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For sale
  • $628,000

    3312 Clay St, Silver Spring, MD 20902

    5beds
    1,596sqft
    : 
    Single Family Residence
    Built in 1953
    7,627 Square Feet Lot
    $-- Zestimate®
    $393/sqft
    $-- HOA

    What's special

    Private backyardThoughtfully designed layoutComfortable homeFreshly painted interiorsHardwood floorsStainless steel appliancesDurable vinyl windows
    3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage payment—a significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen and book collections). The thoughtfully designed layout features two bedrooms on the main level, complete with a full kitchen and bathroom. The basement offers three additional bedrooms, a second full kitchen (remodeled in 2024), and another full bathroom, making it ideal for guests, rental income, or multi-generational living. Additional highlights include a spacious living and dining room combination for entertaining, freshly painted interiors with hardwood floors, and durable vinyl windows. The main kitchen is appointed with stainless steel appliances and granite countertops, and a private backyard provides the perfect setting for gardening and relaxation. Located in a prime area near downtown Silver Spring and Wheaton, the property offers easy access to shopping, dining, and transit. Additionally, attractive financing is available with an assumable mortgage featuring a competitive interest rate from the current financier. For buyers seeking a turnkey investment or a home with exceptional financial advantages, this property is an absolute must-see!
    204 days
    |
    235
    |
    4
    |

    Zillow last checked: 8 hours ago

    Listing updated: August 14, 2025 at 09:53am

    Listed by:

    heaven Bedada 240-516-4915,

    EXP Realty, LLC 8888607369

    Source: Bright MLS,MLS#: MDMC2182410MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 1
    • Main level bedrooms: 2
    Basement
    • Area: 912
    Heating
    • Central, Natural Gas
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Microwave, Dishwasher, Dryer, Cooktop, Oven, Refrigerator, Washer, Gas Water Heater
    • Laundry: In Basement
    Features
    • 2nd Kitchen, Dining Area, Entry Level Bedroom, Pantry, Bathroom - Tub Shower
    • Flooring: Wood
    • Basement: Connecting Stairway,Improved,Sump Pump,Finished,Partial,Side Entrance,Windows,Walk-Out Access
    • Has fireplace: No
    Interior area
    • Total structure area: 1,824
    • Total interior livable area: 1,596 sqft
    • Finished area above ground: 912
    • Finished area below ground: 684

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage Faces Front, Concrete, Detached, Driveway, On Street
    • Garage spaces: 1
    • Uncovered spaces: 2
    Accessibility
    • Accessibility features: Accessible Entrance
    Features
    • Levels: Two
    • Stories: 2
    • Pool features: None
    Lot
    • Size: 7,627 Square Feet
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 161301225353
    • Zoning: R60
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch/Rambler
    • Property subtype: Single Family Residence
    Materials
    • Frame, Brick, Masonry
    • Foundation: Other
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 1953

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Connecticut Avenue Estates
    HOA
    • Has HOA: No
    Location
    • Region: Silver Spring

    Financial & listing details

    • Price per square foot: $393/sqft
    • Tax assessed value: $465,600
    • Annual tax amount: $5,521
    • Date on market: 5/22/2025
    • Listing agreement: Exclusive Right To Sell
    • Ownership: Fee Simple
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    8/14/2025Price change$628,000-6.3%$393/sqft
    Source: Bright MLS #MDMC2182410 Report a problem
    6/22/2025Price change$670,000-10.7%$420/sqft
    Source: Bright MLS #MDMC2182410 Report a problem
    5/22/2025Listed for sale$750,000+59.2%$470/sqft
    Source: Bright MLS #MDMC2182410 Report a problem
    3/26/2021Sold$471,100+1.1%$295/sqft
    Source: Bright MLS #MDMC737776 Report a problem
    2/28/2021Pending sale$465,900$292/sqft
    Source: Bright MLS #MDMC737776 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$5,232 +9.2%$465,600 +11.9%
    2024$4,790 +13.4%$416,067 +13.5%
    2023$4,223 +20.7%$366,533 +15.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,654/mo
    Principal & interest
    $2989
    Property taxes
    $445
    Home insurance
    $220

      Climate risks

      Neighborhood: 20902

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: East Silver Spring
      • District: Montgomery County Public Schools

      Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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