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  • $315,000

    316 Insider Loop, Elgin, TX 78621

    5beds
    2,103sqft
    : 
    Single Family Residence
    Built in 2020
    6,316.2 Square Feet Lot
    $312,800 Zestimate®
    $150/sqft
    $17/mo HOA

    What's special

    Stainless steel appliancesGranite countertopsElegant all-tile flooring throughoutSolar screensModern kitchenSpacious front entrySmart thermostat
    Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
    33 days
    |
    660
    |
    51
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 18, 2026 at 01:00pm

    Listed by:

    Brandie Scales (214) 814-8100,

    Compass RE Texas, LLC. (214) 814-8100

    Source: Unlock MLS,MLS#: 5742262MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Heating
    • Central
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Dishwasher, Disposal, Electric Range, Microwave
    Features
    • Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s)
    • Flooring: Carpet, Laminate, Tile
    • Windows: Double Pane Windows
    Interior area
    • Total interior livable area: 2,103 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
    • Attached garage spaces: 2
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered
    • Exterior features: Private Yard
    • Pool features: None
    • Fencing: Back Yard, Wood
    • Has view: Yes
    • View description: None
    • Waterfront features: None
    Lot
    • Size: 6,316.2 Square Feet
    • Features: Back Yard, Few Trees
    Details
    • Additional structures: None
    • Parcel number: 8716627
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Foundation: Slab
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 2020

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Phone Available, Sewer Connected

    Community & HOA

    Community
    • Features: None
    • Subdivision: Saratoga Farms
    HOA
    • Has HOA: Yes
    • Services included: Common Area Maintenance
    • HOA fee: $50 quarterly
    • HOA name: Saratoga Farms
    Location
    • Region: Elgin

    Financial & listing details

    • Price per square foot: $150/sqft
    • Tax assessed value: $340,574
    • Annual tax amount: $8,165
    • Date on market: 12/26/2025
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Electric utility on property: Yes
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $312,800

    $297,000 - $328,000

    $2,124/mo

    Price history

    Price history
    DateEventPrice
    12/26/2025Listed for rent$1,900-5%$1/sqft
    Source: Unlock MLS #6372743 Report a problem
    12/17/2025Listing removed$302,000$144/sqft
    Source: Unlock MLS #9120774 Report a problem
    12/16/2025Price change$2,000-4.8%$1/sqft
    Source: Unlock MLS #1064814 Report a problem
    12/5/2025Listed for sale$302,000-1%$144/sqft
    Source: Unlock MLS #9120774 Report a problem
    12/1/2025Listing removed$305,000$145/sqft
    Source: Unlock MLS #8075399 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $340,574 -8.9%
    2024-- $373,653 -6.2%
    2023-- $398,487 +6.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,043/mo
    Principal & interest
    $1514
    Property taxes
    $402
    Other costs
    $127

      Climate risks

      Neighborhood: 78621

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Elgin
      • Middle: Elgin
      • High: Elgin
      • District: Elgin ISD

      Source: Unlock MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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