90 Acres of Breathtaking Panoramic Perfection. Experience the ultimate country lifestyle in this thoughtfully enhanced 3-bedroom, 3-bath estate. Designed for both grand entertaining and intimate relaxation, the home features a desirable first-floor bedroom suite and a finished walk-out basement with a contemporary family room and bath. The property's 90 acres offer a diverse landscape of rolling hills, a peaceful pond, and a traditional barn perfect for hobby farming. The modern outdoor living space—highlighted by a unique heated glass-window pool—offers a resort-like experience with a backdrop of sweeping valley vistas. Private, sophisticated, and undeniably rare.
Active
$1,200,000
320 Merchant Road, Jefferson, NY 12093
3beds
1,992sqft
Single Family Residence, Residential
Built in 1860
90 Acres Lot
$1,133,700 Zestimate®
$602/sqft
$-- HOA
What's special
Peaceful pondFinished walk-out basementDesirable first-floor bedroom suiteModern outdoor living spaceUnique heated glass-window pool
- 117 days |
- 442 |
- 15 |
Zillow last checked:
Listing updated:
Listing by:
Country Boy Realty 518-234-4371,
Matthew Loder 518-378-1235
Source: Global MLS,MLS#: 202531017
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Full bathroom
- Level: First
Full bathroom
- Level: Second
Full bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Ductless, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: Laundry Room
Features
- Solid Surface Counters
- Flooring: Wood, Ceramic Tile, Hardwood
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove, Living Room
Interior area
- Total structure area: 1,992
- Total interior livable area: 1,992 sqft
- Finished area above ground: 1,992
- Finished area below ground: 700
Video & virtual tour
Property
Parking
- Total spaces: 10
- Parking features: Off Street, Stone, Circular Driveway, Driveway
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Patio & porch: Composite Deck, Deck, Patio
- Pool features: In Ground
- Has view: Yes
- View description: Mountain(s), Pasture, Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
Lot
- Size: 90 Acres
- Features: Level, Meadow, Mountain(s), Road Frontage, Views
Details
- Additional structures: Barn(s)
- Parcel number: 433600 145418
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farm,Farmhouse
- Property subtype: Single Family Residence, Residential
Materials
- Wood Siding
- Foundation: Block, Brick/Mortar, Stone
- Roof: Shingle,Asphalt
Condition
- New construction: No
- Year built: 1860
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: No
Location
- Region: Jefferson
Financial & listing details
- Price per square foot: $602/sqft
- Tax assessed value: $330,000
- Annual tax amount: $7,900
- Date on market: 12/20/2025
Estimated market value
$1,133,700
$1.08M - $1.19M
$2,773/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/20/2025 | Listed for sale | $1,200,000+300%$602/sqft |
Source:  Global MLS #202531017 Report a problem | ||
| 11/12/2020 | Sold | $300,000$151/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $132,000 |
| 2023 | -- | $132,000 |
| 2022 | -- | $132,000 +2.3% |
| 2021 | -- | $129,010 |
| 2020 | -- | $129,010 |
| 2019 | -- | $129,010 -8.9% |
| 2018 | -- | $141,650 +11.1% |
| 2017 | $7,067 | $127,500 |
| 2016 | -- | $127,500 |
| 2015 | -- | $127,500 |
| 2014 | -- | $127,500 |
| 2013 | -- | $127,500 |
| 2012 | -- | $127,500 |
| 2011 | -- | $127,500 |
| 2010 | -- | $127,500 |
| 2009 | -- | $127,500 |
| 2008 | -- | $127,500 |
| 2007 | -- | $127,500 |
| 2006 | -- | $127,500 |
| 2005 | -- | $127,500 |
| 2004 | -- | $127,500 |
| 2003 | -- | $127,500 |
| 2002 | -- | $127,500 |
| 2001 | -- | $127,500 |
| 2000 | -- | $127,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12093
Nearby schools
GreatSchools rating
- 4/10Jefferson Central SchoolGrades: PK-12Distance: 1.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Schoharie County
- Jefferson
- 12093
- 320 Merchant Road
Nearby cities
Nearby zip codes
Other Jefferson Topics
