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For sale
  • $575,000

    3221 Cummins Road, Borden, IN 47106

    5beds
    3,462sqft
    : 
    Single Family Residence
    Built in 1997
    4.59 Acres Lot
    $549,300 Zestimate®
    $166/sqft
    $-- HOA

    What's special

    Fenced yardUpdated deckingServiced guttersAll new windowsFully remodeled kitchen
    Enjoy peaceful country living on 4.59 acres in Borden! This 3,462 sq ft home backs up to Deams Lake property and features 2 ponds, offering privacy and scenic views. Major updates include a fully remodeled kitchen (2024), updated primary and additional bathrooms (2024-2026), and all new windows (2023). The basement has been professionally waterproofed inside and out by Everdry (2024). Additional improvements include a shed, fenced yard, updated decking, serviced gutters, septic checked (2025), and roof inspection with minor repairs completed (2025). A rare opportunity for space, updates, and move-in-ready comfort. Seller offering a 1 year home warranty, $3,000 toward closing costs and $1,500 paint credit with accepted offer.
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    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 26, 2026 at 11:48am

    Listed by:

    Sierra Young,

    Lopp Real Estate Brokers

    Source: SIRA,MLS#: 202606857MLS LogoOriginating MLS: Southern Indiana REALTORS Association

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bonus Room, Den, Family Room, Office
      Primary bedroom
      • Description: Flooring: Wood
      • Level: First
      • Dimensions: 13 x 14
      Bedroom
      • Description: Flooring: Wood
      • Level: First
      • Dimensions: 11 x 14
      Bedroom
      • Description: Flooring: Wood
      • Level: First
      • Dimensions: 10 x 11
      Bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 11 x 12
      Bedroom
      • Description: Flooring: Carpet
      • Level: Lower
      • Dimensions: 10 x 15
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
      • Laundry: Main Level, Laundry Room
      Features
      • Wet Bar, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Home Office, Bath in Primary Bedroom, Main Level Primary, Mud Room, Storage, Separate Shower, Utility Room, Walk-In Closet(s), Window Treatments
      • Windows: Blinds
      • Basement: Finished,Sump Pump
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 3,462
      • Total interior livable area: 3,462 sqft
      • Finished area above ground: 1,731
      • Finished area below ground: 1,731

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Off Street
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Balcony, Covered, Deck, Patio
      • Exterior features: Balcony, Deck, Fence, Hot Tub/Spa, Paved Driveway, Patio
      • Has spa: Yes
      • Fencing: Yard Fenced
      Lot
      • Size: 4.59 Acres
      • Features: Adjacent To Public Land
      Details
      • Additional structures: Garage(s), Shed(s)
      • Additional parcels included: 02000240490
      • Parcel number: 100221600047000026
      • Zoning: Residential
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Brick, Frame
      • Foundation: Poured
      Condition
      • Resale
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Connected, Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Borden

      Financial & listing details

      • Price per square foot: $166/sqft
      • Tax assessed value: $397,300
      • Annual tax amount: $3,171
      • Date on market: 3/26/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $549,300

        $516,000 - $582,000

        $2,779/mo

        Price history

        Price history
        DateEventPrice
        3/26/2026Listed for sale$575,000+28.3%$166/sqft
        Source: SIRA #202606857 Report a problem
        5/20/2021Sold$448,112+174.9%$129/sqft
        Source: SIRA #202105023 Report a problem
        6/20/2003Sold$163,000+8.2%$47/sqft
        Source: Public Record Report a problem
        8/2/1999Sold$150,650$44/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,049 -45.9%$397,300 +1.2%
        2024$5,635 +31.3%$392,500 +9.1%
        2023$4,293 +182.5%$359,800 +6.1%
        2022$1,520 +5.5%$339,100 +45.5%
        2021$1,440 +2.2%$233,100 +5.7%
        2020$1,409 +0.4%$220,500 +7.6%
        2019$1,404 -4.2%$204,900 +3.4%
        2018$1,466 +3.7%$198,200 -0.8%
        2017$1,413 $199,700 +3.4%
        2016$1,413 -10.4%$193,100 +4.8%
        2014$1,577 +16.4%$184,200 +10.1%
        2013$1,355 +5.1%$167,300 -4.6%
        2012$1,289 -6.4%$175,400 -2.3%
        2011$1,377 +3.1%$179,600 -2.5%
        2010$1,336 +6.7%$184,200 -5.6%
        2009$1,252 $195,200 +6.5%
        2007-- $183,300
        2006-- $183,300

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,282/mo
        Principal & interest
        $2879
        Property taxes
        $403
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