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Contingent
  • $9,500,000

    32 Cardinal Ln, Key Largo, FL 33037

    4beds
    3,457sqft
    : 
    Single Family Residence
    Built in 1990
    0.58 Acres Lot
    $9,136,300 Zestimate®
    $2,748/sqft
    $-- HOA

    What's special

    Screened-in pool terraceBoat liftPrivate dockageCanal-front homeVaulted ceilingsSpacious light-filled interiorsModern kitchen
    Located in the desirable neighborhood of Sunrise Cay within the private gated community of Ocean Reef Club in Key Largo, Florida, this beautiful 4-bedroom, 4-bath canal-front home offers the perfect blend of tropical living and modern comfort. Situated on 100 feet of canal frontage, this elevated residence features spacious, light-filled interiors with vaulted ceilings, open living and dining areas, and large glass doors that frame stunning water and garden views. The modern kitchen and living spaces flow seamlessly to a screened-in pool terrace surrounded by lush landscaping and swaying palms. Enjoy direct water access with private dockage and a 16,000 lb. boat lift, ideal for boating and water enthusiasts. The home's exterior showcases elegant architectural details, a grand curved staircase entry, and abundant outdoor living areas. Experience the best of the Ocean Reef lifestyle — privacy, comfort, and resort-style amenities — all just minutes from open water access.
    85 days
    |
    54
    |
    0
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: November 07, 2025 at 07:47am

    Listed by:

    Barbara Sibley,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 2915MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 4
    Appliances
    • Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
    • Laundry: Laundry Closet
    Features
    • Office/Den
    • Windows: Accordian Shutters, Impact Glass
    • Has fireplace: Yes
    • Furnished: Yes
    Interior area
    • Total structure area: 3,457
    • Total interior livable area: 3,457 sqft
    Video & virtual tour

    Property

    Features
    • Stories: 2
    • Exterior features: Dock, Garden
    • On waterfront: Yes
    Lot
    • Size: 0.58 Acres
    Details
    • Parcel number: 00569443003200
    • Special conditions: Traditional

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Condition
    • As Is
    • New construction: No
    • Year built: 1990
    • Major remodel year: 2015

    Community & HOA

    Community
    • Subdivision: Not Condo or Condo Outside MLS Area
    Location
    • Region: Key Largo

    Financial & listing details

    • Price per square foot: $2,748/sqft
    • Tax assessed value: $7,650,208
    • Annual tax amount: $17,030
    • Date on market: 10/28/2025
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    Estimated market value

    $9,136,300

    $8.68M - $9.59M

    $7,867/mo

    Price history

    Price history
    DateEventPrice
    11/7/2025Contingent$9,500,000$2,748/sqft
    Source: CLS at Ocean Reef #2915 Report a problem
    10/28/2025Listed for sale$9,500,000+239.3%$2,748/sqft
    Source: CLS at Ocean Reef #2915 Report a problem
    2/24/2000Sold$2,800,000$810/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$17,030 +3.7%$2,482,517 +2.9%
    2024$16,416 +2.3%$2,412,553 +3%
    2023$16,044 +4.7%$2,342,285 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $57,824/mo
    Principal & interest
    $48007
    Property taxes
    $6492
    Home insurance
    $3325

      Climate risks

      Neighborhood: 33037

      Nearby schools

      GreatSchools rating

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