Features
- Entrance Foyer, Family/Dining Room, Living/Dining Room, Shower Only, Separate Shower, Cable TV, Window Treatments, Bathroom, Family Room, Guest Quarters, Other, Screened Porch
- Flooring: Carpet, Laminate
- Windows: Double Hung, Single Hung, Impact Glass, Window Coverings
- Furnished: Yes
Interior area
- Total structure area: 3,783
- Total interior livable area: 1,320 sqft
Property
Parking
- Total spaces: 2
- Parking features: Covered, Driveway, Paved, RV Access/Parking, Two Spaces, Attached Carport
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Lanai, Open, Porch, Screened
- Exterior features: Outdoor Shower, Storage
- Has private pool: Yes
- Pool features: Electric Heat, Heated, In Ground, Screen Enclosure
- Has view: Yes
- View description: Canal, Landscaped, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Access, Navigable Water
Lot
- Size: 9,583 sqft
- Dimensions: 80 x 120 x 80 x 120
- Features: Rectangular Lot
Details
- Parcel number: 3545222100005.0090
- Lease amount: $0
- Zoning description: RS-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story,Stilt
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- Resale
- Year built: 1981
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available
Community & neighborhood
Security
- Security features: None
Community
- Community features: Non-Gated
Location
- Region: Saint James City
- Subdivision: ST JUDE HARBORS
HOA & financial
HOA
- Has HOA: No
- Amenities included: None
- Services included: None
Other fees
- Condo and coop fee: $0
- Membership fee: $0
Other
Other facts
- Listing terms: All Financing Considered,Assumable,Cash,FHA,VA Loan
- Ownership: Single Family
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 11/13/2025 | Sold | $687,500-8.3%$521/sqft |
Source:  Florida Gulf Coast MLS #2025002585 Report a problem | ||
| 10/14/2025 | Pending sale | $749,900$568/sqft |
Source: Florida Gulf Coast MLS #2025002585 Report a problem | ||
| 7/22/2025 | Listed for sale | $749,900-11.8%$568/sqft |
Source: Florida Gulf Coast MLS #2025002585 Report a problem | ||
| 10/3/2022 | Listing removed | -- |
Source:  Florida Gulf Coast MLS #222051161 Report a problem | ||
| 8/13/2022 | Listed for sale | $849,900+117.6%$644/sqft |
Source: Florida Gulf Coast MLS #222051161 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,220 +2.6% | $301,125 +1.3% |
| 2023 | $4,112 +0.7% | $297,209 +3% |
| 2022 | $4,084 -1.5% | $288,552 +3% |
Find assessor info on the county website
Neighborhood: 33956
Nearby schools
GreatSchools rating
- 8/10Pine Island Elementary SchoolGrades: PK-5Distance: 7.7 mi
- 6/10Gulf Middle SchoolGrades: 6-8Distance: 6.9 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 6.8 mi
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Estimated market value$677,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$677,900