For sale

Price cut: $5K (12/2)

$89,500

324 Sumner St, Waterloo, IA 50703

3beds

1,011sqft

Est.:

Single Family Residence

Built in 1899

8,276.4 Square Feet Lot

$-- Zestimate^®

$89/sqft

$-- HOA

What's special

Natural woodworkAmple storageEnclosed mudroomOriginal hardwood floorsLaundry hookupsLarge backyardCovered front porch

Ready for your next rental or first home that's affordable? This 3-bedroom, 1-bath home in Waterloo offers strong potential and immediate functionality. The property features original hardwood floors, natural woodwork, a spacious living room, and a separate kitchen with a breakfast bar—ideal foundations for easy cosmetic updates. A covered front porch, enclosed mudroom, and large backyard add curb appeal and tenant-friendly outdoor space. The unfinished basement provides laundry hookups and ample storage, plus room for future improvements to boost value. Located in a stable neighborhood across from a church and minutes from schools, this home offers consistent rental demand and long-term growth potential. A smart opportunity for investors seeking a reliable addition to their portfolio or first time home buyers looking for affordable and functional!

132 days

269

13

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: Family Room

Other

Level: First

Heating

Electric

Cooling

Central Air

Appliances

Included: Range, Refrigerator, Range Hood

Features

Breakfast Bar, Bath in Primary Bedroom, Main Level Primary
Has basement: Yes

Interior area

Total interior livable area: 1,011 sqft
Finished area above ground: 1,011
Finished area below ground: 0

Video & virtual tour

View virtual tour

Property

Parking

Parking features: None

Lot

Size: 8,276.4 Square Feet
Dimensions: 8400 sqft

Details

Parcel number: 891324181006

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block

Condition

New construction: No
Year built: 1899

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $89/sqft
Tax assessed value: $54,680
Annual tax amount: $1,186
Date on market: 8/22/2025
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Estimated market value

Not available

Estimated sales range

Not available

$926/mo

Price history

Date	Event	Price
12/2/2025	Price change	$89,500-5.3%$89/sqft
Source: CRAAR, CDRMLS #2507212 Report a problem
11/10/2025	Price change	$94,500-4.5%$93/sqft
Source: CRAAR, CDRMLS #2507212 Report a problem
8/22/2025	Listed for sale	$99,000-17.2%$98/sqft
Source: CRAAR, CDRMLS #2507212 Report a problem
5/1/2025	Listing removed	$119,500$118/sqft
Source: Northeast Iowa Regional BOR #20244842 Report a problem
2/19/2025	Price change	$119,500-8.1%$118/sqft
Source: Northeast Iowa Regional BOR #20244842 Report a problem