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For sale
  • Price cut: $30.1K (1/14)
    $849,900

    3236 Ridge Top Dr NW, Cleveland, TN 37312

    5beds
    5,055sqft
    : 
    Single Family Residence
    Built in 2006
    0.73 Acres Lot
    $818,900 Zestimate®
    $168/sqft
    $-- HOA

    What's special

    Finished basementStylish tile backsplashPatio and fenced backyardBright open layoutQuiet cul-de-sacSpacious bedroomsTheater room
    Beautifully Updated 5-Bedroom Home on a Quiet Cul-de-Sac! Welcome home to this stunning 5-bedroom, 3.5-bath property that perfectly blends modern updates with comfortable living. Nestled on a well-maintained lot in a quiet cul-de-sac, this home offers both privacy and convenience in a desirable location. Step inside to find gleaming hardwood floors on the main level, fresh paint throughout, and a bright, open layout designed for easy living and entertaining. The kitchen is a showstopper with brand-new quartz countertops, a stylish tile backsplash, and new appliances—a perfect mix of beauty and function. The primary suite on the main level provides comfort and convenience, while a second bedroom on the main is ideal for guests or a home office. Upstairs, you'll find spacious bedrooms and a bonus room with hardwood floors, perfect for a playroom or creative space. The finished basement adds even more versatility with carpet & tile flooring, a kitchenette, theater room and separate living area that opens to a patio and fenced backyard—a great setup for extended family or entertaining. Meticulously cared for and move-in ready, this home combines thoughtful updates, flexible living spaces, and a peaceful setting—everything you've been looking for!
    107 days
    |
    1,185
    |
    48
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 14, 2026 at 07:53am

    Listed by:

    Tammy Johnson 423-322-0197,

    Coldwell Banker Kinard Realty 423-476-5532

    Source: Greater Chattanooga Realtors,MLS#: 1522901

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric, Multi Units
    Appliances
    • Included: Dishwasher, Gas Cooktop, Oven, Stainless Steel Appliance(s), Water Heater
    Features
    • Built-in Features, Cathedral Ceiling(s), Crown Molding, Eat-in Kitchen, Primary Downstairs, Walk-In Closet(s), Separate Shower, Breakfast Nook, Separate Dining Room
    • Flooring: Carpet, Ceramic Tile, Hardwood
    • Windows: Window Coverings
    • Basement: Finished,Full
    • Number of fireplaces: 1
    • Fireplace features: Gas Log, Living Room
    Interior area
    • Total structure area: 5,055
    • Total interior livable area: 5,055 sqft
    • Finished area above ground: 3,348
    • Finished area below ground: 1,707

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Garage, Garage Faces Side
    • Attached garage spaces: 3
    Features
    • Levels: Three Or More
    • Patio & porch: Patio
    • Exterior features: Other, Private Yard
    • Pool features: None
    • Spa features: None
    • Fencing: Fenced,Privacy,Wood
    Lot
    • Size: 0.73 Acres
    • Dimensions: 100 x 110 x 244 x 177 x 46 x 44 x 43 x 15
    • Features: Back Yard, Cul-De-Sac, Landscaped, Sloped
    Details
    • Parcel number: 041h F 017.00
    • Special conditions: Standard
    • Other equipment: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Other
    • Property subtype: Single Family Residence
    Materials
    • Brick, Stucco
    • Foundation: Concrete Perimeter
    • Roof: Shingle
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 2006

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: None
    • Subdivision: Cumberland Hills
    HOA
    • Has HOA: No
    Location
    • Region: Cleveland

    Financial & listing details

    • Price per square foot: $168/sqft
    • Tax assessed value: $837,300
    • Annual tax amount: $4,209
    • Date on market: 10/24/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Asphalt
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    Estimated market value

    $818,900

    $778,000 - $860,000

    $3,067/mo

    Price history

    Price history
    DateEventPrice
    1/14/2026Price change$849,900-3.4%$168/sqft
    Source: RCAR #20255050 Report a problem
    10/23/2025Listed for sale$880,000+14.3%$174/sqft
    Source: RCAR #20255050 Report a problem
    4/3/2024Sold$770,000-1.9%$152/sqft
    Source: RCAR #20231377 Report a problem
    8/30/2023Contingent$785,000$155/sqft
    Source: RCAR #20231377 Report a problem
    6/9/2023Listed for sale$785,000$155/sqft
    Source: Greater Chattanooga Realtors #1371567 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $209,325 +56.7%
    2024$1,922 $133,550
    2023$1,922 $133,550

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,631/mo
    Principal & interest
    $4029
    Property taxes
    $305
    Home insurance
    $297

      Climate risks

      Neighborhood: 37312

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Candy's Creek Cherokee Elementary
      • Middle: Cleveland Middle
      • High: Cleveland High

      Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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