Welcome home to 3173 Fender Road in Melbourne, KY—a beautifully maintained all-brick ranch on 2 level acres, offering the space and flexibility you've been looking for, just minutes to the AA Highway with an easy commute to downtown Cincinnati and Newport on the Levee.
Inside, enjoy true one-floor living with only one step to enter the home. The primary suite, laundry, kitchen, and living areas are all on the main level, plus hardwood floors throughout and a cozy gas fireplace. Step out back to a large rear deck overlooking a peaceful, wide-open setting—perfect for grilling, entertaining, or simply enjoying the quiet.
The walkout lower level has been recently renovated/updated and adds incredible versatility, featuring an additional bedroom, a second kitchen, two offices, and a storage room—ideal for multigenerational living, guests, work-from-home needs, or hobby space.
Need room for toys, tools, or a serious workspace? You'll love the 24x32 insulated additional garage/workshop equipped with electric—perfect for a contractor, car enthusiast, or anyone who wants a dedicated shop.
A rare combination of brick ranch living + acreage + workshop + finished walkout basement in a convenient location—don't miss your chance to make this one yours!
Pending
$550,000
3173 Fender Rd, Melbourne, KY 41059
4beds
2,600sqft
Est.:
Single Family Residence, Residential
Built in 1997
2.13 Acres Lot
$-- Zestimate®
$212/sqft
$-- HOA
What's special
Cozy gas fireplaceAll-brick ranchTrue one-floor livingWalkout lower levelHardwood floors throughout
- 30 days |
- 324 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 05:53am
Listed by:
Ben Neltner 859-816-0228,
Neltner Realty
Source: NKMLS,MLS#: 639223
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 225
- Dimensions: 15 x 15
Bedroom 2
- Level: First
- Area: 140
- Dimensions: 10 x 14
Bedroom 3
- Level: First
- Area: 132
- Dimensions: 11 x 12
Bedroom 4
- Features: Carpet Flooring
- Level: Lower
- Area: 144
- Dimensions: 16 x 9
Bathroom 2
- Description: Full
- Level: First
- Area: 140
- Dimensions: 10 x 14
Bathroom 3
- Description: Full
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bathroom 4
- Description: Partial
- Level: Lower
- Area: 30
- Dimensions: 6 x 5
Breakfast room
- Level: First
- Area: 56
- Dimensions: 7 x 8
Dining room
- Level: First
- Area: 156
- Dimensions: 12 x 13
Entry
- Level: First
- Area: 56
- Dimensions: 7 x 8
Family room
- Level: Lower
- Area: 336
- Dimensions: 14 x 24
Game room
- Level: Lower
- Area: 144
- Dimensions: 12 x 12
Kitchen
- Level: First
- Area: 240
- Dimensions: 12 x 20
Laundry
- Level: First
- Area: 72
- Dimensions: 8 x 9
Living room
- Level: First
- Area: 360
- Dimensions: 18 x 20
Primary bath
- Description: Full
- Level: First
- Area: 80
- Dimensions: 10 x 8
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 2.13 Acres
- Dimensions: 2.125 acres
Details
- Additional structures: Shed(s), Storage
- Parcel number: 9999924147.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Brick
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Natural Gas Available
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Melbourne
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $455,000
- Annual tax amount: $5,460
- Date on market: 1/21/2026
- Cumulative days on market: 31 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Pending sale | $550,000$212/sqft |
Source:  NKMLS #639223 Report a problem | ||
| 1/21/2026 | Listed for sale | $550,000$212/sqft |
Source: NKMLS #639223 Report a problem | ||
| 1/20/2026 | Pending sale | $550,000$212/sqft |
Source: NKMLS #639223 Report a problem | ||
| 1/15/2026 | Listed for sale | $550,000+20.9%$212/sqft |
Source: NKMLS #639223 Report a problem | ||
| 4/26/2022 | Sold | $455,000-4.2%$175/sqft |
Source: Public Record Report a problem | ||
| 1/20/2022 | Pending sale | $475,000$183/sqft |
Source: NKMLS #554545 Report a problem | ||
| 1/7/2022 | Listed for sale | $475,000$183/sqft |
Source: NKMLS #554545 Report a problem | ||
| 12/30/2021 | Pending sale | $475,000$183/sqft |
Source: NKMLS #554545 Report a problem | ||
| 11/30/2021 | Price change | $475,000-3%$183/sqft |
Source: NKMLS #554545 Report a problem | ||
| 11/3/2021 | Listed for sale | $489,900$188/sqft |
Source: NKMLS #554545 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $5,460 +146.6% | $455,000 +109.1% |
| 2022 | $2,214 -1.2% | $217,600 |
| 2021 | $2,240 +2.7% | $217,600 +4.6% |
| 2018 | $2,181 -3.1% | $208,000 +12.9% |
| 2017 | $2,251 +19.2% | $184,300 |
| 2016 | $1,889 | $184,300 |
| 2015 | $1,889 +1.8% | $184,300 |
| 2014 | $1,855 | $184,300 -15.5% |
| 2013 | -- | $218,000 |
| 2012 | -- | $218,000 |
| 2011 | -- | $218,000 |
| 2010 | -- | $218,000 |
| 2009 | -- | $218,000 |
| 2008 | -- | $218,000 |
| 2007 | -- | $218,000 |
| 2006 | -- | $218,000 |
| 2005 | -- | $218,000 |
| 2004 | -- | $218,000 |
| 2003 | -- | $218,000 |
| 2002 | $1,804 | $218,000 -19% |
| 2001 | -- | $269,000 +34.5% |
| 2000 | -- | $200,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,299/mo
Principal & interest
$2836
Property taxes
$463
Climate risks
Neighborhood: 41059
Nearby schools
GreatSchools rating
- 5/10Campbell Ridge Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 5/10Campbell County Middle SchoolGrades: 6-8Distance: 3.9 mi
- 9/10Campbell County High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: Campbell Ridge Elementary
- Middle: Campbell County Middle School
- High: Campbell County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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