316 N Ninnescah St, Pratt, KS 67124

**OWNER FINANCING** Address: 316 N Ninnescah St, Pratt, KS 67124 Price: $69,000 **True OWNER FINANCING**You Get the Deed at Closing!** NO BANKS!! Straight OWNER FINANCING. We care nothing about your credit score. This home is For Sale by Owner. This is NOT Rent-to-Own...You get the deed at closing! Features: * 2 beds, 2 baths * 1,064 square feet * Basement Studio * Detached Garage Make this home your own by updating it the way you'd like instead of renting! Situated in the heart of Pratt Kansas on a quiet and safe street and close to many schools. With a large yard, this 2 bed/2 bath home with additional studio apartment and detached garage is perfect for those with handyman experience because it does need updates. It is certainly livable or rentable in present condition, however. The best part Is we’re selling this home with OWNER FINANCING. This is not a lease option to purchase, nor a rent-to-own where you pay for years and own nothing. NO! This is a real owner financed property! The buyer will leave the closing with the deed to the house! Qualifications: *Verifiable, consistent income that’s 3x the mortgage payment *A reasonable down payment FAQs: 1. I have bad credit. Will you check my credit score? — We have this crazy idea that a credit score doesn’t pay the bills, but cash and income do. As long as you have a reasonable down payment and income that shows your qualified, we have no reason to check your credit score *The original buyer fell through because of not being able to provide two 12 month payment histories for bills that were on time and paid in full. We do not care about credit history but the buyer needs to be able to produce this. 2. What are the loan terms and down payment? — We can do a 10, 15, 20 or 30 year note for the loan (fixed rate). The loan can run the full length of the term or you can pay it off or refinance early. There is no balloon payment, nor is there a prepayment penalty on the loan. The down payment depends on your income, however, we require a reasonable down payment. 3. Do I own the home? — Yes! You own the home! You will have the deed in hand and we carry the note, just like a bank. 4. Do we have a closing? — Yes! We close with a title company, and you get the deed. 5. What if I want to make changes to the home? — You own it! So, feel free to make any kind of changes you wish. All we care about is that the payments are being made in full, on time, every month. 6. I’m interested in the home, and have a reasonable down payment. How do I view the property? — Please go to the home and call the number on the sign in the front yard, which will take you to a live person telling you how to view the inside of the property. After viewing, if you are interested in taking the next step to purchase the property, just call the number listed in the front yard. Our owner financing houses do not last long, so please view it quickly if you're interested!