This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.
Active
$2,350,000
328 Useppa Is, Useppa Island, FL 33921
5beds
2,992sqft
Est.:
Single Family Residence
Built in 1988
0.33 Acres Lot
$-- Zestimate®
$785/sqft
$-- HOA
What's special
All impact glass
- 4 days |
- 250 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: December 10, 2025 at 02:15am
Listed by:
Brian McColgan 239-410-7850,
UIP Property Company LLC
Source: Florida Gulf Coast MLS,MLS#: 2025023544
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Rooms
- Room types: Other, Screened Porch, Workshop, Great Room
Primary bedroom
- Description: Master Bedroom
- Dimensions: 19.00 x 19.00
Bedroom
- Description: Bedroom
- Dimensions: 12.00 x 15.00
Bedroom
- Description: Bedroom
- Dimensions: 12.00 x 17.00
Bedroom
- Description: Bedroom
- Dimensions: 12.00 x 17.00
Bedroom
- Description: Bedroom
- Dimensions: 12.00 x 15.00
Great room
- Description: Great Room
- Dimensions: 23.00 x 36.00
Kitchen
- Description: Kitchen
- Dimensions: 12.00 x 12.00
Utility room
- Description: Utility Room
- Dimensions: 24.00 x 12.00
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric, Zoned
Appliances
- Included: Dryer, Dishwasher, Freezer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Built-in Features, Dual Sinks, French Door(s)/Atrium Door(s), Fireplace, High Ceilings, Living/Dining Room, Shower Only, Separate Shower, Upper Level Primary, Vaulted Ceiling(s), High Speed Internet, Split Bedrooms, Workshop, Other, Screened Porch, Workshop, Great Room
- Flooring: Tile, Wood
- Doors: French Doors
- Windows: Skylight(s), Thermal Windows, Impact Glass
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 2,992
- Total interior livable area: 2,992 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Underground, Garage, Garage Door Opener
- Attached garage spaces: 3
Features
- Patio & porch: Balcony, Deck, Lanai, Porch, Screened
- Exterior features: Deck, Security/High Impact Doors, Storage, Shutters Electric, Gas Grill
- Pool features: Community
- Has view: Yes
- View description: Bay, Landscaped, Lagoon, Mangroves, Partial Buildings
- Has water view: Yes
- Water view: Bay,Lagoon
- Waterfront features: None
Lot
- Size: 0.33 Acres
- Dimensions: 145 x 103 x 96 x 156
- Features: Oversized Lot
Details
- Parcel number: 0944210100003.0280
- Lease amount: $0
- Zoning description: RM-2
- Other equipment: Generator, Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi-Level,Stilt,Traditional
- Property subtype: Single Family Residence
Materials
- Other, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- Resale
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Not Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
Community & HOA
Community
- Features: Boat Facilities, Tennis Court(s), Street Lights
- Security: Fire Sprinkler System, Smoke Detector(s)
- Subdivision: USEPPA ISLAND
HOA
- Has HOA: No
- Amenities included: Beach Rights, Bocce Court, Boat Dock, Marina, Boat Ramp, Fitness Center, Private Membership, Pool, RV/Boat Storage, Restaurant, Spa/Hot Tub, Sidewalks, Tennis Court(s), Trail(s), Management
- Services included: Association Management, Recreation Facilities, Street Lights, Trash
- HOA phone: 239-283-1061
- Condo and coop fee: $0
- Membership fee: $473 monthly
Location
- Region: Useppa Island
Financial & listing details
- Price per square foot: $785/sqft
- Tax assessed value: $1,017,592
- Annual tax amount: $17,076
- Date on market: 12/7/2025
- Cumulative days on market: 5 days
- Listing terms: Cash
- Ownership: Single Family
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/7/2025 | Listed for sale | $2,350,000$785/sqft |
Source:  Florida Gulf Coast MLS #2025023544 Report a problem | ||
| 11/3/2025 | Listing removed | $2,350,000$785/sqft |
Source: Florida Gulf Coast MLS #225001349 Report a problem | ||
| 1/5/2025 | Listed for sale | $2,350,000-2.1%$785/sqft |
Source:  SWFLMLS #225001349 Report a problem | ||
| 9/29/2024 | Listing removed | $2,400,000$802/sqft |
Source: SWFLMLS #224043311 Report a problem | ||
| 5/22/2024 | Listed for sale | $2,400,000+166.7%$802/sqft |
Source: SWFLMLS #224043311 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $18,748 +15.8% | $1,017,590 |
| 2023 | $16,195 +14.1% | $1,017,590 +10% |
| 2022 | $14,196 +23.8% | $925,082 +16.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$15,479/mo
Principal & interest
$11914
Property taxes
$2742
Home insurance
$823
Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 12.9 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.2 mi
- Loading
- Loading
