Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Active
$315,000
316 Insider Loop, Elgin, TX 78621
5beds
2,103sqft
Est.:
Single Family Residence
Built in 2020
6,316.2 Square Feet Lot
$312,800 Zestimate®
$150/sqft
$17/mo HOA
What's special
Stainless steel appliancesGranite countertopsElegant all-tile flooring throughoutSolar screensModern kitchenSpacious front entrySmart thermostat
- 32 days |
- 660 |
- 51 |
Zillow last checked: 8 hours ago
Listing updated: January 18, 2026 at 01:00pm
Listed by:
Brandie Scales (214) 814-8100,
Compass RE Texas, LLC. (214) 814-8100
Source: Unlock MLS,MLS#: 5742262
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Microwave
Features
- Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Windows: Double Pane Windows
Interior area
- Total interior livable area: 2,103 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: Private Yard
- Pool features: None
- Fencing: Back Yard, Wood
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Size: 6,316.2 Square Feet
- Features: Back Yard, Few Trees
Details
- Additional structures: None
- Parcel number: 8716627
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Phone Available, Sewer Connected
Community & HOA
Community
- Features: None
- Subdivision: Saratoga Farms
HOA
- Has HOA: Yes
- Services included: Common Area Maintenance
- HOA fee: $50 quarterly
- HOA name: Saratoga Farms
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $340,574
- Annual tax amount: $8,165
- Date on market: 12/26/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
$312,800
$297,000 - $328,000
$2,124/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/26/2025 | Listed for rent | $1,900-5%$1/sqft |
Source: Unlock MLS #6372743 Report a problem | ||
| 12/17/2025 | Listing removed | $302,000$144/sqft |
Source: | ||
| 12/16/2025 | Price change | $2,000-4.8%$1/sqft |
Source: Unlock MLS #1064814 Report a problem | ||
| 12/5/2025 | Listed for sale | $302,000-1%$144/sqft |
Source: | ||
| 12/1/2025 | Listing removed | $305,000$145/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $340,574 -8.9% |
| 2024 | -- | $373,653 -6.2% |
| 2023 | -- | $398,487 +6.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,043/mo
Principal & interest
$1514
Property taxes
$402
Other costs
$127
Climate risks
Neighborhood: 78621
Nearby schools
GreatSchools rating
- 2/10Elgin IntGrades: 5-6Distance: 0.5 mi
- 4/10Elgin Middle SchoolGrades: 7-8Distance: 1 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Elgin
- Middle: Elgin
- High: Elgin
- District: Elgin ISD
Source: Unlock MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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